I recently got hurt at work and my boss has no insurance. he says no work no pay. i have a broken wrist and a ruptured disc in my back. i live in california and he never paid workmans ...
I am a nineteen year old college student, and I would like to purchase some life insurance just in case I get in a car accident or something. It doesn't have to be a lot of coverage, just enough ...
Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and that’s way to much....
If i was to get a car lets say a 1.8 to a 2.0 litre could i put this car on one of my parents policies and be able to get affordable insurance... My parents have many years no ...
We left the farm to go to work in the factories. Now that the factories are gone, are we supposed to go back to the farm? Additional Details graduates out of college like popcorn, ...
i live in nyc and i came back from vacation my employers whom i told them in writing that i will be away on vacation never responded. now they are refusing my vacation pay leave alone that i have to ...
If you don't know or can't use propper grammar, don't answer. I don't like sorting through peoples poorly written opinions. Thanks. Additional Details Thanks for the ...
I am a 35 year old smoker ,i rent a property and looking for some info on wots the best life insurance for me that will obviously pay for funeral costs,outstanding debts and make life comfy for my ...
My father passed away last week. My mother and sister(under 18) lost their health care coverage the day he died. Where do they go from here? Mom is 60 and has never worked???...
I got a better rate elsewhere, and switched. Called my current insurance to cancel and they slapped me with a hefty bill saying that some states make the customer pay a 41% or some such number "...
If your premium rates are competitive you can. It's really the best form of life insurance. Whole life and other types of investment types of life insurance are not a good use of your money. It's much better to get term and invest anything else you might have in something like mutual funds.
CanadianBlondie
I've seen people come by who sell term insurance. They also sell mutual funds with the money they "saved" between the term rates and whole life rates. The ones around here also recruit other people to do the same thing, and make money (like a MLM) off of the people they recruit too.
Also, I've known a few insurance agents who, with respect to life insurance, primarily sold term insurance. They also sold house, car and whole life (to those that asked for it).
Based on that, I'd say it would probably be difficult to make a living on term insurance alone.
Quixotic
Unfortunately, probably not.
I'm a big fan of term insurance. But it's so competitive that I don't see it being a profit maker for the salesman. To hard to compete with internet sales that have no commission.
Jeevan Kumar Mittal
Yes
sbca0408
yes, it depends on how much profit i.e how much number of policies you help to insure for the company.
mbrcatz
I don't think you can make a good living selling just ANY kind of life insurance - the continuing commissions are squat. That's why I like P&C better, you get the continuing commissions.
and THAT'S why life guys ALSO want to sell you annuities, and every few years recommend you switch to a different kind of policy.
aquarianabhi
Term insurance in fact is the only insurance product all other products being sold are just a customisation for India..
It gives you a good revenue as a financial advisor but you need to bear in mind that it is not an product to sell.. it may take time.. you must fully understand the need of the customer.
Term insurance gives a very good death benefit for a much lesser price, so try to sell it max.
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