i am being treated for a medical condition and my employer has chosen to put me back to part time (for missing too much work due to the medical condition) and cancel my medical insurance. does my ...
I'm just moving into a small flat with my girlfriend and I'm looking at contents/renters insurance. My problem is, I don't know if the main doors have a 247 leaver killer-man deadlock ...
The fire that started from my house spread to my neighbors and it burned their houses. The accident happened when I wasn't at home and the reason for the fire was electric leakage from fire ...
me and my boyfriend r in need to go to dentist and doctor but we have no insurance where would b the best place to look ? we r not married does it matter?...
I have had a regualr BCBS HMO forever, but have ever had a problem seeing my doctor. i HAVE to go to the doctor today and she is not there. Can I see any doctor in the same group or will ins not ...
My dad is suing a company because he is disabled and he was interviewing for a job. I'm not exactly sure what happened but they discriminated him cause his disabled. He got a letter from the ...
i am insured under my parent's health insurance, and recently had to go to the er because of alcohol poisoning. if my parents refuse to use their insurance to pay the costs, what happens? can ...
We currently have BCBS medical insurance with dental and the price keeps going up and up. I am seriously thinking about switching companies. Can anyone recommend a company that I can switch to?
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OK. I understand not to use a broker that is connected with a single insurance product, but what's up with a broker that works for a consulting firm? Is a national consulting firm bad?
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Additional Details I been going to a OB doctor for a while until I decided to get an abortion. All the medical bill have been paid by my insurance to the OB for the visit but I was ...
I ask because I have a biological father that does not know wbout me.
I have his SSN and all the other information about him but I don't want him to know I have a policy.
The policy ...
Is there a law in NYS that says all health insurance companies are obligated to pay for a home birth?
I am having a home birth and want to find out if my health insurance company is obligated to pay. When I call them, they give me no answers. (Empire Blue Cross) Someone told me there was a law that in NY all insurance companies were obligated to pay for home birth.
Nope. And here in TX, they aren't, either. I looked into it - wanting a home birth with my last baby.
See, they have "in network" providers. My insurance company - Cigna - just doesn't HAVE any in network midwives (in HOUSTON, TX, the 4th largest city in the USA!). They WOULD pay for a midwife in a birthing center - just not in a home. Unfortunately, here in TX, birthing centers are not allowed to do vbacs.
It's a racket. They COULD have paid $3000 for all my prenatal and delivery - instead, they've got bills for over $15,000 for a C-section again, as the hospitals don't like to wait for women to labor (time is money!).
Suzanne: YPA
Mandated benefits differ by state, so I recommend that you contact the NY insurance commissioner's office to inquire. In Maryland, this is a mandated benefit so it might be in New York, too.
HOWEVER -- if you are insured by a self-funded ERISA plan, the policy will not comply with NY laws; in that case, it will comply with Federal law and there is no mandate for that benefit.
The only way you'll know the answer to your question is by reading the policy or certificate of insurance. Read the "Exclusions," "Covered Services" and "Maternity Services" sections very carefully.
robert w
due to legal hassles NO.
obligation NO
u can find other options.
hospital births are better for number of legal medical reasons
Doctor Foo
a lot of insurance companies are national companies therefore state an local laws don't apply.
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