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jessy | Is this true on the Beneficiary? |
My husband has his will to his mom and dad to inherit everything but told me recent that I am the beneficiary of his stock certificates .I know he had the stock certficates sent to him in paper form but I never heard of a benny on those in case he died.Mt thinking is it will be part of the will to his family.?any help with this? |
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mbrcatz
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Whatever his will says, that's how his stuff gets divided up. You can't have a beneficiary on a stock certificate. It doesn't work that way. The stocks are part of his estate, and get divided up according to his will.
Why in the world would he have his PARENTS as beneficiaries to his estate, and not his wife? That's just plain weird. |
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Red_F
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Why are you not the primary beneficiary in his will? You ARE his wife! What kind of man would leave everything to his parents and not to his wife?
They should be the secondary in case you both die at the same time or shortly before him.
You should have a long talk with him and tell him it is unacceptable! What happens to you when he dies? You just get kicked to the curb with your personal belongings and no house or money except the stocks?
BS!!! |
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Lapband Man
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First things first.
Yes, you will get the stocks if anything happens to him.
Question? How long have you two been married?
If you have been married for 5 or more years I would discuss the possibility of you being the executor of the will. In addition, change the will to include you, especially if there are children involved.
If it is less than 5 years, leave things alone, until time passes. Then bring up the subject a few years from now! |
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senior2tor
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Most places have a marital right for like 30 percent to a spouse called dower rights. |
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FaZizzle
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That's rather strange. What does he expect you to do if he died?
Anyway, it just means that you're going to get his stocks. It could be a pretty penny depending on how they are doing.
Chances are, his family is inheriting the MAJORITY of his possessions, but he has provided you with his stocks. |
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shasta
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That is strange i would ask why he has his mom and dad to inherit all of his stuff since you are his wife how are you supposed to be taken care of. As of stock certificates i will in inherit my dads when he passes and they will you bring you a good amount of money if you sell when they are high but once taxes are taken out and the penality for selling them is taken out you are left with a small amount. Good Luck sit down and have a descussion with him |
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itsjunglepat
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(updated at 4:53 est)
I agree with the others that it sounds odd that you don't have a bigger standing in his will though I don't know all the circumstances. I believe that if a person is listed as a beneficiary (which is done directly with a company) your rights to the stocks are uncontestable. And yes, states do have rules which may possibly cause a different distribution than what's listed on the will. You could research under the term "marital property".
It's likely that your husband has made you beneficiary to the stocks in certificate via the transfer agent.. a sort of managing company that isn't always a brokerage. They take care of dividends, stock splits, etc. |
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