 Hurt on the Job? |
| I am self employed but we have to pay for helpers insurance while we are in the warehouse. Last week, I was hurt in the warehouse while moving my bundles of paper off the cart. I pulled my rotator ... |
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 Does a person have to buy homeowners insurance? |
| Sorry if this is a dumb question. I am not planning to buy a house for a few years as I am still in school. The thing is I have a pet chow chow and I understand that chows are on the "black list&... |
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 How does the insurer make profit on a whole life insurance plan? ? |
| The insurer sells you a whole life policy in which your earning cash value and interest. What are some ways that the isurer is making profit if the cash value and interest is your to use at any time?... |
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 My car got broken into and several items were taken. They're covered by homeowners ins. but I have no receipts |
| The Gps was taken, my cell phone, an mp3 and a bunch of cds. Will I need receipts for all of these things to get reimbursed by my homeowner's policy?... |
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 Minor accident, is settlement fair? |
| I live in NC. I was rear ended on an interstate off ramp by a tractor trailer. I had been forced to come to a complete stop because the 5-6 cars ahead of me had stopped. The tractor trailer was going ... |
|
 How does health insurance work? |
| Can someone please explain to me how health insurance works. I'm 18 and I know i'm supposed to know how it works but I dont. I'm getting older and these are things I need to know. If ... |
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 Even if insurance won't pay for it, and I have two refills on my med., can it be filled? |
| Meaning, if I pay for the refill out of my own pocket, what would be the problem with my RX being filled "early"? My doctor did not specify that I had to make it last "x" amount ... |
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 Is this insurance fraud?????? |
| So a river runs through your back yard and its 150 feet away from your house. The flood waters start rising at 7:56 am. At 9 am you notice the water is rising fast. At 10:28 am you call to get flood ... |
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 Switching health insurance plans during pregnancy? |
| Here is the story.. Both my wife and I work and have own health insurance plans though companies. I planned to switch her to my plan during the open enrollment in August as mine offers better ... |
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 Is anyone else amazed by just how many different types of insurance/covers were meant to have? |
I mean..................
Car insurance
Bike insurance
Boat insurance
Death insurance
Funeral insurance
Travel insurance
Health insurance
Business ... |
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 Health insurance? |
| does anyone out there know what the best ppo health insurance is ?example blue cross or humana one ect.im thinking of purchacing one one my own.... |
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 Which is the best Medicare plan option for my mother? |
Right now, she has Blue Cross/Blue Shield and pays $93 a month.
She got an offer in the mail for another company, I think it was Oxford, that says she would have to pay nothing per month.<... |
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 Is it legal for an employer require its employees to either sign up for the group insurance, or provide...? |
| proof of coverage elsewhere? We are in Michigan, and the co-workers are all up in arms about this. Our employer is saying that since they provide health and welfare in addition to our wages, and ... |
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 Can a warrant be taken out for me for a stop payment on a check? |
| I went to get 2 wisdom teeth pulled. I gave my insurance cards and went to get the procedure done. Afterward I was told my insurance didn't cover me& I was to pay the total amt. I wrote them ... |
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 Speeding ticket? |
| I got a speeding ticket yesterday. I was going 59 in a 35 rushing to my grandfathers because he thought he was having a stroke. I don't want it to raise my insurance, so would getting a lawyer ... |
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 Cleaning company refusing to pay out for breakages? |
| Hi - we, and some of our Friends, use a cleaning company. They have recently written saying they will not pay for any breakages their staff may incur. Obviously we can change companies but Is this ... |
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 Having a hard time finding affordable health insurance? |
| I just need a simple surgery on both my ears. About a year ago I developed a keloid on both ears. I know they can get bigger so I want to get it fixed before it looks like a grape behind my ear. My ... |
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sunrise_n_tn | Is there a GOOD, HONEST, RELIABLE, AFFORDABLE Health Insurance (in TN), that individuals can acquire? |
I have a job that has an option for health insurance, but the insurance in terrible & expensive. My boss has agreed that if we can find a good health insurance company, that he would be willing to pay 1/2 of our premiums. There are too many health insurance companies out there & not all of them are just for individuals or small businesses. If you know of one, please tell me. I live in Tennessee (East TN). Thank you! |
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mbrcatz
 |
Well, it's always going to be cheaper through your employer! If the "we" means you're looking for a family plan, family plans cost $800 to $1200 a month. AND, individual family plans usually don't cover maternity. They won't take you if anyone in the family has a serious health condition.
If you're shopping for individual coverage, your best bet is to go through a local agent - start with the guy that does your house/car insurance. |
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whatthe!!!
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I think Blue Cross Blue shield is one of the best, but that isn't saying much when it comes to insurance companies. |
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T Leeves
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BCBS is best- but it's pricey |
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Say_What?
 |
Blue Cross Blue Shield definitely big there.
United Health Care is big in places I've been - not sure how available it is in East Tennessee but it can't hurt to call.
The problem though is 1/2 premium even for an indvidual is going to leave you with a quite a chunk to pay. When I was doing COBRA a few years back on United the 100% I paid was over $300 meaning 1/2 would still have been over $150. A family plan is going to be even more expensive. You also might want to ask if he is covering 1/2 premium for just the individual for for family.
I know BCBS offers "personal" plans in some places and I think the costs for those may be cheaper than regular plans but I suspect copays are higher and benefits are more limited.
P.S. There are companies that offer "benefits" services including administering insurance. They may be able to get your company in under a larger group plan with reduced premiums. You might want to investigate those. |
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Tom Z
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Affordable is a relative term. You need a trusted adviser to help you through the process so that you understand what you are purchasing. Some may suggest going on line to get a quote but there is so much more to this decision than price.
The first thing you need to determine is how much you will participate in sharing the cost of your health care. This will determine how affordable your health insurance plan will be.
If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage, low deductibles and low copays your monthly premiums will be significant.
On the other hand if you are young and healthy and rarely use the health care system you can choose a plan that covers the major health catastrophe your premiums will be relatively low. You can use the premium savings to pay for the occasional doctor visit and still come out ahead.
Check with the agent that writes your home or auto insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. If they don't handle health insurance they could refer you to a trusted colleague.
If you want to use the Internet use it to educate yourself but use an agent to purchase the coverage. |
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STEVEO
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please quit trying to sell ameriplan insurance on this forum |
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King Of Utopia
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NO, they're there to make money and try to screw you over, there's no such thing as a "good and honest" health insurance company. |
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