Internet Insurance no help? |
| I am a resident in Suffolk Va. and a tornado hit my home. I have used an online insurance company (rhymes with bomesite.com) and now they are not helping me at all. My question is they want to just ... |
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Injured at work before shift, insurance medical claim was denied, now am stuck with bill. What to do now? |
| Even after the incident, was told by my management that it would be in my best of interest to go to the E.R and miss work that it would be covered. Just got in the mail that the claim was denied ... |
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Is mortgage disability insurance a good idea? |
| I have 90 day disability at work, but I would like to know my mortgage is covered should I become disabled. I am single and do not have family, so am less worried about life mortgage insurance than ... |
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What does deductible mean when you try to get health insurance? |
| it says plan type : PPO. Deductible. 2,500. Coinsurance 20%. Office Visit. $30. Monthly Premium. $60..what does all that mean??... |
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How does total loss auto work? |
| Does the insurance company (mine is State Farm, btw) send you a check with the amount of how much i still owed on the car? Like, i still owe 8k on it...if it's considered a total loss, then i ... |
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Because AIG is going belly up, should I change to a different insurance provider? |
| I see that AIG is suffering a huge setback and is about to file bankruptcy. I am about to seek out a different provider because I do not want to continue paying money to a company that is about to ... |
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Do I have to have my flood insurance cover the amount equal to the cost of my new home? |
| Can I just pick the lowest amount of coverage? Say my home costs 72,000 can I get the insurance that will cover up to 35,000 in damage to the building? I have to have flood insurace if I buy this ... |
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Homeowners Ins with pitbull? |
| How can i get home owners insurance if i own a pitbull. he is tiny he weighs 55 lbs,2 yrs old not mean, never bit anyone he is neutered and i can take away a raw piece of meat right out of his mouth ... |
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HHEELLLPP!!!!! with TEEN car insurance!!!!? |
I would like to either add a 17 year old to an insurance policy or get one specifically for him.....
i called geico, but they said they dont insure teens!!! What can i do?
THX<... |
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Will my insurance company cover my damages if i crashed into a pole and coasted $4,000 worth of damage? |
| no other parties were involved and i did not call the cops. I went home and parked it into my garage, and haven't moved it since. What do you guys think?... |
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I need help finding good medical insurance for my and my spouse? |
| Any Ideas. Also with dental would be good. we don't want a deductible.... |
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We're refinancing and need to know if I have fire insurance....? |
| We have a homeowner's policy (with AAA) and earthquake coverage but the finance company is asking only for proof of fire and/or flood insurance. Is fire covered in a basic homeowner's ... |
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Health insurance wont accept bc of c-section!? |
| I applied for BCBS private insurance and they approved us under the condition that if I needed another c-section it would not be covered. Is this ridiculous or what? Anyone else? If I appeal, what is ... |
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What do you do if you are denied Health care insurance? |
| I signed up for Blue Cross Blue Shield in Florida. My family was accpeted but I was denied because they said I have been to the Dr with complaints of a stiff neck. So I have been denied Health care ... |
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If someone else is driving your car and they get into an accident, who pays? |
| My ex-boyfriend was driving my car a few months ago and got into an accident. I don't have full coverage on my car, so I decided not to tell my insurance company because my insurance would go ... |
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Are there any disadvantages to being covered by 2 health insurance policies? |
| I am currently covered by my husband's VERY GOOD health insurance. However, now that I have reached the 5-year anniversary at my current job, I am eligible to join my company's insurance ... |
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hairyguy13 | Is there a 30 day grace period in which you can pay your premium on all auto insurance policies? |
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C
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No, not necessarily.
It completely depends on the company you are insured with.
Farmers Insurance, is a company that allows past due payments, since they collect an advanced monthly premium, just in case you were to miss a payment.
If not, you will cancel on your due date. |
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barry f
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As far as I know, like with credit card payments, the grace period is only a few days (4-5) following the payment due date to allow payment to go through whether by mail or by other means, the 30 days is not the grace period, just the period which has been pre paid by the previous monthly payment. |
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rib
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The above poster is the most accurate. it totally depends on the company. With State Farm Insurance at the beginning of the policy we collect two months, one in a reserve account to allow a longer grace period to get your payment in to us. |
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Worldly25
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No. Actually your check must arrive 7 days prior to the start date. |
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mbrcatz
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Not at all. If you miss the "due date" the insurance company must send you a cancellation notice, IF this is an installment payment. If it's a renewal payment, in some states, they don't have to send you anything - the policy just lapses.
If this is a CANCELLATION date, and not a DUE date, there is NO extra time. Some companies honor postmarks, some don't. |
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