My fiance started a new job last year and was told he would have benefits after 90 days. When his 90 days was up, we never received a card for his insurance, but his employer kept promising that he had insurance. Shortly after (my fiance suffers from severe GERD) we had to make a trip to the emergency room with a related problem. We now have a bill for $3,000.00 because it turns out the employer was lying and did NOT put my fiance on the insurance list. We took the bill to the employer and they said they would look at it, and possible make a payment plan. That was two weeks ago and they are still stalling. Aren't they at least partly responsible for this? If we took them to court for the charges, would we win?