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 Some one answer this question?
In the calculation of rates of return on common stock, dividends are _______ and capital gains are ______.
a)guaranteed; not guaranteed
b)guaranteed; guaranteed
c)not guaranteed; ...


 Why is car insurance mandatory but not health insurance?
Say you have mandatory car insurance but not health insurance and you get in a car accident and get injured; your mandatory car insurance covers your car but what about you?...


 Is Cigna Health Insurance Company only motivated by greed?
...


 When you collect on insurance, do you have to claim that on your taxes?
...


 Why in India, the people does not come forward and buy life insurance?
When a people buy a car, or any vehicles, it is compulsory for them to insure it. But while comes to insure their own life, they never buy happily. Either take it for tax saving purpose, or if he is ...


 Can a person already having life insurance take another life insurance policy from another company?
i already have a life insurance policy from LIC, india. can i take another policy from ICICI? can i have 2 life insurance policies at the same time?...


 What makes a person UNINSURABLE?
What things would disqualify a person from getting life insurance? It is offered through my work but there is a part that says, "in order to obtain x amount in life insurance you have to ...


 At 23 I signed for a whole life policy, now 31 I am being told I was "took" and to cancel the policy, help?
Should I switch to term insurance and invest for retirement with a roth ira?...


 Why dont Insurance Companies provide cover to Housewives?
I am a housewife myself. I also used to work for an Insurace Company....


 How long does it take to get a replacement Social Security Card?
...


 Is it possible to buy insurance JUST for fire & nothing else for a home?

Additional Details
I can afford to stand all oter risks exept total destruction by fire & no I'm certainly not planning to have a fire!...


 Why would an insurance company ask for my credit score?
I am getting quotes for insurance on a small apartment building I bought. I'm being asked how my credit is? wtf does that have to do with anything?...


 Will an insurance company pay out for items missing from my home when I don't know when or who took them?
Two valuable rings have gone missing from my home within the last six months. I have had some people installing loft insulation during that time but I cannot say it was them. I just do not know where ...


 Car Insurance should i cancel it because i have a trip?
First of all my renewal of car insurance policy period is 7-11-07 to 7-11-08. But i have a trip to China in June 28 and there no one using the car. Also i;m wonder be back until Aug4.
Should i ...


 Life Insurance Survey - Do you have it ? Yes or No?
Just wondering how many people have some type of life insurance. Term or Life....


 Can one make profit out of insurance?
...


 What is the best type of insurance to buy term or Variable Universal Life? Why?
...


 How can I get cheap insurance?
I am 19,and I am thinking about doing my theory test for my full licence,but insurance are so expensive,especially for my age. Do any of you guys know how can I get cheap insurance?
Do any of ...


 Home Insurance won't pay?
accidental damage to a game console and carpet,put in the claim and the ins company said ok we,ll send someone out. i have however stated from the first call to the loss adjuster company that i no ...


 Can my lender request my home insurance be equal to the loan amout.?
While in the proccess of re-financing my home the lender is requiring that the home insurance be equal to the loan amount instead of the value of the home. My insuance agent says that's illegal. ...



birdlady
Is it too late to get life insurance at 56?
                     
 




angelfire19521
Rating
It isn't too late, contact Alstate , AARP or any other insurance CO, they will ask you if you smoke and if you have any health probs, but even if you do have they can write a policy with a rider attached for appox one yr. Does this help?


529s.com
Its not too late and if you don't have any coverage I would highly recommend that you speak to a professional to determine how much coverage you need - http://www.findlocalinsurance.com
I would also ask about Long-Term Care insurance.


HONORARIUS
No...


Financial Answer Guy
Rating
No, many companies will offer insurance up to age 80 and even above. In relative terms it becomes more expensive the older you get, of course. Depending on your circumstances, needs, goals and cash flow a financial planner can help you put together the right insurance portfolio for you. Try the Planner Search feature on the Financial Planning Association's website, www.fpanet.org

Avoid anyone who:

Tells you to only buy term insurance.
Tells you to never buy term insurance.
Uses a "multiple of salary" approach to determine your need.


Be very skeptical of all "career agents", those that work for a particular insurance company. Although they often do have access to several carriers, the company they work for may tie incentives and benefits to a quota of sales of proprietary products. This influences these agents to sell their own company's products over others.


Frank Castle
No


jademoncada
Rating
wall it is your chose if you want to or not but i wardened do it


linkUS
Not too late, it will just cost you more than had you bought it several years ago.
I got mine at 39 and am paying $105. To start today I may pay $250


kbeacham
No it is not too late. Sit down with an agent or two and learn what your options are. Make an informed choice.


imgail1955
Rating
no


crumpledchocolatewrapper
Rating
Nope, but it's more expensive because the older you get, the higher is the risk. My mom sells insurance 75 year olds can still get insurance.


fcas80
No. But it's going to be expensive.

Do you have a group that provides insurance? Your employer, a professional organization, AARP, something else?


LifeInsuranceAgent
Age 56 is not a problem for life insurance. Each company's underwriting is different so shop around! The rates are based on your health, age, amount of coverage, and duration. About 5 minutes is all it should take to get an accurate quote. Good luck.


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