 Question about insurance fraud? |
| This is a little difficult to explain but I'm gonna do my best. Last year the place I work at had to close for 3 months. They had to renovate due to a water pipe that busted. I continued to ... |
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 My boyfriend got into a wreck in my car, i am still under my parents insurance will the car be covered? |
| It was not his fault, and the person that hit him did not have a drivers license, insurance, and had expired ... |
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 Would the insurance company find out? |
| My father in law died recently and we have had problems with his bank account because he didn't leave a will and my wife told the bank that she has an older brother , who has not been in touch ... |
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 Can an Insurance Co be expected to pay to remove a branch from my tree that threatens my house if it falls? |
We are dealing with household insurance.
An arborist's report says the branch is a threat.
The branch's integrity was damaged by a lower branch falling off in a recent storm and ... |
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 How long can a doctor's office bill you? |
| ok. i had infertility treatments fully a year ago that were covered by my insurance, but some parts were not covered, and so i have paid for those. however, it seems that i am now being re-billed for ... |
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 DID YOU KNOW THAT ALL HEALTH INSURANCE IS A FRAUD? Did you ever read the fine print? |
Insurance only covers you if you or your employer pays for it.
When you get so sick that you lose your job,the ins. stops as well ! All you're covered for, is just the original health ... |
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 Insurance Question.? |
| I was in an accident. My car was totalled and the accident was not my fault. I was injured and hired an attorney. I went to the chiropractor and incurred a medical bill of 2000. But after one ... |
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 Is it prudent to change Insurance Agents during a claim? |
| I am currently innvolved in a property claim process and the insurance agent/agency is not responsive or supportive. What would be the effects to my current claim if I were to switch to a different/... |
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 OLD SENIOR CITIZENS..MELLOW AND KIND..or RESENTFUL AND BITTER? |
| SOME THAT YOU MEET SEEM SO INTERESTED IN EVERYTHING...OTHERS SO EMPTY BITTER AND CRABBY .....WHY GO THERE ....WHATS THE POINT IF YOU JUST END UP LIKE GRANDMA AND GRANDPA...OLD...AND BORING..AND T... |
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 Who do I sue, the insurance company or the negligent driver? |
| A girl didn't look and crashed in to my car a couple months ago. I tweeked my back out and had $5,000 in medical bills. Her insurance accepted full liability, and I wrote her insurance a demand ... |
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 I got beat up and i have no insurance. I had to have emergency surgery for a broken leg/ankle. What can i do? |
I was breaking up a fight outside a bar when someone put me in a choke hold.
When i woke up i was in the street with my face bloody and my leg was broken. Compund fracture of the ankle and ... |
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 My father forgot to pay a home insurance premium. Our insurance was cancelled. How can I get new insurance? |
| I have tried to get a new policy, but most companies won't even give me an estimate. I have tried twice to get policies from companies that gave me an estimate but both companies didn't ... |
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 My insurance company has added $375 every month for my auto insurance. What should I do? |
| In february this year I backed out of a parking space and hit a hyundai that was backed into the spot behind me. The estimated damage was $800. I didn't have the money at the time so we went ... |
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OBSERVING ALL | Is the life insurance valid? |
My partner and I have lived together 15 years. His wife refuses to sign divorce papers, even though they broke up 17 years ago. He has a life insurance policy for her to receive benefits on his death. He got a life insurance policy for me to receive benefits on his death.
Someone said I can't get a life insurance policy payment without the wife signing off on it. Is that true? |
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Doing the Right Thing
 |
That is not true. When it come to naming beneficiary in life insurance, your partner can name anyone. Some people name their pets as beneficiaries. Though, I think some life insurance companies has crack down that a beneficiary has to be a human or a trustee or an estate, not an animal or pet. |
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Faye H
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I don't know what state you live in but you can get a divorce in every state I know of without the other party signing the papers. All states have no-fault divorce.
He can change the beneficiary on the policy naming his wife if he wants to. He can name whoever he wants on any policy as the beneficiary. Once you name a beneficiary, you are still free to change it to someone else if you want. |
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jim_elkins
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Your partner can name whomever he wants in an insurance policy. Two policies - two different beneficiaries is perfectly legal, and one has nothing to do with the other.
And if he really wanted to, he could probably change the beneficiary on the first policy.
Talk to your insurance agent. |
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BajaRick
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he can make who ever he wants a beneficiary |
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ricks
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he can have as many policies as he wants with whoever he wants as a beneficiary (as long as there is insurable interest). If he wanted you to have the other policy, he would have changed the beneficiary on it from her to you.
MORE:
Also, since he has legaly been married to her for over 17 years, she has all legal claims to his retirement money & any pensions that he has. After 10 years of marriage, there is pretty much no way to change that without her consent. 10 years is the golden ticket for retierement plans, including social security.
Since he never divorced her, even though you have been living with each other for 15 years, you will only be legaly seen as the mistress & entitled to nothing more, except the new life policy. |
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ny2fl
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your partner has a right to own insurance on his life and designate whomever he chooses as his beneficiary. death benefits from social security, employer owned life insurance or other benefits not owned and controlled by your partner may require his spouse's signature. i would make sure that you are indeed the beneficiary on the life policy. you could also be made the owner which would give you complete control of it. |
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susan q
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sounds like your partner is playing games. he knows that he can change the names of the beneficiary anything irregardless of whether or not you are married. the only thing though is that if the wife is not on the policy and they are still legally married, the wife has the power to go to court and stop the other woman from getting anything. he did the next best thing by opening another policy without the wife knowing.
Keep your mouth quiet on this one, and just collect quietly if he dies, otherwise, here comes the legal wife. |
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Financial JUSTICE
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that's a lie! he can name anyone as a beneficiary! if you are just the girlfriend and you two broke up, then he change the beneficiary anytime he wants to. unless you kill him before he does. |
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mbrcatz
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Nope, not true.
It's ALSO not true that his wife needs to sign the papers in order for him to get divorced.
He can divorce her without her permission or consent.
Also, if he OWNS the policy that she is the beneficiary on, he can CHANGE that beneficiary clause to you or the kids or even me if he wants to. Nothing stopping him.
I'd hazard a guess that this guy doesn't want to be divorced from his wife. |
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