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 Please explain how universal life insurance works in details?
is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want ...


 If you work part time at mcdonlds can you still get benefits and health insurance?
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 Best insurance?

Additional Details
just stared a new business and need to know what insurance company is ...


 Have you saved up to weather 6 months of economic hardship? Like loss of employment.?
...


 Can an insurance company deny my family health care because I'm pregnant even though I'm not in the plan?
I have my own health insurance and my husband and kids were looking at health insurance just for them, and because I'm pregnant they were denied even though I would not be on the same plan or ...


 I dont know how to claim, Please help!!!?
Ok, I am 19 years old, I was married Novmeber 18th,2006 and I turned 19 Oct.11th, 2006. I lived with my mom until november 18th, and was on her health insurance ect.. and once i got married and moved ...


 My mother And I have been taking care of my grandmother who is 92,24/7 Am I able to take out life insurance?
Can I carry a lfe insurance policy on my grandmother?...


 Our financial advisor is telling us to get permanent life insurance, is this a good idea?
My husband and I are 24/26 and in great health. The payout is $250K each if we die and there is a cash balance that we can pull out after 10 years. It will cost $63/month for me and $78/month for ...


 How hard is it to work in insurance?
I'm just wondering because I am constantly being called by insurance industry people about jobs. Are those scams? They're local and big names, so I don't know. I am wary....


 Can I have group insurance for my entire family ?
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 How do you get the lowest home owners insursnce rates on an old house with poor credit?
Home built in 1937 with 3 year old Bankruptcy on credit history....


 How do I find Health coverage for someone who's 60 hasn't worked since 67 and is disabled?
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 Health Insurance change, what will happen?
I had a short term (6 months) personal health insurance previously, now I found a new job and I had a new insurance. My question is I was hospitalized last year and my old insurance policy is still ...


 How long does it take to come off of moms insurance after marrige?
does it automatically come off or do you have to wait till coverage is over?...


 Is buying health insurance online a good idea?
What has your experience been? Did you save money and still get good benefits and service?...


 Should I apply for health insurance for upcoming surgery?
I do not have health insurance. I was recently diagnosed with a non-life threatening ailment which requires outpatient surgery. Should I applyfor health insurance ASAP? Or should I make a payment ...


 Do insurance companies recognize "domestic partnerships"?
I am pregnant and my insurance doesn't cover the pregnancy. I don't qualify for state assistance or medicaid.

I am trying to get my boyfriend to get a job with group health care ...


 Can one buy new affordable NJ health insurance for a chronic preexisting condition after a COBRA period ends?
What does the law say in New Jersey on this subject? If you have continuous coverage through your previous employer, and come down with a chronic injury or serious ongoing illness during your COBRA ...


 How Much Does Life Insurance Cost ?
how much life insurance i need, for how many years, and what can i afford to pay?...


 So is it a scam or what? I didn't want to waste 39 dollars on a registration packet if it didn't work.thanks.
...



Alan
Is there anyway my mom can get medical insurance with a pre-existing condition (cancer)?
She doesn't qualify for any social services (such as medicaid) and doesn't have enough money for chemotherapy. Hospital is already going to sue her for her bills that she has no way of paying and chemo will need to continue for months. No idea where to get this type of insurance, our state has no risk pool insurance either.
                     
 




chocolatelover
Rating
Okay? Are you ready? Sit down and take notes. It's going to be a bit expensive okay? Go to the county and get a business license for...let's say...house cleaning services. Now open a small business checking account with the business name....let's say....On the Roll cleaning service. Now apply for COMMERCIAL health insurance. She can get health insurance, and you too, as an EMPLOYEE of the On the Roll cleaning service. Of course, it may not hurt that she get a few accounts here and there. I know Aetna offers small business insurance. I know this because my husband and I had our own business for about 2 year before I got pregnant and we did not have any health insurance. We were able to acquire it this way. Good luck.


MN-Mike
Sorry to hear about your situation dude.

Chocolate has an angle there but maybe you and her can't go that route. A friend or relative could though and hire her so that is also an option.

If that won't work, she must sign over property to you (if over 18) or "sell it at cost" to someone very trustworthy that will hold it for both of you. The social services will take care of the medical then and won't be able to come after her property to pay the bills. Transfer as much as possible with as little paperwork as possible over time, not all at once. Use some money to pay some bill so it looks like that's the reason you sold it.

You gotta do what you gotta do...I pay a load of taxes and that's what I would want it to go for, situations like yours to help you guys out.

Take care.

PS. Workfortoday..you said some nice things but to put that link in there with your answer...tasteless man, tacky and makes it look like you are full of chit and an opportunistic user and a loser.

===================


Workfortoday
Rating
Hi first I want to say I'll say a prayer for you and your mom. Our famly has had many bouts with Cancer. My grandma my grandpa my uncle My grandpa on my dads side.

What you are going through is normal. Not good and I know it is horrible to go through, I went through it but it's normal and it's sad how folks have to be put through the financial ringer while they are ill.

The best thing you can do is not let your mom get all worried and stuff and keep a straight face and have faith. No matter what happens we all end up together in the end so everything will be ok.

Keep good care of your health and get good rest, read the bible and stay strong.


mbrcatz
Sure, but they won't cover the CANCER treatment. Which stinks.

AT this point in time, with a life threatening illness, if it were me, I'd go ahead with the treatments, and worry about paying the bills later.

This is the biggest reason for personal bankrupcies in the US - uninsured major medical expenses.


Dawn S
Unfortunately, I don't think there is an insurance company out there that will insure someone with a pre-existing condtion, at least for the first year. Maybe she can find an individual policy from bc/bs of your state, but will be responsible for her bills for a specified period of time per the insurance contract.


dawn18417
Rating
Forget it.You know some insurance person probably tried to sell insurance to her ten years ago but she did not want to make no changes,she didn't need no stinking insurance and know she does and you want people to feel sorry for her,well i for one am not the least bit concerned with the financial hardship of this woman,she did it to herself.


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