 Does insurance pay for damage to doors after thieves break in to residence to steal contents? |
| my insurance has refused to pay damage to doors after thieves broke into my rented residential house.my landlord want them repaired at my cost.... |
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 I took traffic school, can the insurance company still jack my rates up? |
I was in a minor accident in 2006. Technically it was my fault but I blame the other douchebag! Can the insurance company still jack my rates up even though I took traffic school?
Additional D... |
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 I just got a letter from my insurance company? |
regarding a trip to the emergency room i had in may.
it says "if you had recent health coverage, your prior company should have sent you a "certificate of health plan coverage&... |
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 Who’s the best (cheapest) insurer for a first time driver on a 1.2 Corsa ?? |
| Any one had any cheap quotes as a first time driver for a Vauxhall Corsa, 1or 1.2 litre, 2000 - 2003 model???...Cheers!... |
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 What's on your social insurance card exactly? |
Your social insurance card or just social insurance is just so the government can keep track of your money and how much your making right?
How much information does it have on you exactly? ... |
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 Do I need health insurance? What kind? |
| Right now I'm paying between $300-$400 in monthly prescriptions without insurance. But I'll only be needing these prescriptions for less than a year. My dad is paying for my doctor visits, ... |
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 Washington Mutual in trouble? |
I just heard from a friend today that she heard rumors that Wamu is in financial trouble and might close down (don't know what that means).
Has anybody heard something similar?... |
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 If a life insurance company goes bankrupt, what happens to whole life insurance benefits? |
| My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their assets are under water like so many other ... |
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 Im age 23. Would it be beneficial to me to buy a whole life policy? |
| The policy is participating and through a mutual insurance company (guardian Life). I figure after about 15 years of paying, the dividends could end up paying for the policy and id have it for the ... |
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 Where do insurance companies get all the money? |
| How does an insurance company afford to pay out all that money on insurance claims?... |
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 Who will they sue? I need help!? |
| Over the weekend my friend was visiting my apartment and she fell on one of the staircases. It was outside of my actual apartment in a common area. She wants to sue my apartment complex. I called ... |
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 Car Insurance, i have paid my insurance in full. 5 months before end of my policy i have changed my car,? |
| i had nissan sunny 1993 1.4 auto and now i have peugeot 206 1.6 convertible auto. There is a big difference in price, how can i change my current policy without having to pay an arm and a leg for my ... |
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 I am a uk citizen flying to the states to have a boob job, do i need to get health insurance? |
| i am flying to las vegas to have a boob job. i am a uk citizen so we don't have health insurance anyway but if anything was to go wrong after the operation and i had to go to hospital do i need ... |
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 Which is Better for Me: Term or whole life Insurance? |
| 1'm 40 years old, have a 7 month old baby, my family annual in come is $80,000. thank you!... |
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 Is there any legal obligation to buy total mortgage protection cover plan with halifax? |
| I am borrowing amount X as mortgage with halifax. however i do not want to buy any of their total mortgage protection cover plan which covers critical illness etc etc... i am a young fit gentleman ... |
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 My health ins. paid for surgery after I was in a car accident. Will they want to be reimbursed when I settle? |
| My health insurance has forked out approximately $50,000 in the last few years. I'm just wondering if they can come after anything I get in a settlement. Need Help!!!... |
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The-she | Is there any point to making a claim on my housing insurance? |
My son dropped my camcorder last night & has broken it. The camcorder is 4yrs old now but was in very good codition before my son dropped it, would i be best to claim or just buy a now one? If i do claim would i get a new one or what happens, never had to claim on my insurance before? |
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Michelle
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Talk to your insurance agent, see how much it is going to cost you for claiming it. Compare that with price of a new one and then make your decision. |
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Oracle
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First of all, make sure you have "accidental damage" cover under your contents insurance. The usual policy excess is £50 but check to ensure you don't have an additional voluntary excess. Get an estimate for the replacement before making a decision as to whether or not it's worth claiming.
Remember any No Claims Discount earned under the policy would also be lost in the event of a claim.
I'd speak to your insurer or broker for their advice as to whether it's a worthwhile claim once you have a replacement estimate and have clarified your policy terms, conditions and excesses. |
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clara
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It depends if you have a new for old policy, most are these days, but you should check. Housing insurance will carry an excess as in car insurance so if your only claiming small amounts it maybe not worth you're while. It's probably to put people off making relatively small claims. I recently paid £50 excess on a claim, as my carpet had been damaged when my tank overflowed, they worked out how much it would cost to replace it with a similar quality carpet and paid us that amount. We didn't lose out on the excess as we managed to find even better quality carpet in the sales so we recouped the £50 that way. Read you policy and it will explain about the excess they charge or ring them and they'll explain it all to you. I'd go for it if a were you, that's why you pay it and you've got nothing to lose. Your next policy shouldn't cost more because you've claimed as they usually rise every year anyway and it's always wise to shop around anyway these days. |
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Sparky
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Depends what your excess charge is on your policy as to whether its worth replacing. As it is an old model, it is unlikely you will be able to replace it - like for like. Best to ring your insurance company, tell them the make and model and they will suggest a replacement. Most insurance firms these days, contact suppliers direct and have one sent to you, or you can suggest a particular model to them of equal value, you buy it, then reclaim the money. Reputable insurance companies are very helpful and can advise you what to do. |
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jeff k
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Yes, claim for it, you should receive to the value of a new one as is priced at today's prices, claim, too many people let insurance company's get off lightly, you pay them good money for a service, get what you have paid for, it was accidentally broken in your home, so you are covered for it. |
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pri k
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Talk to your insurance agent |
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C T
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Insurers take a dim view on accidental damage claims as they are seen as a sign of carelessness (increased rick of claims). If I were deciding whether or not to claim i would do a couple of quotes for insurance online with and without the claim to see if my premium would go up by much.
Also, check if your policy is "new for old" or you might not get much for your 4 year old camcorder after the excess is deducted. |
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TallPaul
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You'd get a cheque. If you have a "new for old" policy then it should be enough to buy a new camcorder.
These things happen. Make your claim. It's what you pay the premium for! |
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