What is the best insurance company? |
| I'm looking for a company that offers life, auto, and home insurance. Good rate and customer service.... |
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I am married and living out of my parents' state, can I still be under their auto insurance policy? |
| The car is registered in their (my parents) name with me as the main driver, but our agent is telling us that I should get my own separate insurance. Do I need to do this, or can I still be covered ... |
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What insurance agencies provide supplemental unemployment insurance? |
| Hi. I have learned recently that my company will be going out of business and I will be let go in about 2 months. I need to find a company that will pay supplementary unemploymnet insurance (on top ... |
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I have insurance payment out of my account on the 7th, can i speak to AA to debit my account another day.? |
| Basically I have a direct debit going through for my insurance on the 7th, but I won't have any money in my account. I would like to avoid incurring any charges so should i contact AA and ask ... |
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Please answer 10 points best answer? |
| i do not have any health insurance and rarely do i feel the pain of that.I have a yearly visit and usually pay cash and it is okay. Lately i have had a specified problem and need to see a specialist. ... |
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No dental insurance afterall, am I in trouble? |
| I am currently working at a hospital a total of 20 hours a week. You need to work at least 24 hours a week to be elidegable for insurance. My boss said that I would be getting "more hours soon&... |
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My refund check was stolen and cashed and the company will not reissue. How do I find out who stole my money? |
| My previous insurance company owed me a refund check from February. After over 30 days I called to follow up. They stated that the check was issued on April 24th. I told them in May that I had not ... |
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What to say to claim adjuster..I need help? |
| I got injuried in april of last year. my landlord finally forward my letter i sent him last week over to his insurance company. I had lawyers before but they wasnt doing a great job. but once my ... |
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Help with contractors liability insurance? |
| Hi, i've just set up a new construction company and need to look into contractors/public liability insurance/assurance???!!! Basically i dont have a clue about it!!! Is there anyone out there ... |
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Can an inheritance of a will be entile to any monetary with the beneficiary of a life insurance? |
Are they relate to each other? Additional Details Supposed person A is one of the inheritance on the will and person B is the only beneficiary on the life insurance, when the testator/... |
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How long can you be without insurance before it's considered a lapse in coverage? |
| I carry insurance now, which will end at the end of April. My husband's insurance will pick up on June 1. Is this too long of a lapse in coverage? And will the new insurance cover '... |
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Insurance after death? |
| my sister was killed in an auto wreck.she and her husband had a loan at a local bank.she had no life insurance but the insurance company of the drunk jerk that hit her has agreed to pay 25000 of ... |
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Crazy bill for a blood test. What can I do???? |
| Went to a doctor the other day because I've been having chest pains and was worried it was my heart. Got an insurance so I thought I got nothing to worry about. I had an echo-cardiogram and a ... |
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I'm looking for a catchy slogan for my insurance agency business.? |
| We vacation in Maui often and I'm hoping to pull some type of Hawaiian "theme" or "words" into my marketing slogan. I'm trying to make buying insurance a little bit ... |
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How to start a life insurance agency? |
| i'm young and enthusiastic about starting a busness although ill face a lot of challenges, but i need advice on how to start a life insurance agency and what are the requirements?... |
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jonrossington | Is there a time limit in reporting an insurance claim by law toyour insurer?? |
Is there a specific time limit to which you need to obide to when reporting a Stolen Van claim to your insurer, by law?? |
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Phil
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The policy states that you need to report this as soon as responsibly possible. In general, there is no set time frame. However, courts have held that if your delay in reporting this causes the insurance company harm by not being able to properly investigate the claim, they can deny coverage. And the longer you wait to report it without a good reason, the more likely the company will suspect fraud. |
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Dan Insurance Man
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The general rule is 'as soon as is reasonably practical' - in the case of a stolen van & with modern communication advances one could assume that to mean immediately on discovery of the Theft.
If you were on holiday- when you get home etc.
Although if there is a genuinely good reason why the theft has not been reported earlier you should not have too many problems. |
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helicopterjen
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Yes, in most cases the police and the insurance companies require that you report the theft within 24hrs...or AS SOON AS YOU NOTICE! Dont wait, because you could be charged with fraud and it makes you look VERY suspicious.... |
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cat f
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not really unless you prejudice them in some way. every state has a statute of limitations for personal injury, property damage and contract claims. they vary by state. |
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welcome news
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There is no absolute time limit in law.
Your insurance policy will advise you that the incident should be reported as soon as possible but no specific time limits are set (other than Quinn I believe which has a 24 hour limit). It is of course in your interest to report the claim as quickly as possible so you get paid out as quickly as possible.
Please note that if you switch insurance companies and then report the claim you will have to advise your insurance company that the claim has been reported and your no claims bonus affected (you should had advised the new insurance company of the incident anyway) |
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vera-ann
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You need to report "as soon as is practically possible" you might find that the insurer won't pay out unless they have a police incident number.
Why would you wait anyway? |
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Brian R
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Depends how well you and the Agent talk to each other, in my experience. |
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