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 My job no longer is offering health insurance. What is the best way to compare policies and carriers?
I have looked at some online and have gotten so overwhelmed....


 Term insurance?
...


 I have a minor heart problem. Do I have to tell them when getting life insurance?
I suffer from heart palpitations approximately once every month, also known as disrythmia. Recently a friend of mine who had a similar heart problem told me that I will have loads of problem in ...


 I am a licensed insurance agent and am looking for legitimate work from home business opportunities.?
Are there any tried and true sites out there for more information?...


 How much does it really pay if u are a?
pizza delivery driver. With tips included?...


 Is the insurance industry a scam?
I've paid premiums for insurance for years. We had a flood of black water due to a sewer backup that damaged a lot of property and our insurance company suddenly points our exclusions in our ...


 Why is it when my TV got fried by a lightning bolt the Insurance tried to refuse cover?
Why should these worms be aloud to have an "act of God clause" in policies? anyway I told them that is wasn't lightning and the repaired it! HA ! Bleeding robbing insurance companies!...


 If my car is fully insured but someone else is @ the wheel...?
who is not on my policy, will my insurance still cover damages to another vehicle if the person in my car was at fault? Why or why not?...


 Is insurance really worth it?
I am skeptical whether the insurance firms really settle claims. There is the fine-print one doesn't read when buying a policy....


 How much does renter's insurance cost?
...


 What are some good insurance companies?
one that will be pretty cheap for a sixteen year old ...


 Best place to get term life insurance?
...


 What's the most expensive thing you have ever broken?
...


 I need the best site for health insurance for a small business?
the insurance will be for 3 employees and needs to include dental and vision ...


 Do parents have to keep their children on their medical insurance while they are in college?
...


 I had a accident. what options I have?
Accident wasn't my fault. I have a question
Insurance company phoned me and told that they will pick up the car and repair it. First of all they didn;t see the car. Second thing I want to ...


 What is the difference between whole and term life insurance?
Which one is better to provide for your families needs if something happed to you?...


 Hospital Copay- $200?
Why are PCP copays less than hospital copays? Why is there a hospital copay to begin with?...


 Life insurance death benefits?
My father passed away a couple of months ago. my mother is asking me for help in filling all legal docs, etc. I do not have a clue about this stuff and she is so gullible it scares me. Is there ...


 If I die, do my life insurance automatically go to my parents or do I need to make a will for that?
...



kell s
Is it true that if you put a security system (alarm) in your own business that your insurance (premium)?
i mean your payments and yearly cost would go down yes? security systems would be a way of protecting you business yes?
                     
 




emariagethai
Rating
yes, always


ShellyG
Sometimes, not always.
Some companies will give you a discount on your Business Personal Property coverage if you have a central station alarm installed. Sometimes having the alarm will make you eligible to have Theft coverage for your BPP. Some companies it won't make a difference.
Any premium savings may not really off-set the cost of the system and monthly monitoring fees, but you'll have that little extra peace of mind that can be priceless.


STEVEN F
Premiums are based on risk of loss. In general, anything that reduces that risk reduces the premium. Individual companies will have different policies. Some may require an alarm before insuring the business. The type of business is also an issue. Do you have anything worth stealing on hand?


Joe K
Yes it would. The prescence of an alarm system is a deterrent in and of itself.


?
yes


giubinha
Rating
yes.

also in your car and home insurances would make it go down too


Leah S
Rating
What is more true is that the insurance company will often not insure you without such systems. If so, they often only agree to insure you for 'all-risk' which covers all types of damage both in and out of the home or business. Most people dont know this and just assume that they are paying more.... Always fidn out your exact coverage...


msbunny19154
YES


mbrcatz
Most of the time, yes.


starrwoode
Rating
according to your insurance company, what sort of security system it is and where you are located, call your ins co and ask them,


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