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 I recently had hail damage to my car and my insurance company did an estimate which is 100% lower than 3 reput
I recently had my car damaged by hail and I have comprehensivr coverage. My insurance company had an adjuster do the estimate and his estimate is 100% lower than 3 other estimated I had done (some ...


 Car insurance question plz help?
Are their any problems with requesting a free car insurance quote from progressive.com?

Will they start sending me all kinds of crap in the mail and will it hurt me in any way?...


 Does any one know how a cash value life insurance policy work?
My aunt has a whole life policy $10k on her and one for her husband for $10k - $25/month with $4k in the cash value account
They are in their early 50's
Additional Details
W...


 We bought our house 6 months ago after our house insurance got cancel ?
but we are getting reinstated agin I am a little bite of insevure because we are really young and I always get concern that some people get advantage of us for being too youn it has happen. Now ...


 I am a new insurance agent. What tools are available to help me market myself online?
...


 Blue Cross Denied my claim. Why?
I went to my ObGyn for blood work (it was to check my progesterone levels etc for fertiliity). I've had blood work done before & never had a problem with claim being paid. When I received ...


 How much is homeowners insurance?
...


 Do I need to be on the car insurance if I don't live in the house?
I get my license tomorow and my dad was planning on letting me use his car Friday. His insurance covers the driver of the car, but then other insurance policys are saying that I need to be under the ...


 My husband didn't disclose his treatment for a prostate tumor he had (treated 7 yrs ago with a clean bill of
health) on his life insurance policy purchased last year. He said it doesn't matter, like it was a non-event. I think it does matter. Should we contact our agent and let him know? Couldn't ...


 My personnal injury case is up in high court in june,will they make me an ofter before?
...


 Can you add certain items like expensive items like cameras and phone to your homeowners policy?
if tyou add something like an Expensive DSLR or a Iphone to your homeowners policy does it cover damages? Other than your if your house burnds down or something.....say like dropping it?...


 What's the best auto INSURANCE co. for CA?
meaning CHEAPEST and most RELIABLE...


 Nationwide Life Insurance canceled my policy because I couldn't pay them when I became disbled.?
After I looked I noticed I was paying for a disability waiver.I wrote twice to company to be reinstated and twice denied .Where do I turn?...


 How much do you pay for health insurance?
I have BCBS of Michigan. I pay $135.00 PER WK. Is this out of the ordinary? This covers me and my daughter.I am divorced and have to carry health insurance on my daughter. I only make $18.00 an hr. I...


 Can you have an insurance license in more than one state?
I am trying to sell insurance in more than one state. is this allowed? Can you have more than one license?...


 Is Geico a good insurance company?
...


 How to find a life insurance co. that was bought by another?
need to file claim but can not find who bought out this ...


 How can my friend find out if her late father has a life insurance policy?
My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend's stepmother. The ...


 Insurance rates cause of accident?
my insurance is 55.00 a month currently...I had an accident today(my fault) how much will my insurance go up a month?...


 U want to find out what information on u is held by your bank & insurance company.What are u entitled to know?
...



john s
Is it true that ppl without insurance in the USA can't use hospitals and medicare?
I've heard that ppl without insurance can use medicare in America.
If a person have an car accident or an emergency illness, what will happen? Will the doctors accept him in the hospitals?
Is he left to suffer or something?
Thank you
                     
 




Marie
If you go to the ER, they have to treat you, but if you don't have insurance you have to pay the full amount for the visit which can get very pricy. If you have insurance then you just pay a co-pay which is pretty cheap. Like $15-$45.


Mahal
Rating
No, silly.

It is illegal for emergency services to refuse treatment. Many states offer insurance coverage for poor people, colleges offer health insurance to students (for some universities the insurance is a requirement to attend), and many Americans are just billed and pay cash.

Someone has been tellling you fish stories.


Jen
Rating
no. they are required by law to assess and treat all life threatening emergency's, and treat them until they are out of danger. medicaid will cover the bill if they are poor enough, or medicare will if they are disabled or retired. unfortunately, if you have no insurance, 100% of the bill is yours (sometimes you can get the hospital to discount it) and a lot of times you get transferred out as soon as its safe for you., but the hospital cannot refuse life saving treatment. many large cites have "county" hospitals (like where i work) that subsidizes the treatment of the uninsured, and have very generous repayment terms. there is a lot of patient "transfers" that goes on, where for profit hospitals will transfer patients county ones, to continue treatment when the emergency is over.


Beau B
emergency rooms in public hospitals are reuired by law to treat critically injured people regardless of thier ability to pay. This is why universl coverage is needed so much in this country.


mbrcatz
Rating
Medicare is a government handout insurance program for elderly, once they are eligible for social security. You don't get it "automatically", you have to apply for it. Medicaid is a government handout insurance program for very low income people. You also have to apply for that.

Hospitals in the US are NOT allowed to turn away people in urgent care situations. Note, that does NOT include routine office visits, colds, etc.

Your auto policy DOES have an option for "medical payments". If you have no health insurance, you should increase your medical payments coverage.


Frank Castle
No.


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