 Does anyone have a good homeowners Insurance agent I need one,? |
| I need some homeowners insurance anyone have a good agent ..... |
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 My son flushed my wedding rings down the toilet will state farm insurance cover that under our homeowners ? |
| I had my rings on the stand next to the toilet and sink in our master bathroom. I went into the bedroom tog et something and I hear the toilet flush and when I went in there to see what he was doing ... |
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 My bank is driving me nuts ? |
| can the banks do this if i have say £2 in my account and i have a direct debit of £30 to be paid can the bank pay the direct debit and make me go overdrawn then start charging me £15 a day is this ... |
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 Have you ever worked with or used Primerica for personal finance needs? |
| I recently went to a presentation for Primerica and had an interest in starting as a part time agent. I would love to see if anyone has had any personal experience that they could share that might ... |
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 I got a insurance check to fix my house and they put the loan companies name on the check, loan company? |
| I did not sign the check sent it to the loan company with a letter explaining what it was for and needed it right back to pay contractor they kept the check, my loan payments are paid and extra money ... |
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 I'm 23... would life insurance be a good idea for me? |
I don't really know anything about it or how it works. I'd like to plan ahead though so that my future kids are well taken care of if something happens to me. (I'm in good health.)
<... |
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 Any advice on Medical Insurance? |
| My husband's job has an insurance plan that will take $200 out of his paycheck EVERY OTHER WEEK. He makes about $1200.. that is $400 a month which leaves us with $800 a month to survive. We ... |
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 What is the best insurance company to insure an enagement ring? |
| I'm looking for a dependable insurer that will insure an engagement ring; not an add-on policy to a homeowner's or renter's insurance. Moreover, a company that will soley insure a ... |
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 Adding husband to insurance...to do or not to do? |
| Ok, when I get married in August, it will cost me almost $400 a month for the both of us to be covered. Right now, just for me, it costs less than $100. This is for dental, vision and health ... |
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 You buy $89,000.00 in Insurance on your house. It burns down. What should the Insurance Company have to pay? |
Got $89000.00 in Insurance and the place burnt down. Now the insurance doesn't what to pay.
Additional Details
Okay, It was NOT arson. The insurance Company is a company that you ... |
|
 Why was my health insurance terminated when I am 20 and fulltime college student? |
| I am a dependant on my mother's health insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of ... |
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 Is state farm a good insurance company? |
| just wonderin, anyone got any advice on a good one?... |
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 Should I drop whole life and get term? |
| Should I drop whole life and get term?... |
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 How does an employer feel about a future employee failing the Life, Accident, Health Insurance Exam? |
| I failed the Life, Accident, Health, my first time taking it, by one percent. Does my future employer think differently of me (i.e. doubting if they should have hired me at all)? I am retaking it ... |
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mich | Is the landlord responsible if you have a electrical fire and you have no rental insurance in New Jersey? |
The smoke detector's wiring caught fire. The firefighters said the whole electrical needs to be done.
Additional Details
In this sense I'm wondering if the landlord's insurance will cover the costs for temporary living. Unfortunately, I can't return for at least 10 weeks. Thank you. |
 |
 
Andi, HR Specialist
 |
Your rental agreement should tell you about it.
There is renters' insurance for about $25/mo that you can take to cover your computers, furniture, clothes, etc etc.
This is a really scarey situation. Can you sleep?
You should move. If the apartment is not habitable and you are needing temporary housing, then the insurance may cover that.
Your landlord needs to discuss this with you and assure you of your rights. It may be not fault of his, but the dwelling does need to to safe.
Good luck! |
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bud68
 |
The landlord will not pay for your personal property losses, if that's what you mean. |
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mbrcatz
 |
Nope, the landlord is not on the hook.
He doesn't even have any insurance to cover YOUR stuff.
Sorry. |
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Landlord
 |
Of course not, you had the option to insure your belongings. They were not valuable enough to you to obtain insurance.
The landlord is not liable for your belongings. |
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JennyBoBenny
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NO , you are responsible.
renters insurance covers your liability and personal assets. Their insurance will not cover it. |
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golferwhoworks
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he is responsible for the fire but not your stuff that is why there is such a thing as renters insurance |
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Luna & Lawnboy
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Only if you can prove they were negligent. Was their a problem with the wiring? Did they do regular inspections? Who did the inspections, the landlord or a third party maintenance company? Did they know there was a problem with the wiring and failed to remedy? If they can prove they had no notice of the potential problem, be it actual or constructive, they will not be found liable. That is why you should have renters insurance. |
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acermill
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The landlord's insurance will cover the landlord's building and property. YOUR insurance will cover your property. OOPS, no renter's insurance ? Then you are on your own.
Unless you carried renter's insurance, you will not be reimbursed for anything lost in the fire. |
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Gambit
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The smoke detector caused the fire? That's the definition of irony if you ask me. The landlord is not liable however you may have a case against the manufacturer. |
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Tom J
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There is no correlation between the 2. |
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