 Must my Life Policy beneficiary have an insurable interest? |
I am confused, some people say yes some no. I understand it this way, correct me if I am wrong:
If I buy a policy on my own life, I become the owner of the policy. As the owner, I can name ... |
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 Insurance, the govenment is bailing out those uninsured! So why bother having it.? |
It is a joke, that we the tax payer have to bail out those who cant be bothered. Pathetic.
Pensioners etc. is fair enough, they have family who should help them first, if not then they ... |
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 If a person opens a daycare, can they get health insurance, if so how much would it cost? |
| I've heard of Aflac small business, and i was just curious if they had others, and what would be the best to get, that's if you could get health insurance like that.... |
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 Health insurance- dependent coverage, prenatal covered? |
| I was just wondering if prenatal is ever covered for a dependent "child" with health insurance? Does it depend on the company?... |
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 Pre-existing condition? |
I have been in turmoil with the temporary insurance company I purchased a policy from a year ago.
Last January, I had a pain in my side for about a week that wouldn't go away so I ... |
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 Car insurance? |
| Is insurance cheaper on older cars?... |
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 Wife wants life insurance for husband that refuses physical and he's 75 years old |
| I am writing this on behalf of my mother. My parents are still married (she is in her early 50's) and my dad is 75. She already has 90K universal life on her husband through metlife, and was ... |
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 How do I live to see another day? |
| I need 50g for my surgery by 2moro, but I can't afford it. I'm 57 and I had to sell all of my assets and pretty much everthing i own I also had to take out most of my money in the bank. My 6... |
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 Long term care insurance - John Hancock or Genworth? |
| Which is a better company to go with, any thoughts? Long term care insurance is so expensive and I don't want to make a wrong decsion, thanks for your help!... |
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 When going to the emergancy room, are the deductable and copay the same thing? |
| I have United Health Care and my copay for a broken ankle at the ER is $100. I paid the copay in the office. I got a $300 bill sent to a collections agency for my deductable. I wasn't aware that ... |
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| Insurance wont cover baby!??!!? |
| im on my parents insurance and have 100% maternity coverage, but their insurance wont cover the baby after he is born! anyone know what i can do?? If i dont get anything how much would it cost for ... |
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 How much should I settle for with insurance? |
| Me and my family was in our car and a woman ran into us. It didn't cause alot of damage to the car the damage was $652. We got that fixed. Anyway I went to the ER with pain and was told I had a ... |
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 Home insurance quotes??? |
| I have just moved into my flat and would like to take out contents cover insurance (i am only renting the flat) what do i need my policy to include????... |
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 Will I get penalized if I have a gap in health insurance for a couple of months when enrolling in new program? |
| When I started my job, the health insurance provider (Cigna) made a big deal about asking me about continuity of care, meaning whether I was covered by another health plan up until I started with ... |
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 Life Insurance Surrender Value Loan? HELP!!!? |
| I have a life insurance policy I need to borrow against. I know you can take a loan against the surrender value of your policy. Does anyone know which financial institution I can go to for this ... |
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| Will my homeowner's insurance cover this damage? |
| I live near Pittsburgh Pennsylvania. We had terrible wind storms last night from the remnants of Ike. Wind gusts were up to 80mph. The winds ripped some shutters off of my house and completely ... |
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 How to get insurance to stop ignoring you? |
| So a few weeks ago i hurt myself on my landlords property. I filed an incident report but they seem to be avoiding talking to me. I also called a personal injury attorney and one of them wanted me ... |
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 How much is renter's insurance normally? |
| I already have insurance thriugh state farm and they do have renter's insurance but I'm asking people who actually do have it, how much should it be normally?... |
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mcnees79 | Is there a way to find out who claims residence at a particular address? |
Is there a web site that I can go to and input an adress and get a list of all of the recent occupants? |
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Stick66
 |
Finding information for the owner of a property is pretty easy. The local city or county website might have info in the clerk's office section or tax assessor's section. If not, you may have to call and visit these places in person to view the public record.
Now finding info on a tenant non-owner is a bit harder. There are a few websites (found with an easy Yahoo search) that will charge a fee to do a reverse address look up. Private I's and process servers use these religiously. Beyond that, you may need a private I's help. Good luck. |
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mbrcatz
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No, but that information IS available through Choicepoint for people like insurance companies, so they can find out if there are any other household members you aren't listing on your auto policy. |
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mkulda
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If you have a Lexis-Nexis account, you can get this information.
They do have an a la carte service, so you might be able to search their website to see if you can get this service on a piecemeal basis without having to to sign up for a full fledged account.
They use the same sources of information that ChoicePoint does so you can get the same access as an insurer would have but only need to pay the consumer rate, not a commercial rate. |
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blb
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Insurance companies and most agencies can find out that information. Although it is not always correct. The previous owners of a house or previous tenants of an apartment can show up. The report used is called an A.D.D. report. (additional driver discovery) |
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Pico
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It depends where you live. If you're looking for the current occupant, a lot of cities/towns have a link to the town Assessor's webpage. Some don't have any real info, maybe just an address telling you to send them a letter for information but others offer more. You would want to look for the last "reval" (revaluation) info which would be the last time all the buildings in town had been assessed for tax purposes. Some require that you set up an account (free) for a password. You can usually search the property by address, lot number or sometimes by the property owner's name. Most will give you the name of the currant occupant and what the assessed value of the property is. Some don't mention the owner's name at all. Occasionally, it will list the last few dates of sale so you can see the names of the people who owned the property before. There is no way to find occupants of apartment buildings if the apartments are being rented, same for houses. They will only give the owner's name. NYC recently added a searchable database for co-op apartments in the city. It has current owner info and you can see most of the people who own an apartment in a particular building.
There's no easy way to find a list of all past occupants that I know of other than private pay websites that search old phone book listings. Ancestry.com has this feature and will give you info for most towns from 1994 on.
Searching for this info is a real pain and can take awhile. Google searches including the name of the town or county and "reval" "tax assessor" or "property" sometimes work if you can't get to the page from the town's official website.
Here's an example but it's only for some towns in New England:
http://www.visionappraisal.com/ |
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§☺ĻĻŷ
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I sure as hell hope not. |
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