 Can i get life ins on my boyfriend? |
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 Woman only insurance? |
| What do you think about this? Is it discrimination against men? What will happen if I open an insurance company just for men? Or white people?... |
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 What can i do if my insurance won't pay for new roof.? |
Every time the wind blows (>40mph) I loose shingles. I've got
4 bids from contractors saying it needs replaced but insurance
says not enough damage. You can lift the shingles, they ... |
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 Question about health insurance.? |
| I have a friend who has alot of money, and he does not have health insurance. he was in a wreck recently and the surgery is costing him $32,000. is there a way he could get some kind of insurance or ... |
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 Seeking health insurance with a pre exisiting condition..not eligible for cobra? |
Not eligble for cobra because company leaving has less than 20 employees. I have a daughter in college and a high school junior.
Looking for options!
Additional Details
I reside in ... |
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 Two years ago I was hit by an uninsured motorist. Just recently a judge awarded me a certain dollar amount.? |
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 How much does it cost to have renter's insurance? |
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| I work full time in NY and get paid weekly. I recently put in my two weeks notice and i am entitled to an unused weeks vacation and personal time i have accured. I asked how my health insurance would ... |
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 I received medical procedure which has not approved by FDA. My insurance denied to pay.what should I do? |
I received medical procedure which has not approved by FDA. My insurance company considers it as experimental or investigational and denied to pay the coverage. What should I do?
Additional D... |
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 I was in an accident a week ago how do i get other guys ins. to pay me? |
| i contacted the other guys insurance and told em what happened that he rear ended me and i was on company time in a company vehicle and did lose time from it because i was hurt. i am now in constant ... |
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 Bodily Injury? |
| I was involved in an auto-accident in 2005 I was 12 weeks pregnant. The accident was not determined to be my fault at all. The woman failed to stop, her insurance USAA paid off my vechile at $14,000. ... |
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 Health insurance - what should I look for? |
| I'm new to buying health insurance. Could you tell me what should I look for? Do you have any companies you'd reccomend?... |
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senkk1 | Is this a good Health Insurance plan for young Individuals? |
INDIVIDUAL PLAN In state of California:
Blue Shield, COST $147.00/month:
-PPO
-Out of Network coverage included
-NO annual deductible
-Out of Pocket Maximum: $6000
-Co-insurance of 40%
-$25 co-pay for Office visits
-$25 co-pay specialist visits
-$25 co-pay preventive care: ob/gyn periodic health exam
-$10/prescription generics
-$35/prescription brand name after $500 deductible
-40% co-insurance Lab & X-Ray
-$100/ER visit plus 40% co insurance
-$500/visit plus 40% Outpatient / Surgery
Please give me your opinion if you think this is an affordable good health insurance plan, would you recommend? for healthy individuals in their 20-30 years of age? |
 |
 
Glennis Z
|
Health insurance can be very tricky. Since I'm from Montana I'm not sure about California regulations, so I recommend you visit a local health insurance agent. http://www.americaschoicetoday.com/Health-Insurance.html They should be able to assist you. |
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debijs
 |
~~We are currently signing up for a Blue Shield Plan which I think may be better.
Ours will have a maximum out of pocket cost of $4000.00 a year. Medications and office visits are covered through our deductible. This means we will only pay the "contracted Blue Shield rate on all charges" until we reach the maximum of $4000.00 then it is 100 percent coverage.
The reason this is better is my 25 year old son is only going to have a $52 a month premium. When paying the contracted rate charged by providers, many PCP's only can charge $25 for an office visit. Same with labs, x-rays, etc. they are greatly reduced when you are paying a contracted rate versus a regular rate.
If interested in looking into this our agent is Lisa and she is at 1-800-611-9057 ext #2206. She has been great for us and we have used her for over 5 years and with two different plans. We also live in California. Good luck~~ |
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Brad Q
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Sounds good...
You can easily check your minimal health insurance rates for similar plans in internet, for example here - health-quotes.isgreat.org |
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Sweetie P
|
I think its your basic plan and is good for a healthy person. Three things I would really think about though
1) 40% co-insurance can be a lot. Depending on what your doctor charges, you paying 40% can be a bit pricey
2) Is the out of network coverage the same for in-network?
3) One bullet you have No annual deductible and then under presciptions you hae $500 deductible. This deductible is probably only for prescriptions. If that is the case that can be a lot. For any non generic presciption you have, you'd have to pay the full price of that prescription!!! Those things aren't cheap.
When looking for health insurance I would look at the deductible, the co-insurance and which services are covered before and after the deductible (i.e. co-pays apply only after the deductible)
The higher the deductible usually the lower the monthly premium. If you're pretty healthy then a higher deductible is ok. |
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mbrcatz
 |
Looks good for the price. The MOST you'll have to pay out, in a year, is $6,000.
Note, it does NOT cover any maternity. |
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Insurance Pickle.com
|
Take a look at this plan on my site and you'll see ones from the same company that are better. You can compare the benefits side-by-side and it requires no personal information to use.
It's not bad, but for the money you could probably do a little better....even within the same company. |
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