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 Health Insurance is Way Too Expensive?
I currently have BCBS through my job. I cannot afford to have that deducted from my check and my boss is not giving out any raises. What to do? Is it a good idea to cancel? I have done some figuring ...


 NYPD widows' pensions?
Recently, a 20-something year old off-duty NYPD police officer was killed in a car crash in my area. Toxicology reports indicate that his blood level was twice over the legal limit...therefore, he ...


 Do you need assistance of medical billing company?
How can you find the best billing company for your billing/accounting needs? Most doctors cannot treat patients and manage the billing and accounting of their practice at the same time. Medical ...


 Workmans comp Vs Unemployment
My employer paid my wages while out on a Workmans Comp claim for 18 weeks. I was released with restrictions to go back to work and was terminated the same day because they claimed they had no jobs ...


 insurance
If you own your car or house and are no longer making payments, should you still have insurance on them? Explain why or why not. ...


 Life Insurance Without Consent
I just found out that my parents opened a term life insurance policy on me when I was a minor (teenager) without my consent. I am now an adult in my 30s. Do I have any legal recourse to force them ...


 excess/claim
Hi can you please advise , If you had a business in the republic of ireland and in 2008 a customer had a flood and you where insured at the time but you now find out 3 yrs later that it ...


 parent claiming dependant
what if any and how will my claiming my 18 yr old daughter who is now in college, as a dependant hurt her tax return, as I dont claim any expenses for college that she has spent. I will only be ...


 What will happen if a international student do not pay the hospital bill?
I am a international student and have a insurance required by the university. Two weeks ago I went to the emergency room because my teeth hurt. I stayed in the emergency room for less than 5 mins and ...


 insurance coverage
I was hired on 7/6/2010 I signed up for insurance through Kaiser. My coverage would have started 8/1/2010 The paperwork was never processed and my coverage was not started. In December I attempted to ...


 Medical insurance vs MVA settlement
I was in an accident 10/08, that was 100% his fault. I went to an attorney for help. I went to physical therapy. It was decided amongst the attorneys that the therapy was not related to the MVA. T...


 Medical-bill
I'm a student, I had an appointment with my Dr. and he recommended me a procedure to be done. They will talk to my insurance to be sure that they will cover for it. After 3 weeks they called me and ...


 benificiaries
My mother and my son have been named as benificiaries in my sisters insurance. My mother died in 1991 and my sister died 2 years ago. What happens with regards to my late mothers portion of money ...


 sentence
I need help, if anyone knows a sentence in which the insurer has to pay, be it due to premature death because of a routine or necessary operation, where I can find such sentences, or sentence of ...


 What are the options if I don't get 100% deductible after subrogation
One guy, Mr. A, had hit my parked car while backing out his car. I was that time inside my frnd's house. My frnd's neighbour (who had hosted Mr. A) knocked the door and informed about the incident. T...


 What does "Paid to deductible"mean?
I am new to American insurance system, so please forgive me if my question is off the point. I filed a claim to my healthcare insurance company which supposed to cover 80% of the cost. I received ...


 Life Insurance and Marijuana Use
Hi, I'm applying for life insurance (I have no idea what kind, my parents are dealing with that stuff). I have recently had the medical exam and because of a guilty conscience I told the paramed ...


 Is Globe Life Insurance a Scam? or a Legit Insurance Company?
I need to know if Globe Life accident insurance company is a scam or a reliable company, I must get some additional life insurances and the most people i know got the solicitations from them. Can ...


 Can life insurance deny payment??
My mother was a passenger in vehicle and was killed in a crash now life insurance company wants a toxicology report. The report show thc was in her system can they deny payment on life insurance ...


 Water leak out from basement ground
I am living in a 7 year old single house. With all those snow melting, water is leaking out from the cracks on basement ground. So the carpets are all wet. Checked the well, it is dry. Most likely it ...



liam hill
Is this Classed as Fronting?
I am the registered owner of the car and also down as the main driver in the car insurance policy. But my father in-law is the policy holder. He does drive the car but not much.

Is this classed as fronting?
                     
 




WelshLad
Rating
No.

If you put your father-in-law as the main driver, when he is not, that is fronting.


Geoff
NO, fronting would be if your father-in-law was down as the main driver, when in fact you are.


SimonC
Fronting is where one driver obtains insurance in their name, with someone else as a named driver, when in fact it is the named driver who is the usual or only driver of the car. This is usually done by a parent with a child as the named driver, because insurance would be expensive or impossible for the named driver. It will void your policy because the insurance company will be basing the premium on the low risk of the main driver, rather than the high risk of the named driver.

In your case it appears that you have told the insurance company the correct facts, so you are not fronting. It does not make any difference who pays, as long as the facts are correct.


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