If I have replacement cost coverage on my homeowner's insurance, can the co deduct for depreciation? |
| My house was robbed and I'm dealing with the ins company and they're telling me they deduct for depreciation - BUT my understanding was that replacement cost coverage meant there was no ... |
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My husband is a carpenter and needs to get insurance for his business...? |
| What kind of insurance am I looking for. He just needs basic insurance as he is the only person involved.... |
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Loss of use standard per diem? |
| we had a serious problem with a sears refridgerator. they have agreed to settle the claim (about $30,000), however, we will be unable to live in our home for approx 6-8 weeks. does anyone know if ... |
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Auto Insurance, College Degree, and Underwriting? |
I am changing to Farmer's Insurance for Auto Insurance. My agent tells me that they will need to scan my college degree for underwriting to process my application and discount.
My ... |
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Can I Get Life Insurance For My Dad? |
My dad is 62, recently retired and lives in NYC. I want to get life insurance for him so that my mom will be taken care of when he passes away.
The problem is my dad has diabetes, high ... |
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Where these all name brand prescriptions going these days even we have health insurance? |
| Where these all name brand prescriptions going these days even we have health insurance at work and even people who has medicare+medicaid benefits?Most people these days getting generic brands only.... |
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Can you go back to work in your field after you have collected on a work disability.? |
Additional Details What if you have collected a lump sum allready in a settlement? You are no longer collecting. Can you then just resume your career as if nothing ever happened?... |
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Student job at college-- 20 hrs a week. Am I eligible for health insurance since it is not under 20hr/wk? |
| I need health insurance. I am a college student. I may have to take a few semesters off so I can get a job so I can qualify for health insurance benefits. My husband is a business owner and we pay ... |
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How many homeowners have been denied claims by NationWide and how do they get away with it?? |
| Several Katrina victims have reported that NationWide, after almost a year, denied their homeowners claims. NationWide knows that they don't have the money to appeal. They really know how to ... |
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A Week After Bailout: AIG Execs Take A Vacation? |
Just six days after sticking taxpayers with an $85 billion bailout, AIG's top executives dropped $500,000 whooping it up at a swanky California beach resort.
Among the charges A... |
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Is an advanced payment from insurance company a "use it or lose it" type of money? |
| Our home was damaged by fire and the insurance gave us a substantial advance payment. I'm wondering if we should be a little more liberal in spending it, or will it simply lower the amount we ... |
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Getting daughter on health insurance? |
| The state is court ordering my bf to put our daughter on his health insurance or a different one, she is currently on medicaid. He's asking me to put her on it so they don't have to go to ... |
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Can you sue a parent for hiding life insurance on the other parent? |
| My parents are seperated and one of them just died recently. My other parent says they do not have a life insurance policy on the deceased parent. I do not believe that and was stuck paying for a ... |
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lola | Is there anyway I can get a tummy tuck covered by insurance? |
I have lost over 100 pounds and had healthy twin boys. I very steched skin. Is there any way I can get a tummy tuck insurance approved? |
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HC Investigator
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i have worked for 2 different ins co & neither have covered panniculectomies, tummy tucks, etc. I dont see a way around the coverage as stated in the ealier answer, unless it is fraudulently billed. as a fraud investigator, the medical records would need to compare to the billing. each claim has a procedural code (CPT) code reflecting the service. there is a code for each service and if it is billed deceptively & paid based on deception, and found later that it was not accurate then the provider could be penalized, fined, prosecuted or depending on how many times the provider has fraudulently billed, he/she could lose his license. this is * Even * if the billing clerk was the one who deceived, not the physician. You could also be charged if you were involved in the scheme. You might look into a flexible spending plan (FSA) account if you have employee health insurance. many offer FSA as well. You will probably be able to file your expenses on your FSA. we are allowed to file cosmetic procedures on ours. FSA is for the items you have spent out of pocket. Our plan has a $5000 max however each are different. |
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jogmaya
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try here. http://www.tkqlhce.com/click-1748196-10307963 |
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withluv7
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I have seen insurance companies cover tummy tucks if there is lower back pain. |
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Catie
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In some cases insurance will pay, yes. A surgeon's insurance clerk should know what avenues to take in getting the insurance to cover it. Simply call the surgeon you are considering doing the job and ask to speak with the insurance dept. Ask them what prerequisites are generally required to receive insurance payments. |
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Custo
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Probably not. Is it medically necessary? How long ago did you lose the weight? if its been recently, they will make you wait for 6 mo -1yr... For your weight to stabilize, and to allow your skin time to shrink back. then, they'll make you try a whole bunch of other treatment, if you haven't already. Then, if you still have the same insurance company, and still need the surgery, they might. (which is to say, after they deny the pre-approval & and you & your doc have to appeal) The only real way to find out, is to read the exclusions list in your plan document.... Or call them. |
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