 Will insurance cover an accident where the driver had revoke drivers license? |
| My girlfriend was recently in an auto accident. There were no other vehicles involved, however she take out a utility pole and the insurance is in my sisters name. Will the insurance pay for the pole?... |
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 About workmans compensation insurance? |
| First where would I acquire it for an employee. And secondly how much is it gonna cost me. It keeps me from hiring, because I dont know how I will ever be able to give a bid that will cover that and ... |
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 Do personal injury settle out of court? |
| Do personal injures case/lawsuits settle out of court? If insurance companies don't want to pay you why do they settle? Also do the person your suing have any say in the settle or not? Also if ... |
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 Can a doctor charge insurance twice for same procedure and then bill patient for the visit.? |
| Went to the doctor, entire visit added up to about 550.00. He billed my insurance first for cortisone injection at a total of 134.00 and got paid 91.00, month later he billed insurance for same ... |
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 Outpatient surgery center patient cashed large insurance check and wont pay, what can we do? |
| I work for an outpatient surgery center. We have a patient that had a very expensive procedure at our facility. We billed the patient's insurance and they paid...the patient. The insurance ... |
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 Tip of her finger amputated at school? |
| my 7 yr old daughter had the tip of her finger amputated off at school and im getting a lot of people asking me if i should take it further, im not sure if i should would it be worth it in the long ... |
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 Who is liable? please help me out? |
If someone gets hurt in a pool on rental property who is liable?
Additional Details
the renters bought an above ground ... |
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 My father let his insurance go dead and had to turn in his tags.? |
He now wants to put the car and insurance in my name. I already have insurance with geico! Will this work and if so what are the dangers of doing this? Thanks
Additional Details
We live ... |
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 My cat jumped me, knocking me to the floor, breaking my arm, Can I use my homeowners insurance to cover this? |
My cat has gone crazy lately .. always jumping on my shoulder when I walk in the door ... this latest time, he jumped me from behind, causing me to lose my balance and fall to the ground.
W... |
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 Renters insurance? |
| What exactly does renters insurance cover. Like if there was a tornado, would it cover damages?... |
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 Term life insurance? |
| which company do you use? Any suggestion to good ones out there?... |
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| Can I use my new insurance on old prescriptions? |
| I have one more refill left on my prescription. I JUST started my new insurance policy...i didnt have any before. When I go pick up my last refill can i present my card and get my policys RX ... |
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 What is the primary purpose of life insurance? |
a. to help save money for old age
b. to pay us an income if we are injured and cant work
c. to help maintain the standard of living of those who depend on our income
d. to pay back ... |
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 Looking for a reasonable Life Ins.,good one please.? |
| maybe you already have one who has been good til the end and honor their contract.... |
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milandranyx | Is it standard procedure for home insurance agents to visit your house before they insure it? |
I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance agents do that now too? |
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mbrcatz
 |
Nope, they can look at the inside, too. They're checking for certain breed dogs, they'll check your electric box, they'll check for unrepaired damage, and they use info like wallpaper, tile, vinyl flooring, to calculate the replacement cost of your house.
An appraiser doesn't come out until after the claim. The agent is doing "front line underwriting" and establishing the value of your house. |
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Katepoet
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Sometimes - it depends on the agency's rules. Call the home office of the company and ask. Make sure the person coming really works for them. |
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Apple
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When you purchase a policy, the insurance company wants an appraisal of your house. In the not too distant past, insurance agents were the ones that came to the house and did the appraisal. However, some insurance agents began sub-contracting this to other companies/individuals.
Your age of the home may matter as well. An older home may have some things like knob & tube wiring, or a newer home may have a number of premium features. |
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rainbowmatrixs
 |
Sometimes. |
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acermill
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It is now becoming commonplace for agents to view both the interior and exterior of homes to be insured, including taking pictures for the insuring firm. Given the losses which the insurers have sustained after Katrina, the CA wildfires, and other natural disasters, they are looking to cut losses, and are getting rather discriminating about what they will and won't insure.
I recently changed insurers and the agent visited my home. I was advised that I needed to repair a loose handrail on the second floor deck before insurance would be issued. There was concern that someone might break through the rail and fall to the ground, causing a payable claim to the insurer. |
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Sue
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I know Allstate usually wants to see the inside of your home. Many others are starting to. Make sure they have proper ID before you let them in the house. They want to make sure there are no fire hazards (stacks of magazines, furniture blocking the exits, etc), that the wiring, plumbing & heating are up to code. They want to see if there are any animals living there, any peeling paint, etc.
Most other things they want to know they can tell from the outside. |
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Joey m
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That is not usual unless your home and the insurable contents have a very high value. |
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Queen B
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that is very rare. most companies send out an inspector to make sure the home is occupied and to look for any existing damage to the outside of the home. i do not know of any company that goes inside the home, but i see from another agent that allstate does this. i have to be honest, i would call my agency and verify this through them before i let them in my home. |
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