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 How much do you usually get from bodily injury?
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 Falsely Accuse Car Accident: Person wants to file me as hit and run ?
I had a car accident and then gave the person who I had the car accident with my insurance information such as my policy number and driver license number. I then filed the report to my insurance ...


 "I had gastric bypass surgery back in 2003, since then my insurance company has stopped paying for that surge
"I had gastric bypass surgery back in 2003, since then my insurance company has stopped paying for that surgery.. But since they paid for it in the beginning for me, wouldnt they be obligated to ...


 Is it legal for a business or insurance company not to pay a women for maternity leave during the 6 weeks off?
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 How do u apply for medicare do they send u something?
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 How can I find out if a deceased relative left a will, and what happened to her property? (Pennsylvania, NY)?
Her holdings were quite substantial, with homes in PA and NY. Death was sudden, in July of 04. No one was notified. A "friend" handled the memorial service and cremation, and would tell ...


 What home owners ins. accepts rotties? I have two; should I tell my insurance?
HELP!...


 Can I use my flexible spending account through work for fertility / Infertility treatments for my wife?
I was wondering if the FSA (flexible spending account) can be used at at cryogen laboratory (sperm bank) and for IUI treatments? The IUI is done at a Dr.'s office so I would think that it could, ...


 Has anyone on here sold insurance before? for (Famers,allstate.) whats it like?
I was offered a job thats why? i'm ...


 What are the most affordable insurance for teenagers?
I have a daughter who is about to get her license, what insurance do you recommend in California for the best rates and also what used car do you recommend that is safe and not that expensive for ...


 Thinking about health insurance. How much should I pay a month?
Right now I pay $400 a month for health insurance and it sucks because I still have to pay the first $3000 before the insurance company starts paying anything.
So my dilemma is that if I have a ...


 My employer changed insurance companies and My eye doctor does not take the new company?
But I love my doctor I finally found a doctor I like and that is nice and patiend and explains things. So through my employer it cost me 5.34 a month I checked out individual insurance with the ...


 Is cave-painting so easy that an insurance agent could do it?
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 Should i buy terrorism insurance for my condo?
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 Do you still collect on life insurance if you kill yorself
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 Is met life insurance good?
MY GRANDMA HAD DIED IN JANUARY AND SHE A 10 THOUSAND DOLLAR LIFE INSURANCE POLICY THROUGH MET LIFE. MY UNCLE WHO IS THE POWER OF ATTORNEY IS HAVING A HARD TIME GETIING THE BENEFIT BECAUSE MET LIFE CLA...


 Captive agent or independent?
I am a newly licensed life and health insurance agent n Florida. I have been offered many positions, one is for a captive agency. None of the jobs offer salary and all the comissions are about the ...


 What is the best way to fight an insurance denial?
I had to have a procedure done last week. If I hadn't had it I would have ended up having a larger more complicated surgery that would have possibly left me with the inability to bear children. ...


 Which is the best LIC policy for retirement benefits?
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 Is it a standard policy for insurance co. to only pay 50% on a claim because they can't locate the witness?
I was in a car accident that is about to be settled and my lawyer is now telling me that the insurance company will only pay 50% of the claim, since the witness who originally testified on the ...



morgan
Is it too risky to be a homemaker even if spouse has good life insurance?.?
We both agree that I should be with kids but I'm worried about financial risks.
                     
 




deep5223
Rating
I would say as long as it is financially affordable, stay home. The kids need your influence during the early years. Do you have a college education? Could you find a good job if something should happen to your husband? These are also considerations. Make sure the life insurance is sufficient to give you time to find a good job if something does happen. Not just a years income, but several. You don't want to be rushed into doing something you would not be happy doing.


ricks
Rating
Mbrcatz17: She said HOMEMAKER, not HOME OWNER. But good point anyways.

My wife just went back to work part time after 7 yrs at home to raise our kids. Just make sure that the insurance is enough to cover expenses for some time so you would not have to bring the want ads to the funeral. (hope that didn't sound too rough, I didn't intend for it to.). 2 other things for you to consider:

1. get insurance for you. A big mistake often made by stay at home spouses. If something were to happen to you, your husband will have to either stay home or get child care.

2. get Disability Insurance for him. It could be a fate worse than death! If he becomes disabled & not able to work, & you have no income, you will have to become the sole provider for the children, him & you. You will have to work & take care of all of them. That can be a huge strain. with DI, you can have a portion of his salary still coming in to help out.


swenjj
Rating
not sure what that last answer had to do with a spouse staying home with the kids

as long as you dont divorce and you have enough money in insurance to live off of if something happened to the husband you should be ok,

do you have enough to replace his income, or to pay off the house and college for the kids,and enough to let you get by until you could get a decent paying job?


jerrywv
Rating
No


priya
Rating
Surely


mbrcatz
?? You'd rather be thrown out of your apartment with 30 days notice, than kicked out of your own home with six months notice? How does that make sense?

How is owning a home less risky than renting an apartment? As long as you're not overborrowing to buy the home, you're crazy to NOT own a home. Even if you buy a house, and sell it ten years later for the same amount you paid for it (which rarely happens, btw), then you've lived rent free for 10 years. How is that risky????


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