 Notarized..how old do you have to be? |
HOW OLD DO YOU HAVE TO BE TO GET SOMTHING NOTARIZED? 18+?
AND ALSO, DO YOU NEED ID? PLEASE HELP I REALLY NEED THESE ANSWERS!!... |
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 How do I become an insurance agent in california? |
| im interested in become an insurance agent but i have no idea how!! i live in california and im pretty sure you have to be licensed. However, i dont know how i can get a license and i dont know where!... |
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 Why are the premiums for Health Insurance different? |
| I want to apply for Blue Cross Blue Shield in Chicago 60616, and I've never applied for health insurance myself, so I want to know what the difference in premiums mean,coinsurance/deductible, ... |
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 How do you measure square feet? I have to measure my house for insurance purposes.? |
Last year it was insured for 1600 sq ft. This year they decided (on their own wihtout measuring it) that it is 3,000 sq ft!
Even the town taxes me at 1400 sq ft! The insurance company said the ... |
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 What is the most ideal auto insurance ratio for a person on a budget? |
| I am switching insurance now and I know their are some ratio's like 50/100/50 and such. My wife and I are on a real budget. She does not drive now, so would not be part of the quote at this ... |
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 If I purchase insurance and require surgery 1 month later, is there a time gap that is needed? |
Does there need to be a time gap between the time period that I purchase the health insurance and the time that I get my eye surgery? Or is it considered an emergency and it will cover it?
A... |
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 Help! $10,000 plus in Medical Bills, no Insurance!!? |
| My husband and I had our son 4/11/2008, we are uninsured. We were denied the Oregon Health Plan (Medicaid) because we "make too much money!" PLEASE!W e are both working at fast food joints ... |
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 How long??? |
| My aunt passed away and left my mom as her beneficary for 10,000 dollars! How long after her dead should my mom recieve the money! She wants to purchase a head stone for her with it!... |
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| Lap band insurance help!? |
| My husband and I want to get the lap band surgery. He's looked into it significantly, and we know pretty much everything there is to know about it. We both have health insurance (under my name)... |
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 Can I become a millionaire? |
| My question is how does someone become a millionaire?... |
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 How do I sue a company for giving false information to an insurance company? |
| Work stated that I was constantly late off sick and had no commitment, I have proof to state ... |
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 No insurance-broken wrist?? |
what a should i do?
Additional Details
it happened at the beach. ... |
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 What insurance company would cover pizza delivery driver?? |
| O.K... I was just offered a job delivering for Papa Johns and I called my insurance company and they said they do not offer "commercial insurance" and they would not cover me. Can anyone ... |
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| No Insurance. Car damaged. Should I call the insurance company? |
OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged.
My problem is I don... |
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 State Farm vs. Farmers vs. All State? which is best? |
| I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking ... |
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CalamityJane | Is preganancy a preexisting condition if you didn't know you were pregnant? |
If your doctor gives you the news that your pregnant and you concieved before you got your health insurance is it considered a preexisting condition?? Or does how far along you are when you purchase the insurance affect wether or not you are covered? |
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nurse ratchet
|
Seems like everyone that has answered missed the big question - are you going on a group plan? If so, then pregnancy cannot be considered a pre-existing condition as part of the HIPAA federal laws if you or your spouse are insured on a group of 2-50 employees. If it has more than 50 employees, then pre-existing conditions on everything most likely will be waived, and covered covered from day one.
If it is an individual policy, then there usually is a waiting period before the maternity coverage begins. Also, state laws will vary from state to state regarding this. I suggest calling the state insurance commissioner's office to see what your particular state's laws are if you are on an individual plan. Either way, good luck, and congratulations. |
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insuranceguytx
|
A lot of health insurance policies won't cover a pregnancy/delivery for the first 10 months that you are covered. If you can 'hold it in' that long you are fine.
Don't try to outsmart an insurance company. They have seen it all before.
Go talk to a licensed insurance agent in your area. You have a lot more needs than just covering the pregnancy. |
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mbrcatz
 |
Many times there's a "waiting period" for maternity benefits - like 90 days, 6 months, or even a year, before they start. Other times, they start right away - but mainly only with an employer's group plan.
Anyway, if you don't have a "waiting period", it's going to depend on how far along you are, and how much the insurance company believes you. If you're talking 4 weeks when the doctor tells you, that's plausible. If you're talking 4-6 months, it's a bit harder to sell that to the adjuster. |
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hightechchic
 |
It all depends on the rules of the company and what they're allowed to exclude in your state.
In Virginia, for instance, it doesn't matter whether you knew or not; they don't cover pregnancy for individual policyholders if you conceived within the first 6 months of coverage (or before.) It some states, they may be required to do so. Ultimately, you'll have to check with your company to know for sure. |
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girlwhoknowsitstrue
 |
If you're 6 weeks or less, you can probably get away with it - but after getting insurance, I would find a new ob/gyn and not transfer the records (so that the insurance company doesn't know that you know). Yes, it is pre-existing if you knew.
Of course, if you got insurance week 4, and then went to the doctor week 6 and found out, then it's not pre-existing per se, just like if you had cancer and didn't know it, it doesn't qualify as pre-existing. |
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TedEx
 |
Some pre-existing conditions are there even though you don't know it.
Some "Manifest " themselves, i e, your back starts to hurt and doesn't stop. Something's wrong. That's "manifesting itself. "
Others go by treatment. on Mon your back startsto hurt, you call your dr, on Fri you see him and he says ":you;re pregnant. " That's treatment.
Don't go by us. Ask an agent.
And do it while there are no problems. Saves a lot of headaches. |
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