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| .I dont have any insurance and i had to go to the hospital I can not pay this bill it is to much for me to pay . Please help me pay my bill I need to know if the goverment can help me pay this bill .... |
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 Why does having health insurance before being diagnosed with a serious condition make a difference? |
| My toddler has type 1 diabetes. When she was in the hospital right after being diagnosed I had a conversation with one of her nurses. This nurse told me a story about how before she got her job at ... |
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 Insurance Query? |
| Is a Property owner who's property is damaged by a Car responsible for part payment of the damage done by the Driver? regardless of cost surely its not the victim of this damage who should have ... |
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| The Person driving the Car that hit our car gave the officer HIS policy information. NOT the registered owners policy information. When I called the Insurance agency They told me They do not have ... |
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| i am 26 years old and i have a job that i have been at for almost a yr........but they dont offer retirement. i know i can use a life insurance plan that builds cash value but i only will have about 3... |
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 My husband and I want to get Life Insurance, help!? |
| We have NO idea how this works. We have NO kids, we are in our mid 30's and relatively healthy. We prefer the NON hassle of no medical exam, etc. Can someone give us a hassle free/low cost, name ... |
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 What happens if I want Homeowners and Car insurance with the same company? |
Say my car insurance is with Company C and expires October 31 and my homeowners insurance is with Company H and expires January 31.
I saw somewhere that if I have both insurances with the same C... |
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 Can a doctor stop seeing you if your bill is past due? |
| My 6 year old daughter is going to be going to a psychologist for therapy for OCD and other anxiety disorders. We will be starting out going weekly untill we see how much insurance will cover. If it&#... |
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| I was helping someone dump a load on a fork lift and was on the forks. Driver went a little crazy and I scrambled for somewhere to hold on and ended up with foot caught in hydraulics and it severd ... |
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 Why do you not want to buy insurance? |
| I'm a believer of having protection and that's why I joined the industry as an agent. I do not like to force sell to buy so I'm here trying to collect the possible reasons to why ... |
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 Should I get a lawyer, or deal with the insurance company? |
| My 13 year old daughter was hit in a crosswalk. She was slightly injured. Road rash, goose-egg on head, some superficial cuts. The bills are only about 2,000 at this point. The Driver of the Car ... |
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 Which is the Best Life Insurance Policy to take?????? |
i want to buy a life insurance policy i can invest 24000 Rs pa.
i want to know which life insurance policy would be better for me and of which compnay?????... |
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| Buying house and need to get some home owner's insurance, need a few places to get quotes from.... |
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 Is it a legal requirement to have insurance when you are self employed? |
| I am about to sign a contract, as a self-employed contractor, and one of the point refers to me having liability insurance. Is it a legal requirement?... |
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 Should the government pay your deductible when you have a car accident? |
They pay money over and over to flood victims, year after year.
Additional Details
We pay for flood victims, assuming you're not one of the one-third of Americans who pay ZERO taxes ... |
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| Home insurance and dog bite? |
| My 1 yr old dog mix of beagle/German Shepard bit a neighborhood boy last night. The dog was fenced in and has all shots, he has not have any other prior bites and took me by surprise that he would ... |
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 Would it be illegal to get lots of life insurace policies out on tramps/ heavy drug takers? |
| I don't mean killing them or anything, but taking out life insurance who were likely to die soon?... |
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Jack B | Is smoking the reason for rising health insurance rates? |
http://www.medsocial.com/blog.aspx?blogaction=viewblog&show=267
article about it |
 |
 
Gaspode
|
No. The grossly inflated price fixing by the medical industry and the insurance companies is to blame. The insurance cartel spends even more buying votes than the oil company, the other government pampered price fixers, |
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ricks
|
Where smoking may have a factor in it, it is by far the most significant reason. There is a rising rate of cancer, heart attacks, long term health issues that require maintenance like diabetes, stroke, cancer, obesity etc. You also have the rising cost of health care that includes paying for specialists, nurses, doctors, consultants, hospital rooms. You have people trying to take advantage of the system. Doctors taking advantage of the system. Doctors who must keep up with their rising costs like malpractice insurance (which could be someones annual salary), office space, need to raise rates due to insurance not paying enough for procedures, so they need more procedures to keep up.
You also have the poor health of the US population as a whole, the industry lobbyists, and of course there is the corporate big wigs that must have the golden parachutes.
That names a small part of why it costs so much. |
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Christy
|
I would not say that smoking specifically is the reason for high health insurance rates. However, if you are a smoker, you will automatically have a higher premium because a smoker is more susceptible to health problems. Smokers are the only people that can be discriminated against when it comes to insurance because your rate depends on whether you do or don't.
If you just take a second and consider how much people take advantage of health insurance, then, you'd have your answer. If you think about how much each individual pays for insurance, and then, consider how much more an insurance company pays out to pay for doctors visits, surgeries, prescriptions, etc. for that individual, they are paying out a lot more than what their customers are paying in.
Also, like someone else has said, people do not take care of themselves. So many people now are obese, have cancer, AIDS, you name it, and insurance companies are having to pay for all the things they need so they can stay alive.
Hope that answers your question. |
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Mark Y
 |
Actually no. The health insurance impact of smoking in the US would have peaked somewhere in the 70's. There is still a heavy cost but not an increasing cost as the proportion of insured Americans that smoke has been decreasing for some time. |
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realfan
|
not for all |
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Lee W.
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Considering that fewer people smoke now than say 30 years ago, I would have to speculate that there is another reason. My guess would be corporate greed. |
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Yo' Mama
|
Not necessarily. Another factor is the cost of healthcare, which is affected by overhead, such as malpractice insurance rates that are skyrocketing due to the number of lawsuits and the awards given by juries. |
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oldfootlose
 |
I am more inclined to believe it is greed of the staff and corruption of $1,000, 000,000, administrators |
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athena x15
 |
most likely |
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zippythejessi
|
No. Constant abuse by patients and doctors is the reason. |
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mbrcatz
 |
Sorry, I don't read blogs.
No, the reason for rising health insurance rates is NOT smoking. It's an increased demand for more services, and higher level services.
The overweight population puts a MUCH greater strain on the medical system than the smokers. |
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