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Carmella | Is it worth taking out an insurance o my computer? |
My warrantee expires on the 3rd December and they are asking for £159 full payment for two years or £215 full payment for 4 years.Its a compaq Pressario and I cant live without it even for a minute. Its my love...I cant do without it.
Additional Details
One key is lose the ctrl and the key next to it is jammed and the N has worn out and the M is begining to wear out and the warranty ends of 3rd Dec so I have to make a quick decision. |
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Anointed to Minister
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Pay a good house insurance policy - old for new and the money that you would have spent to insure one item will insure the contents of all of your house including the computer!!! |
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Phoenix, Wise Guru
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Do you mean take out an extended warranty? Insurance is a little different. If we're talking a warranty, how old is your computer? If it's over 3 yrs. old, and a laptop, then it will probably die before long anyway and you will need a new one. It would be better to put the cost of the warranty to buying a new computer, rather than have then try to fix yours. |
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grogzie
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dont pay it. back up what you need ..save that money towards a new pc....you dont want the hassle it entails trying to claim the insurance.... |
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todd s
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pay the money |
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Ian G
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No it's not worth taking out this insurance, they get big commisions for selling you this. If your pc plays up just call your local guy out of the paper, works out much cheaper. |
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PAUL C
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you will be just giving money away. |
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Citizen DeCat
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No, I wouldn't bother. Just back up everything to DVD, or maybe external hard drive.
When buying any electrical appliance (washing machine, TV, PS2 etc), they'll always try to flog you an extended warranty or insurance, but I don't think it's worth the paper it's written on.
If your machine breaks, get it repaired locally, instead of paying for something that might never happen.
If you are a homeowner, your house insurance may cover it, or you could add it on. |
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efrankdeniro
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yes, and refund it fast... |
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clare_debenham
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If you can't do without it then yes, get it insured.
However, bear in mind two things:
1) If you can't live without it make sure EVERYTHING you do is backed up on CD or DVD somewhere so it can be retrieved. Even if the insurance covers a loss, it won't retrieve you info.
2) Computers date very quickly - it may not be worth taking out more than two years' insurance as chances are you'll need to upgrade by the end of that period anyway.
:) |
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habsburg
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If you're talking about the warrantee, I'd say no. It's already 3 years old and computers, unlike fine wine, don't get better with age.
If it's a laptop, I'd get it insured for theft.
By the way, I'd bet for a fraction of that warranty cost you can buy yourself a new keyboard. You should back up critical data on a regular basis. |
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DIAMOND_GEEZER_56
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If it is a laptop and it was expensive, then I personallywould take out an extended warranty. If it is a pc then I would just pay the repair bill.
I bought a second hand pc from a TV rental shop who also rented pc's. It was ex rental, windows 95, I bought it in 1998.
I sold it to my suffer-in-law and it still is going fine, however my Sony VIO now 3 years old, had a new motherboard fitted and hard drive earlier this year, would have cost me a few bob.
Now guys I have a tip 4 u nice folk out there, Domestic and general is an extended warranty company I use, I have many items covered apart from my 32 inch wide screen dolby pro logic TV. Reason being is because if it breaks down all I have 2 do is call them and tell them it is faulty, they will repair it 4 me, as long as I agree to open up a new plan with them. Ok, some of u guys out there will say that it will b more expensive, but my tv is now 7 years old, I had a 5 year g/tee with it so I have saved myself a few bob by not taking out a warranty on it, laptops and pc's will b very expensive to cover, but generally as long as u look after ur things and don't abuse them, then as electronic items nowadays r more reliable u should b ok. . l |
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monkey_x226
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there really is no point to computer insurance unless u live in a crime heavy area or its a laptop that u carry around alot |
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