 Is it a good idea to buy those insurance policies that pay off the mortgage upon your death? |
| My house is under Mom's name she is 65 and she insists I purchase Ins at $20/mo that will pay mtg off at varying %s- if she dies at 60-65 it's 100%, 66-74- 50%, 75+ 25%. It also excludes, ... |
|
 How can I get health insurance without having any income? |
| I am 19 yrs old and i'm having a hard time finding a job in my area. I'm trying to save up for a car so im doing some babysitting until i get an actual job, but i'm having some health ... |
|
 Can i sue a insurance company myself? |
| i want to fire my sorry lawyer and sue a insurance co. myself how hard is it to do . a woman backed out of a parking space while looking at a accidet and hit me. i have the police report although she ... |
|
 Hospital and insurance? |
| My boyfriend when to a hospital in Texas and the bill came to $12,500. They keeps sending letters for full payment, he has health insurance but they say that they don't take ohio medicare, how ... |
|
 Car insurance renewal? |
| my car insurance renewal is due on the 22 of this month. but i'm 200 dollars short. can i call them and give them a post dated check for a week ... |
|
 Life insurance? |
| Is it true that when you turn 60, your life insurance carrier makes you have a mandatory physical, and if you do not pass they do not renew your policy?? That seams awfully fishy to me. My mother in ... |
|
 Do I really need to have a long term care policy? |
| I have been told that I need a long term care policy but I do ot want to go in a nursing home. Should I look into this any further. Please let me know your what you think. I have been told without ... |
|
 Hey please help me!!!! ImPOrtanttt? |
Hey please help me!!!! just lost this contract phone!!?
Okay this is my new second contract phone and its only been 2 months that I've been using it. This phone is in my mum's account ... |
|
 Will an Insurance Carrier cover Makeup? ? |
| I need to know if any Insurance Carrier will cover Makeup. I have probably 6k in Limited Edition makeup that I want to insure. If there is a company can you please let me know which company will do ... |
|
 For VSP eye insurance, can I schedule my annual visit a little less than a year after the last one? |
| I had my last visit end of Sep last year, but I will be going out of town in on the 9th of Sep this year for a while. Can I schedule an eye appt for the end of the August and still have my benefits ... |
|
 How much money does an insurance agent make? |
| I might be taking a job as an insurance agent for farmers insurance and I was just wondering if anyone knew what an agent made on average. I am just starting out and I don't even have a license ... |
|
 PLEASE HELP!! Am I the "at fault driver"? Should I pay for the loss? |
| I was driving a vehicle with no insurance because my vehicle had some mechanic problems, I was parked and when I backed up to get out, other car crashed on my rear left side, we were on a parking lot ... |
|
 Electrical - why if there is knob & tube many insurance companies refuse to insure the property? |
| Also, do they refer to the main panel, distribution system (wire method) or something else when they ask the question about "knob & tube"? THANKS.... |
|
|  |
Tony BolognaPhD | Is there a life insurance policy that allows for payment before death? |
I heard this one a financial channel but I can't find any information on it. Any insurance experts out there? Can you guide me to a website? |
 |
 
Michael M
|
If the policy has cash value you can usually borrow against the cash value or take a partial withdrawal against it.
Many policies have an option that allows you to collect a certain percentage of your face amount before you die if you are diagnosed with a terminal illness.
There are also companies that are willing to buy your life insurance policy.
Other than these options you cannot access the death benefits until after you die. |
|
james m
|
Most larger amounts of life insurance policies sold these days have an optional "terminal illness" living benefit. The policy will pay up to 50% of the face amount if the insured is diagnosed with a terminal illness, and the prognosis that death will occur in the next 6, 9, or 12 months, depending on what state state policy was written in, and the insurance company that issued the policy.
If an insured receives the terminal illness benefit, the money can be spent, or saved in any way that the insured desires, as long as it's legal.
If the insured lives longer than the prognosed approximate time of death, and even if he/she has a complete recovery, he/she does not have to pay the money back.
Google "terminal illness benefit".
If the policy has a disability premium waiver benefit, the premium payments may be waived, after 6 months of total disability, if disability is diagnosed prior to the age of 60. Some companies premium waiver is approved after only 3 months of disability.
Social Security Disability Income is approved if the person is prognosed with a life expectancy of 12 months or less. If qualified, the SSDI benefits will begin after 5 months, and be paid in the 6th month after approval. |
|
Insurance Pickle.com
|
Yes, most companies have a terminal illness rider and they can usually be added after the policy is in force. Because if they don't you can always go to the private market and sell the policy. Of course someone will call every so oftern to see how you're doing and don't be surprised if they're upset when you say "fine."
Look up "Viatical Settlements" (sp?)
http://www.InsurancePickle.com/life-insurance/ |
|
mbrcatz
 |
Just like homeowners policies, it's not the company name that counts - it's how the policy is set up.
There ARE riders you can get on most life insurance companies, to make a partial payment, early, if you are terminal.
Any local, independent agent near you, can help set the policy to meet your goals.
If, however, you're hoping to buy a million dollar policy this year for a few hundred bucks, and have them pay out in a few months, for like income or something, well, it doesn't work that way. |
|
Jaime Rose
 |
http://i-mint.tradepub.com/free/ri/
http://i-mint.tradepub.com/free/bieu/
http://i-mint.tradepub.com/free/bka/
http://i-mint.tradepub.com/free/sma/
http://i-mint.tradepub.com/free/lis/
Check these sites you may find some thing |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
4 | 40 minutes(s) ago
| | | |
6 | 53 minutes(s) ago
| | | |
5 | 3 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
6 | 10 hour(s) ago
| | | |
6 | 2 day(s) ago
| | | |
6 | 6 day(s) ago
| | | |
6 | 1 week(s) ago
| | | |
5 | 2 month(s) ago
| | | |
6 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
