 Why do some life insurance companies require a medical exam, and others do not, for the same coverage? |
Okay, my wife and I are looking at life insurance policies. We have decided on getting $100K for me and $25K for her. (We are both in our thirties, and work full-time.)
The two life ... |
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It's through my employer.... |
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 Medical Insurance? |
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 I have a 1964 chevy pick up that I am restoring,,I just got a letter from my homeowners insurance? |
that said I had to remove the inoperable vehicle,,my agent says he dont know what to do
do any of youy have a suggestion
Additional Details
If you have looked ,I am in Texas ... |
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Michelle F | Is my landlord lying? |
I am currently renting a home in Canada. Our landlord has asked to come and measure each of the rooms for the purpose of "house insurance". The house was for sale for a year almost a year ago but the offers were nowhere near what the owner wanted. Do homeowners need the room measurements for insurance or is my recently rented home for sale?
Additional Details
I should have mentioned, a fellow came with the landlord about 2 weeks ago and he did not look like a realtor. The landlord is approximately 78 years old and is watching the home for his son who owns the house. I am curious as to whether the landlord (the dad) perhaps didn't know the approx. size of the home and is measuring it for that perpose. We asked him if it is for sale and he said no but there is no home insurance on it. The house is only 12 years old and is on 5 acres. It is truly beautiful and I'd hate to leave already.
Last time it was on the market it was overpriced by $250,000 so I hope this is truly home insurance related.
Thanks everyone for your input. |
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JJ
 |
Probably both.
One piece of home insurance rating is the actual size of the property, but typically the insurance companies could care less about the individual rooms (other than how many rooms there are). If the insurance company wants to get specific information about a property, they will hire an inspector to go and review the property.
I wouldn't hurt to start looking for a new home to rent. That said, you (hopefully) have a contract/lease for the home and will have until that runs out to still live in the home. |
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William Anthony D
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It is very much possible. Your landlord made be trying to take out another loan on the house too. I do not know the laws in Canada so you would need to check it out. In USA they have to give you a 3 day notice before entering your home. So check out the housing law in your area. |
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skdjmv
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i dont know much about that
but i dont think they need measurements for insurance |
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Arizona Chick
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When he comes over make the house look great and have a few guys over just in case I know I would do that. See your landlord has to give you notice about him needing to come in the house for what ever reason he needs to be in there for. At least this is what they do here in the USA I have no clue about Canada. |
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devil1hunter
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Normally, for insurance purposes, you would use square footage of the house...Just basic length x width x floors.......If your landlord is measuring each room, he (she) is measuring living space.. Square footage - unused space's (closets, cupboards, etc) Living space is normally used when selling the house... Hope this helps... |
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