 Should I enroll in VGLI (Veteran's Group Life Insurance)? |
| I just recently got out of the military and am eligible for the veteran's life insurance. I was wondering if it is something I should capitalize on or if there are better policies out there for ... |
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 If my son is named as the sole beneficiary(life insurance) if i were to die, could my husband challenge it? |
| i'm told yes by some, but no from many others. this is not a 401 or 403(which teachers have) which i know can be challenged in court. i do believe spouses have a say so in that. but as far as ... |
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 I Need Health Insurance? |
I am currently 19years of age and a full time college student.
I am not working but I need to find affordable health coverage. My insurance ran out as soon as i turned 19 and what i paid before ... |
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 Why do insurance co. not pay? |
| my kids were in a bad wreck not my or my kids fault my son 13 yrs at the time had a broken pelvice a lot of asphalt burns stiches allover surgries to put 8in. stainles plate in to repair the pelvice ... |
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 Is it possible to stay under my moms car insurance plan if I get my own place? |
I am planning on moving out, but I am on my moms car insurance right now, is it possible to keep it under her name if I move out?
If not, will my insurance go up alot??... |
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 Insurance says the doctor didn't bill correctly and the doctor says talk to the insurance company. Now what? |
| We went to an Ob/Gyn who did an annual exam and now the insurance company won't pay for the visit and says the doctor billed everything wrong. The doctor says take it up with the insurance ... |
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 Do single person with no dependents need life insurance? |
| I'm 37 years old single no children do i need to purchase life insurance i have no other family so if i get life insurance who will be the beneficiary and according that finance lady suze orman ... |
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| Owning a business, (Website only, no employees), business insurance???? |
| I was wondering if you need business insurance no matter what kind of business you own. I am starting a business that is nothing more than a website that is free for users and only makes revenue ... |
|
 Liposuction - how can I get my insurance to pay for it? |
I have about 80 pounds I want removed from all over my body.
If insurance can pay for gastric bypass, there should be a way to get them to pay for this.... |
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 Wal-marts hurts :(...? |
Hi,
I got a small question for you all. I am an associate at Wal-Mart and I was injured wile at work. I have been on Worker saftey insurance for two weeks now. My question to you all is ... |
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 Can an insurance company deny you coverage due to pre existing condition? |
| If you are currently employeed and insured for you and your dependants and wish to quit your job and start your own business and buy private insurance somewhere else, can an insurance deny your ... |
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 TRUE? Wal-mart Wal-Mart carries their own life insurance policies on their employees. payable to Walmart? |
Wal-Mart staff ordered to search store after bomb threat
http://snipurl.com/t6z0 (more detail in link)
I was then told:
Since Wal-Mart carries their own life insurance policies ... |
|
 Do i have to pay a deductible for a car accident that wasn't my fault? |
| I got into a car accident about 3 weeks ago and the person ran the red light and hit my car. DO i have to pay the deductible when it's not my fault? Please answer me soon i need some insight ... |
|
 Renters Insurance? What Kind? Is it really worth it? |
| I am renting a condo from a friend, got a good deal, just signed the lease, he recomended that i get Renters Insurance because he said damages I make to the place or to other owners in the condo I am ... |
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| I had an accident can my insurance or .................? Help Please? |
| I had an accident is been a month and 4 days my insurance has settle everything with me they paid me for a renatl car medical bills etc. After that accident my car will loose value is it possible for ... |
|
 What does flood insurance cost? |
| Technically, I'm not in a flood zone, but I got flooded out last June...... |
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 HOW LONG TILL I GEt MY CHECK FROM THE INSURANCE COMPANY? |
| I have filed a claim with homeowners insurance regaurding the items stolen out of my car when it got broken into. i sent in all the prove of ownership and it was recieved by my agent one week ago. ... |
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)o(Moonbeam Maeve)o( | Is reimbursment-type insurance where you pay the doctor, and then your insurance pays you back? |
If so, is it worth getting? How exactly do these kinds of plans work? |
 |
 
mbrcatz
|
Well, it's more of a pain than the "pay on behalf of" insurance, because it's up to YOU to fill out the paperwork, send it in, answer any questions, and track it to be sure that you get the payment.
Is it worth it? Depends on how much money you're saving, vs. how much time you have to spend on it. |
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dazed&confused
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Hi,
I am not sure what you mean by "reimbursement-type insurance." If your doctor does not bill your insurance company (may be an out-of-network provider), and if you want to get some money back, then you will have to file a claim with your insurance company (probably on their form). |
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girlwhoknowsitstrue
|
Yes, but understand that the reimbursement may only be for "standard and ordinary charges", so you'll need to make sure that your doctor will only charge you those amounts.
Also, there may be a significant lag time between when you pay and when you are reimbursed, so you'll need to float that money until you get paid back - not bad for a $50 doctor visit, but a $10,000 surgery may set you back a bit. |
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General Custer
 |
you pay the bill and send the reciept which the insurance company requires to have 19 designated items covered, which your reciept will not have, you will be denied reimburdement until you can get the doctor to make you a special reciept covrting everything the in the form that the insurance company wants in the language the insurance company wants. If you're diligent and have a cooperative doctor's office you can get paid. I had it and I hated it. Some doctors charge for preparing the special insurance company forms. Since it's is done by mail it is also slow. |
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Emilie C
 |
Hmmm, well, my knowledge isn't to good on this sort of stuff, but I'll try abd answer for you. reimbursment-type insurance is indeed what you said, you pay the doctor and the insurance pays you back. As for whether or not it's worth it.... I don't know, because I've never had it nor have I ever known someone who does have it. I believe you pay, and then the insurance pays you back what it thinks was neccessary, so I think it would probably be easier to get a normal insurance plan, because then all you have to worry about is what the insurance requires you to pay. sorry if this didn't help. Have an awesome day :) |
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zippythejessi
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In a perfect world, you'd get back what you pay for the service, however, if there's any sort of contracting involved, you'd get less back than you paid. In other words, if the doctor is contracted with the plan, but you have a deductible, don't pay first - let the doctor submit the bill and the insurance will tell him how much to charge you. If it's a plan where the doctor isn't in network - see if they'll let you submit the charges and then sign over the check to the doctor - more often than not, the insurance won't pay the same thing you do. |
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Marina S
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What you are talking about is called "indemnity insurance." All insurance are some form of reimbursement, either to the insurer or the doctor directly. Sometimes, who gets paid, depends on whether you signed an "assignment of benefits" allowing your insurance company to pay the physician directly. |
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