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chris | Is pre paid legal a scam? |
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Rick
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I wish people knew what they were talking about Before answering questions -
Pre-paid legal collects a monthly fee from everyone. Many people end up paying more than they would ever use in legal services and others end up paying less than they would ever pay in legal services. The lawyers hired by pre-paid legal are not necessarily bad lawyers, they are sub-contracted out and paid by pre-paid legal. I personally know very successful attorneys that get referrals from pre-paid legal and they make the same amount of money as they do on their other clients.
Pre-Paid legal is like keeping an attorney on retainer, it just costs a lot less than that because a large pool of people are chipping in on the cost.
I personally don't see myself ever needing a lawyer and don't want to retain one, but if you see yourself using lawyers even once a year this could be a good deal for you. If not, then I would stear clear.
Short answer: Not a scam, but may not be right for everyone. |
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David G
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Yes. Legitimate attourneys never ask for cash up front. |
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Jason
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It has to be, the economics of the matter don't work out... |
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Razor Sharp
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Why would you trust your legal needs to a lawyer that can't make enough money just handling cases? If the lawyer is that hard-up for money, they're probably not very good lawyers. |
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Bethany M
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Not if you plan on getting in trouble frequently. Who does that???? |
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mbrcatz
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No, it's not a scam - it's just a waste of money. |
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Denisse H
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To answer your question in short NO. The long answer is this, the way that Pre-Paid Legal Services (not to be confused with other companies) (NYSE: PPD) is that they have lets say 200,000 members in a market like Los Angeles. PPD pays a large retainer a month and in the LA area it is close to $2 million dollars a month to take care of the members from Pre-Paid Legal Services. The lawfirm in Los Angeles has 5 offices and they hire only the best attorneys, they also have a call center just for their biggest clients... the pre-paid legal clients. If you think that NYSE would have a company for the last 20 years in their books and it is a scam you are absolutely wrong. The services include divorces, traffic tickets, tax advice, contract review, letters written on their letterhead to defend your rights. Now, would you have a lawyer write a letter for let's say $200 that a company owes you.. probably not if you have to pay $400 just to get a lawyer write the letter for you. But, if you pay $25 a month... well.. you might as well say "You will hear from my lawyer" and really mean it. |
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airforcewifece
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No, it is not a scam.
However, you are most likely not getting the best quality lawyer! |
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360
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no, but its a waste of money. |
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