What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old) |
| My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens ... |
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Do you know anybody who has faked a burglary to claim insurance? |
| did they get away with it. i know someone who did, should i have told insurance company.... |
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COBRA Insurance question? |
| My wife currently carries our family insurance with her company. We were wanting to have another baby on her insurance and she is wanting to quit working in Jan. If that is the case we would ... |
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What are your thoughts on insurance's.Do you feel they are just a scam in disguise? |
They all want your money,but then when you need it,there's always a catch,or some reason they come up with, to keep from giving you the money.. Additional Details I think there main ... |
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I'm self employed, where can I find health insurance? |
| I would like to find a provider that will pay 50% - 80% of my medical bills and all that good stuff. Where should I start looking? Who is best to go with? Is there anything you think I should go ... |
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Where can I purchase individual health insurance? |
| It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look ... |
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My Insurance claim? |
Early December 2006 I dropped my pc down the stairs.
I just got a call from the Insurance people and they say that I will get a letter from the underwriter before wednesday?
Why ... |
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My wife sadly passed away last week ...? |
| After a long and sad illness and I sent a death certificate to the Prudential to claim under her life policy. I rang the Prudential today and went through to an Indian Call Centre where I enquired ... |
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Can I buy a Life Insurance Policy on someone I don't even know? |
Seriously.
For instance, If I took out a policy on Bob Barker, I could expect a payout in about three to five years.
Can I insure someone without their knowledge or permission?<... |
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Life insurance: Which would you pick? |
Scenario: 30 year old purchasing a $250,000 policy. Would you buy:
A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value.
B) 35 year ... |
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How much is too much to pay for health ins for a family, through you employer? |
Almost 400 a month is taken out from my check to pay for insurance. Additional Details Had an HMO and switched to PPO to save money. Ended up paying about the same because the rates went ... |
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What is covered under your home owners insurance? |
| I have a main wall in my house that over time hase become week due to high winds. I can actually see the wall move, i have a big moon window and a crack going done. I have folks out who hae told ... |
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Life Insurance from AIG!? |
Hello,
I have a life insurance from AIG. If AIG goes bankcrupcy, what will happen to my life insurance?
What should I do now?
Thank you! Additional Details Thank you ... |
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Why are insurance companys rip offs? |
| how is it that you pay extra for dental ins. and they tell you that you can't use it for a year. let's see if they could live with a toothache for a year. can i get my money back that was ... |
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Insurance claim? |
Scratched car?
while going to the bank i parked my car in a short stay free car park i packed up fine. On returned to my car as i had forgot something there was a different car parked next to ... |
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How do you get your Lienholder to sign off on an auto insurance check so you can cash it? |
| I got in a minor accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and ... |
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Blacksmith | Is it safe to give my SSN to an insurance company to get a quote? |
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Christie
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Is it a reputable insurance company? If so, then it's safe. Your SSN is necessary when the insurance company determines your rates. |
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nurse ratchet
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It should be safe. They may be using this to look at your credit. That sometimes helps determines the risk and the final rate. |
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Pierro
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Some insurance companies use your SSN to run credit checks to see if you qualify for a certain program(payment plan) they offer. In some States insurance companies cannot use credit scores to determine rates.
You can ask to be given a quote first and if you find that quote to your liking, you may give them your SSN to make sure you qualify. Safer than giving it to every company your getting a quote from. |
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mbrcatz
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Yes, as long as you're sure they are an agent or company. Unless you're in California, you HAVE to give your SS & DOB in order to get an insurance quote - the other states ALL use credit scores for rate determination and eligiblity. |
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Welcome to Colorful Colorado
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They use your SSN to determine your credit worthiness. The last I knew the only carrier who did not do a credit check was American Family Insurance. You may have to pay a slightly higher rate if you did have good credit but decided not to go with a carrier who did a credit check. On the other hand if you have bad credit then you just MIGHT get a better rate if you go with American Family Insurance because they did not do a credit check.
I am not sure if AMFAM changed their policies since but it just might be worth looking into.
http://www.amfam.com/ |
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Mel
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you don't have to give it yoiu can give other ID for a quote but your SSN will be most accurate so if you have good credit and no accidents giving SSN will get you lowest cost insurance if you do not provide it to them you will still get insurance will just have to pay more. |
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prettygirlsmakegraves
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I think so. They need to check your credit to find out if you can pay monthly or need to make one big payment if you have a problem paying bills. |
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V(^_^')V
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insurance company will use you ssn for verify information, specifically you're driving and vehicular history, to better assess your quote. if you feel uncomfortable with it, don't give it away and look for other sites to give you a quote without a ssn submission. |
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Pamela G
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I do not know why you would have to give your SSN to get a quote for insurance, unless it is auto. |
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steak
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You dont have to give anyone your number to get a quote |
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