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Balugz | Is primerica life insurance a rip off? |
what do people (clients) say about primerica |
 |
 
Primerica Financial Rep.
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Well, most people don't say much about their life insurance, no matter what company it is as long as it fulfills a need and it pays out death claims right away.
Majority of my clients were very happy in what I was able to do for them. Some of my clients even joined the company to help other families. The only complaint I hear from some of my clients is that I don't keep in contact with them often, which is my fault and I've been making a schedule to see my old clients.
As for Primerica being a rip off, that's completely untrue. Its the other companies that ripping people off by charging high premiums for a low coverage on life insurance, while Primerica charge low premiums for lots of coverage. |
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Financial JUSTICE
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I have a 30 year term insurance from them. They also did a free financial needs analysis on me and also educated me on how money works. So I open a Roth IRA as well and they help me pick suitable investments that meets my objectives. They even help me create a game plan to eliminate my debts. After everything they did for me, they saved me $400/month. I invest $300/month and apply the rest to my loan. I'm expected to finish paying off all my debts in 21 years, compare to 28 years on my mortgage.
I don't see how Primerica is ripping people off. They do good things for people. |
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jdryan123
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it kind of depends. i had it and had no problems with it, even worked for primerica for about 2 years. that said they are rated high, but i got a multi-policy discount for having my auto, home, and life with another company, which essentially saved me 50% on my life insurance (part of that was the multi-policy discount, the other was a less expensive rate). also there were several times i compared the life rates of family members to primericas rates (when i was working for them) and was unable to save money for them, to be completely honest it wasn't close. my general advice would be to shop around. |
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aaron p
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As licensed agents, most of us are restricted from saying negative things about companies we do not represent. To my knowledge, Primerica is a captive company, which means if you represent any other company, you could not also represent them.
I believe that no company is best for all people, and it never hurts to check around. I recommend you talk to a few different agents to get multiple perspectives and make the decision that's right for you. |
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kissmymiddlefinger
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go to www.ripoffreport.com and see
(it is not good)
the site is free to use and I am not affliated with that site in anyway |
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Insuranceman
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WOW........AL Williams changed my whole life! |
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Blue Buck1
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I feel they ARE a rip off. They blame other companies for their shortcomings and constant changes in coverage, instead of just telling the truth - simply that they are out to make money, and as a number, you don't matter as much as their bottom line. Their motto should be "If we can distract you with what other companies are getting away with, that will leave us blameless when we screw you behind your back.". Bullshit. |
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