 Medical Insurance? |
| I'm planning to buy health insurance for my family( no serious health issues) , any suggestions which company can give me best deal?... |
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 United Health Care Insurance question? |
| I have had united health care my whole life. My mother and I have it because she is disabled, so we dont pay anything. I heard that i will be covered by it until I am 19. What I am wondering is when I... |
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 Bought new health insurance...need a check up? |
| I have recently bought health insurance. I haven't abeen to a dr in 16 years since my son was born. My husband and I could never afford health insurance. I am scared to go to the dr because ... |
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 For how long does workman's comp suppose to last an individual for,on average? |
| How could I apply for workman's comp,how much money would I expect to receive money,how long does it last?... |
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 Doctor cancelling insurance for unpaid co-pay? |
| I went to my doctors today and I seen a sign posted that stated under a new federal law that if you did not pay your co-pay the doctor could have your insurance cancelled. This sounds like a bunch of ... |
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 I have a 1964 chevy pick up that I am restoring,,I just got a letter from my homeowners insurance? |
that said I had to remove the inoperable vehicle,,my agent says he dont know what to do
do any of youy have a suggestion
Additional Details
If you have looked ,I am in Texas ... |
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 I need an honest answer: Are you ready financially ready for death? |
What about disabailty?
Do you feel you have enough disability insurance?
What about life insurance?... |
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 Colonial Penn (55 - 85 years old) life insurance? |
I have seen the TV comercials where $7.95 a month will buy life insurance with no health questions asked " waratied aceptance" does anyone know what the catch is?
Any feedback would be ... |
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 Home insurance for trailors? |
| i live in south carolina and reting the land where my trailor is going to be waht are the insurance company that will cover us and is less than or around 1000 dollars a ... |
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 What about THIS health insuror? |
| If you are a customer (or have been) of the Assurant Health Insurance Company, what was your experience with them? They appear to be very good at what they do. I am in the market for a health policy.... |
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 How much can one expect from a personal injury claim? |
| What would be a ball park figure in a civil claim where the defendant has admitted fault and there is permanent, irrreversible physical damage to the victim that prohibits him from using his body to ... |
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 I want to pay for car insurance monthly but am haveing problems? |
| im 24 and trying to buy insurance online can anyone recomed how i can do this and pay ... |
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 Which is the best LIC policy? |
| i am looking for a polocy which has high returns.please suggest me one good policy.... |
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 Is the company responsible for stolen items? |
| A thousand dollars worth of my husband's tools were stolen out of his company van, while on company time. His company said they aren't obligated to replace nor reimburse him for those tools.... |
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LaNaschele | Is it right that an insurance company raises its premiums to ALL employees??? |
Is it right that an insurance company raises its premiums to ALL employees to pay for an increase in treating cancer for several employees?
Why don't the employees with cancer pay a higher premium, not everyone?
(Why should I pay for John's lung cancer, when he chose to smoke all these years while working with me?) |
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Zarnev
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Health insurance companies are mandated by law in every state not to single out costly policy holders for a rate increase. With both group and individual policies they must increase the premium for everyone in that insurance pool. With a small group you've got a smaller number of insureds in that pool and the rate increase can be substantial. I've seen premiums for a small group inrease nearly 400% in one year to cover one sick employee. |
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mbrcatz
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Well, it doesn't work that way. Health insurance doesn't "surcharge" for claims like auto insurance.
On a group policy, the group rating tier is set when the policy is first taken out, based on individual underwriting.
The rates won't rise, unless they rise for the tier - EVERY EMPLOYER in that tier, in that plan, in the entire state, will get that rate increase.
Unless, of course, they shop it out, and go with a new plan - in which the rates are re-determined all over again, based on the HEALTH of the participants, not the claims paid. |
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src50
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Your employer group insurance is part of a very large pool. It doesn't "get raised" because of one or several employees. |
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Doctor Deth
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that's how insurance works - what happens if you have to go to the emergency room - would you want to have to pay that $5000 bill? or just the $100 copay - or YOU get cancer and have to pay $50,000 per year for medicine out of pocket - could YOU afford it? |
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euriese f
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kinda of messed up to label john as the issue.. the cost of healthcare itself is overated every healthplan bought by a company at a certain time is bought at a group rate.. the cost of healthcare across a company for price rising issues, as well as bills not paid by others, i'm sure even u must have a few, and the easy way the government can capitilize .... should sum it all up |
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