 Will my insurance cover this?!? |
| i was wondering, health insurance covers a lot of things, such as it will pay for half of your gym membership if you go a certain amount of times. i want to sign a martial arts center, could this be ... |
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 How can i find out what my insurance covers? |
| Im seventeen and i think we have medical mutual, my mom is touchy about me asking for contacts so im thinking about just making the appointment for myself. is there some way i can figure out if my ... |
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 Will computerizing doctor patent files and making paper work obsolete will make health care costs go down? |
| If the doctors are all computerized and paper work for patents as well as for filing insurance claims made faster by less paper work, will it drive the cost of health care down? Thanks in advance for ... |
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 Am I paying too much for health insurance? 29 year old healthy non-smoker paying $114 a month? |
| I am a 29 yr old, in shape, non smoker/drinker no history of health problems, and they just raised my health insurance from $98 to $114 a month. I live in Florida, and this seems very high to me? I ... |
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 Which would have higher insurance? |
| Im looking at buying a 2000 Mercedes-Benz SUV (not sure of the exact model) or a 2005 Ford Explorer (not sure of the model as well). Which one would have the highest insurance costs?... |
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 Switching health care providers... Billing question. Help. Please.? |
| My workplace is switching our health care provider from Anthem to Connecticare starting Jan. 1st. I have been seeing a Psychologist for PTSD for the past two months. She has only billed my ... |
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 Is there any health insurance that covers brothers and sisters and also tax exemption.? |
| I would like to know if any health insurance company offers a policy that covers unmarried sisters, mother and brothers and also i would like know if there is any tax exemptions available for that.... |
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 Good Guaranteed return pension plan ???? |
| Please suggest a Good and Best Pension Plan of any company (private or government) which gives me a guaranteed return approx 25000/- every month (as pension) after 20 years up to my death and then ... |
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 State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal? |
| What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on ... |
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 I has my daughter when i was in high school mom provided insurance and everything else always have I got an? |
| apartment through the housing authority my daughter stays most night with my mom an so do i am i eligible for any benefits medicaid food ... |
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 If a dependent child commits suicide while under a life insurance policy, does it still pay? |
| I've been checking around to see whether life insurance policies pay out for suicide, and it says that usually the catch is that they don't until two years after the establishment of the ... |
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 My parents had an explosion & fire in their manufactured home. State Farm is their insurer on an ACV basis.? |
| The adjuster came out and said State Farm would decide on a repair figure on the home and contents, then apply applicable depreciation and cut them a check. There is a loan against the property. I ... |
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 Home insurance for a home that was built 107 years ago...? |
| why on earth did i get a quote of 3500-4000 for 300k insurance on this home? Is the home that damn old?... |
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 Doctors billed my secondary insurance but not bill my primary? How to make them fix this? |
My doctor billed my secondary insurance. The secondary paid then asked to refund., and sent me letters said that if the doctor does not refund, I will have to reimburse them for it.
I ... |
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 Simple insurance question?? |
| is a 'monthly preminum' the amount taken out of your check for insurance?... |
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 Can homeowners insurance rates increase for having a non operational car on your property in a rural area? |
Additional Details
These two cars do not pose a hazard, and the lot is clean and clear. Its not a chophouse type situation.... |
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 How much insurance do you pay? |
I have a mortgage of £64,000, glad I got it when I did, I'd never get a house these days! Anyway, I pay just over £100 in insurance every month, is this right, it seams an awful lot.
A... |
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 I have heard that there are companies that BUY life insurance policies no longer wanted for cash? |
| I understand that some companies (factors?) buy unwanted life insurance policies that are no longer contestible (owned over two years) for a cash payment (some percentage of the face value of the ... |
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moniquebell | Is the company responsible for stolen items? |
A thousand dollars worth of my husband's tools were stolen out of his company van, while on company time. His company said they aren't obligated to replace nor reimburse him for those tools.
Is this right? |
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MSAD
|
The company is not liable for his tools.
The company did not cause the tools to be stolen.
If a condition of your husbands employment is that he provide his own tools....then he will have to replace his tools as well. |
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PB2u
 |
Occasionally, a contractor's policy will provide some minimal coverage for employee tools but it sounds like the employer may not have that coverage. Try putting a claim in on your homeowners (or renters) coverage. |
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theeriktodd
 |
Sadly they are right. I know that when I was working in jobs I had to have my tools on site they wern't covered. Mine once were stolen out of a locked garage after hours, and the company claimed them and were paid but wouldn't ever reimburse me. |
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mbrcatz
 |
Yes, unless your husband has a contract with his employer that says differently, they are not responsible for HIS tools.
Your husband needs to file the claim under his inland marine policy, covering his business tools. If he has coverage. |
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bkroberts007
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Simply, if the property is yours then it is your duty to insure it unless you have worked out some type of arrangement with the company he works. The company would have a vested interest in your husband keeping his tools since he needs them to do his work. The company could take out insurance on the tools but if they dont it falls back on you since it is your property.
You would have some insurance coverage for business property that is away from your home under a renters or homeowners insurance policy. The coverage available for business property is greatly limited because business property is designed for a business policy so only small amounts of coverage are available under you homeowners or renters policy.
Finally if there is no insurance you need to make a list of the tools with prices and at the end of the year report the loss to the person who completes your taxes. It "may" give you some tax credit since it is a financial loss. |
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