 What does t AARP stand for? |
| I just have never heard what the actual letters stand for. They send my dad a lot of junk mail and I am just curious.... |
|
 Medical Insurance? |
| I need to know the best way to get insurance for me and my wife. My employer offers it for $53 a week. and it looks mediocre. I am not sure if their is another way to do this. Please advise. any help ... |
|
| What is the car insurance company that offers 40% off for teenagers? |
| What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways ... |
|
 No health insurance or income...need surgery for leg. What to do? |
My boyfriend tore his ACL in his leg. It did not happen at his home so he cannot clain homeowners insurance on it.
Since he can't walk, he can't work either. His job requires ... |
|
 I have to ask all.. Because State Farm insurance will not cover Mississippi..Do you trust State farm anymore? |
| If Start Farm will not cover New Orleans and southern Alabama, Mississippi? Would you trust them for Auto Insurance? The outcome of this question will be a MinnesotaRick's yahoo 360 blog..... |
|
 Getting insurance for an expensive watch? |
| Does anyone know of any companies that provide insurance on expensive watches? I don't have a homeowners policy to add it on to, so i was looking for a standalone policy for a particular item.... |
|
 Totaled SUV, their fault , insurance will only pay what its worth, have 3K left to payoff-what is best action? |
| HONDA 2006 CRV SUV(mini) struck from behind. Even they (other party)have good insurance. Co. says we will get what its worth even though we owe.We will be out 2-3K? or get less what we get from ... |
|
 Which is the best childrens' insurance plans? |
| Please detail about both unit linked & regular insurance plans.... |
|
 Question about carrying two Major Medical Insurance policies on 1 individual? |
| My wife and I are having a kid and we both have HMOs from our individual employers. We both have high deductibles and ultimately similar coverage. A friend (who isn't in the insurance business)... |
|
 Is it legal to keep a check from my health insurance company that they expect me to pay the doctor with? |
| We are having a really difficult time financially. My husband gets a very large bonus in December and we will be back on track and then some. So here's my question. I recently went to the ER and ... |
|
 Where can i find affordable health insurance ?? |
| I am a single mother of two daughters. I make too much for medicaid, the kind my job offers is too much for me to pay, $332 per month. Is that good or bad, the $332??... |
|
| If I let someone drive my car and they rear end someone but no ticket issued, will my insurance go up? |
| A car in front of us had a tire fall off and they were in the road with a tire off and the car directly in front of us slammed on their brakes, my friend rear ended the car in front of us causing a ... |
|
 Getting health insurance with a pre-existing condition? |
| I just quit my job and no longer have health insurance. I also have a very mild case of Chrons disease....I take pills daily for it, but other than that I'm in great health. I would like to ... |
|
 I'm a new insurance agent, what's the best way to get business? |
| What are some strategies? Any advice would be greatly appreciated!... |
|
|  |
Elle | Is it very costly for small companies to provide insurance for their employees? we get no health insurance? |
I work for a investment company but I work for one of their branches and we have no type of insurance of any type. why? |
 |
 
mbrcatz
|
It's based on average age and health. If the average age is 40, and there are some health issues, it could EASILY be $500 per employee, per month.
If the employee wants to cover their whole family, that runs $1,000 a month per family, sometimes more. |
|
Chloe
|
Yes it can be very costly for employers of small companies to provide health insurance coverage for employees. In fact, employer-based health coverage is slowly becoming a thing of the past, for this very reason. One option as an employee is to get your own individual policy, so you don’t get stuck with huge medical bills in the event of an unforseen emergency. There’s a new company offering low cost individual health plans in Texas for young, reasonably healthy people. You buy into a plan at a super low cost with fixed benefits that will cover the typical activities and preventative care of a healthy person. Then, if something catastrophic happens, you have the option to get additional levels of coverage, even AFTER the event. A healthy 25-year-old male (and under) would pay under $100 a month for basic coverage. Check them out at http://www.precedent.com - Even if you’re not in Texas, my understanding is that they’ll be offering plans in additional states soon. I hope you find what you need! |
|
sml
 |
yes ; for me with no dependents about 550.00 a month; you can get insurance with high deductible which is cheaper , maybe around 180.00/month so that if you are hospitalized you don't get saddled with outrageous bill; you can get 2500 deductible. This digs into corporate profit |
|
install3579
 |
Health insurance is very costly. Could be nobody every asked about it, so ask the boss. If the company is fairly large they should be able to offer some type of plan for their employees. If they have multiple offices they must be a larger company. It is possible to buy health insurance for yourself and in some states it is even less expensive than going thru a company plan. |
|
my brain hurts
 |
If your branch is owned independently from the parent company then yes this is probably the case. In order to get a lower price companies need more people/employees to buy into the plan. |
|
natethenorsk
 |
The average premium for a family under a small group plan is just over $1,000 a month. That's why many small businesses do not offer employer-sponsored health plans. You can get an individual health insurance plan for much less than the small group rates, if you are healthy. Check with a local health insurance broker. |
|
Barry C
 |
First question is, if insurance is provided, dpending on the type of insurance, it could be ~ 20% or more of salary topay for the insurance and administer it. if that is "expensive" or not is a judgment call. some businesses do it, and some don't. some pay part while the employee pays part.
As to why no one at *your* company has it, I would asy it is because the company can apparently hire the workers it needs without providing the benefit. Only you and your coworkers can change that.
Good luck! |
|
Jean B
|
Yes, sadly, it is costly. Insurance companies are the cause of the worst problems with Americans being uninsured. Their greed is unprecedented.
You and your co-workers might consider making a suggestion to your employer that you would be willing to pay for 1/2 of the insurance premium.
First research on line the cost of insurance. And forward the cost of the various insurances to your employer.
YOu will find that there is affordable insurance but you have to search for it. Try blue cross/blue shield. Also if you choose services you feel will be best that helps control costs.
Good luck. |
|
katiesquilts
|
If it is an independent branch, then that's fairly normal--it's up to the branch to provide group insurance if they choose. If it's not an independent branch, you could always ask if there is a possibility of being added to the parent company's plan-sometimes, it just takes asking.
Insurance is a huge expense for employers, and it only gets worse with each passing year. If your branch is an independent branch, and you have more than 5 employees, you might do some research into HSAs, which work in conjunction with high deductible health plans. That might be something that could be affordable for the employer. Depending on your state, you could look at MEWAs, which are a vehicle for smaller companies to offer a group plan for employees. Your employer may also offer to pay a portion of the premium for independent plans for each employee.
Good luck! I know how tough it is to be without insurance. |
|
leonard s
 |
it is very very costly for small companies to provide health insurance to there employees. that's why |
|
kattypitt
|
Why worry?
If you are smart you can have great individual coverage
between $100 - $200/month or less. To achieve the highest
coverage and the lowest price, combine
My Simple Card membership (Total Health Option)
with a high deductible and very cheap health insurance
from My eHealthInsurance. If you really want to stay below
$100, you can skip the second part. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 41 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
7 | 2 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
10 | 5 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
