Health insurance group - Do I have to give medical records? |
I am going to buy a small business. I will be offering group health insurances do I, or any of my employees have to give medical records to my insurence company?
Thank ... |
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Health insurance? |
| i'm a self employed 28 y/o male, where in the hell can i get health insurance that isn't like 800 bucks a month?... |
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When you are geting health insurance, what does coin insurance mean? |
| i am comparing insurances right now and some have coininsurance, some say 20% after deductible and some say 20% coininsurance after deductible.. what is coininsurance?... |
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Insurance scam? |
ATTENTION ALL MEMBERS OF THE PUBLIC, ESPECIALLY ANYONE LOOKING TO PURCHASE CAR INSURANCE IN THE UK
DO NOT, I repeat, DO NOT under any circumstances, accept a policy of Insurance from A... |
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Do I have the right to ask for a doctor who is in-network (insurance)? |
| I recently tried making an appointment at a local health center which employs about 30 different physicians. They assigned me to a doctor which Blue Cross Blue Shield of Alabama claims is not "... |
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Insurance for immigrants? |
| when me and my son were in Minnesota last year, we had our vaccinations in a hospital, and my husband has no insurance yet at that time until now, the shots were so expensive that costs us 1500usd. ... |
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Is there any a way that I can find the insurance carrier of the person that hit my car? |
| The problem is that I only have a policy number. I don't have a phone number or the insurance carrier. HELP!!!... |
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Is there an insurance company that will insure you after you've not had any for almost a year? |
| A friend of my gf's couldn't afford it before but can now since she's gotten a better job and cannot find it anywhere. I'd appreciate it if you'd keep the smart *** answers ... |
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My house is appraised at 93K. My insurance agent says I need 157K worth of house insurance.? |
| This seems high to me. He claims that the replacement value is the reason this. In the case of a complete loss, I doubt they would pay me 157K, but he disputes this. He also says that the state ... |
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Who has the lowest rate for car insurance? How much do you pay for yours? |
| my insurance is kicking my ***. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?... |
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Health Insurance? |
| Can an unmarried never been married man purchase health insurace or recieve it through his employer?... |
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Health insurance policy number...what the heck does that mean? |
| I was filling out a medical history sheet and it asked me my health insurance company (i know that..) and then it asked me what my policy#: was...... |
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Do I need insurance for my company? |
| Have a Computer programming business, and went ahead and created it under multi member LLC, why because if something happens the company is responsible and I'm not which I declared in the O... |
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Going to gym while on disability (insurance)? |
| I has spine surgery a few months ago and have since stopped working while I stay home recovering...the surgery has not resolved my pain and I have gained weight since I am home everyday. I have ... |
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If I am on my parents' insurance...are they financially responsible for my medical bills? |
| I am 23 years old but my parents pay for my health insurance (we are on a family plan). My parents always say they will pay for my medical bills, but lately I've been wondering if my mom really ... |
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What is required to work successfully in Insurance field? |
Particularly as a Sales Head?
Do i need a lot of contacts?
Also,does one need an mba(insurance)?... |
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Need health insurance but dont have any? |
| I want to have some health insurance or some type of health care insurance for me. I don't have a job right now and i am 25. I am wondering how i can apply for some insurance if i don't ... |
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IC_pantsu | Is there any way to bring down the cost of a hospital bill? |
I received the Explanation of Benefits from my insurance company recently and all it basically says is that it does not cover any part of my hospital bill and surgery and I'm about to be sent a bill from the hospital that cost close to $7,000. I am a full-time undergraduate college student, with no job, meaning no income, and my parents won't help me. Is there any way to reduce the hospital bill to something more reasonable?
Your input would help me so much, thank you! |
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zippythejessi
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Call and ask them. If you explain that your insurance isn't going to pick up any of the bill, they should be able to work something out with you. Even you end up paying them $20 a month forever, that will keep your account out of collections and not send your credit down the toilet. Although, you should first find out EXACTLY why your insurance isn't paying - the only valid reason is if you went out of network. If they give any other reason, appeal it first. (But call the hospital's billing department to let them know that so they don't put you in collections.) |
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barterjunkie12
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No, Sorry, There really isn't anything you can do about it. 6 months ago I spent the night in the emergency ward and was charged $11,000 for it. |
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gomanyes562
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Hospitals are usually very willing to negotiate bills. It doesn't hurt to call and ask. |
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.
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no, the hospital has a plan so u can pay a little every month but other then that, u have to pay everything.
why won't the insurance pay?
did u check be4 u had the surgery? |
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mbrcatz
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Is there a way to reduce it? Yes. Will it be $100? No.
Call the billing office at the hospital, ask them to reprice it to a cash price.
But if it were me . . . I'd go back to the insurance company. WHY isn't anything being covered? Unless you have like a $10,000 deductible, or you're talking cosmetic surgery or other uncovered procedure, there should be SOME coverage. Even out of network coverage is better than nothing. |
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Christa
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Hopsital bills are typically pd as a whole and not broken down charge by charge...I work for an insurance company with the claims department. As far as your bill, it depends if your policy coveres some of the daty, for instance, most policies will not cover private rooms, phone charges etc.... you have to call your insurance company and see what charges the hospital billed vs what they pd......Hosptial stays can be $0 to $500 copays per day. I have seenm policies where there is a deductible the members have to pay $500-$2,500.
The best thing I can tell you is to call your insurance. |
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Tammy R
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Most hospitals have charity programs that they will see if you qualify for. Call the billing dept. of the hospital and explain your situation they will usually work with you.
I talk with people all day that are in the same situation - they have insurance then they get sick or go into the hospital or have tests done only to find out AFTER the fact that their insurance is not covering a portion or all of it! It is so wrong.
I do offer AFFORDABLE Discount Benefits if you want to check them out feel free to
http://www.helpyousavenow.com
I wish you luck with your situation I hope that the hospital will work with you, they usually do.
Tammy |
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