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 Insurance online?
I need a temporary HEALTH insurance, for about 90 days... and I need to buy it online because I dont have a car/much time to go to some insurance company to buy it, what can I do?...


 Personal and public liability insurance - Is it possible to get a combined policy?
I'm about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people ...


 Car insurance policy?
Hi.A mate of mine purchased a car insurance from AA.com in july2008 & paid the full annual amount upfront.
About 6 weeks later someone vandalised the car,so she he called the police & AA ...


 We have previuosly been on a company insurance so cannot prove no claims.?
we have previously for 10 years been on a company car insurance. we have now come to get our own insurance and been told we cannot prove our no claims because it was a block insurance.is there a ...


 Is it possible to take a pension plan for my mother aged 47? If yes ,which plan you preffer?
...


 Errors and Omissions insurance for a new brokerage?
My problem is pretty simple, and yet is turning out to be surprisingly difficult to solve. I am turning to all of you for your experience and help.

I am planning to start an independent ...


 What is the statute of limitation for an insurance company to request a refund for an overpayment of a claim?
...


 Insurance Premium Not Guaranteed?
Is it normal for insurance covering Critical Illness to come w non-fixed premium payment?...


 I have a serious question please HELP?
ok, my brother was driving a friend's car while intoxicated and hit 2 parked cars. he got a ticket for a DUI. his friend gave him the keys to her car and told him to drive, and she knew he didn&#...


 Will the insurance cover new locks?
If you vehicle is burglarized and they got away with all of your extra keys (car, spouse's vehicle, house, garage, etc)? I'm thinking I would rather pay for new locks than pay for the ...


 How much does it cost to get insurance as an 18 year old female?
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 I want to become a fireman in Illinois. Where do I begin?
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 How can i email a fillable pdf form?
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 Insurance question?
what does the basic home owers insurance consit of.please help me....


 What is a good company to get life insurance?
...


 Is there any site that show policy holders in LIC india with details?
...


 I had an ins claim due to water damage to a storage bldg. Co is cancelling my ins on Dec 5. What can I do?
...


 Precious Insurance?
How much should I spend a year to insure jewelry?...


 What medical insurance options are there for foreigners traveling in the US?
Is there any medical insurance plan (international?) that would provide coverage for US medical expenses, in the case of a foreigner?...


 Can I use term life insurance instead of PMI?
I have to close tomorrow and my good faith estimate has me paying $500 for PMI, I am in Texas, can anyone explain this for me?...



PAULINE 		Is worker's compensation insurance expensive?
                     
 




Zarnev
Rating
Define expensive. It's not expensive compared to what you could lose.

The premium will depend upon the occupation and salaries of the people who are being insured. You'll need to visit a local independent agent that can give you quotes for several companies. Also, most states have a worker's comp pool for small businesses that you can buy into.


Barry auh2o
Rating
It is based on a % of payroll.
The premium for a clerk might be 1% of payroll, while the premium for a miner might be 30% of payroll. Other costly premiums apply to hospital workers ( possibility of back injuries) or ironworkers.
on the other hand, a computer programmer would cost little to cover.

Some companies may decide to "self insure", that is, to pay their own comp claims out of cash flow. however, to do this, you must post a bond with the state.


Scooter girl
Rating
I agree with Barry, that it is based on the salary of workers and the job class they are in.

But, for the protection it offers you it is well worth it. Even if you don't believe you don't need it because you work with friends or family. If your "friend" or family member were to get hurt or die his relatives are the ones who are going to come after you, and believe me friendship won't matter.


Insuranceman
Rating
Expensive for office workers? No.

Expensive for roofers and steel erectors? YES!!

It all depends on the classification of the worker and their payroll.

Good luck and I hope this helps!


Abhay Gadiyar
Not at all. Group insurance is inexpensive way to insure your employees. Also you can deduct entire/part of the premium from their salaries.

In case you need further assistance write to me at abhaygadiyar@yahoo.co.in


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