I am a 58 yrs. old male with no Ged and a wife and daughter to support i need a job can you help me find one? |
| I work for the city of lancaster for over 9 years and they fired me with for Know good at all. I had to appeal to receive my unemployment insurance and I had to use my retirement to pay mortgage and ... |
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E&O insurance? |
Any suggestions on where or from what company I can buy affordable E&O insurance? I'm in GA with a soon-to-be life and health license. Additional Details Nat'l Asso of P... |
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Do I need life insurance? |
I have life insurance through my company, but it's not a lot and I wonder if I should get enough to cover my debt.
I own a condo (with my bank) and car (with my bank) and have student ... |
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What are some reasons why insurance co. settles a lawsuit? |
| What are some reasons why an insurance co. settles a lawsuit(premises liability). Could one reason be that the plaintiff and lawyer have a solid case? And they see client was wrong?... |
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Is my 18-year-old highschool dropout still covered on my health insurance? |
| My son turned 18 in March, and I just signed him out of public school (he was nowhere close to getting his diploma; whole different story). He will be getting his GED and attending community college ... |
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Is it important to take photos of insurable items? |
| I recently took photos of some of the stuff in the apartment that I want to insure. I'm also trying to estimate how much we should be insuring our apartment for. I took pictures of rare books, ... |
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Can i get a temporary health insurance for 2 yrs until i graduate and start my job.Also which health insurance |
has good benefits and is affordable.I need help choosing one Additional Details The insurance that my college provide does not come with good ... |
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Is there anything I can do about making payments on a car that was totaled and NOT covered by Insurance ? |
| My car was totaled by an excluded driver, Ins. Co. won't pay. We are still liable for our monthly car payment, does anyone know anything we can do? Don't want to get bad credit rating, and ... |
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Is it a good idea to borrow money on a life insurance policy? |
| I need $1000.00 for home repairs and to pay some bills. I am thinking about borrowing on a life insurance policy. The interest is 8%. How much will I be paying back if I repay it within 12 months. Is ... |
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I have a small cleaning service, how much per year should I expect to pay for minimal liability insurance? |
Also, how much approximately to be bonded? I just want to get a roundabout idea?
Also, is it necessary in all cases to carry business liability insurance for small businesses.... |
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Why could be LabCorp be denying our insurance? |
| So back in March I found out that I was pregnant. My husband and I didn't have insurance then and was paying $500 out of pocket every monthly doctor's visit until we finally got insurance ... |
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Tiitanic was deliberately sunk?? |
Hey guys,
I was shocked when I saw a particular post in an Insurance discussion board,
http://www.ampminsure.or
What do you guys say?... |
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National Insurance Number ? |
| I was just wondering what age do you get your national insurance number? Is it 15 and 9 months? Because I really need it so I can start my full time job.... |
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Lost ring: reward? |
| If you lost an expensive diamond ring, and were reimbursed for it by your insurance company, then shortly afterward you found the ring, would you return the money?... |
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Does anyone work for farmers insurance? |
I was offered an an insurance agent position. But still unsure about taking it. They seem to offer quite a bit Additional Details Please if you will, whats your opinion of this company,... |
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Can my wife take me out of the Medical Insurance? |
| We are separated for almost 4 months but we did not file for divorce yet. Today I found out that she took me out of the medical insurance 3 months ago?...and she did not even tell me! She has ... |
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SQD | Is your insurance agent supposed to "go to bat" for you with a bad faith insurance situation? |
I'm wondering if I should switch both insurance company and agent? |
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MSAD
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Depends on the situation.
If it involves a claim - there is nothing your agent can do. Their job is to sell policies and it is the claims department's job to handle the claims. If you are mad at your own claims department and are accusing them of bad faith - there is nothing your agent can do- the claims department/claims adjuster does not work for the agent.
If you are accusing the sales department of bad faith - your agent is not going to "go to bat" for you b/c you are accusing them of wrong doing.
Your agent has no pull with their own claims department and even less pull with another company.
In short - agents can be helpful - but they can not legally represent you - they are not attorneys. |
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mbrcatz
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If your insurance agent is NOT going to bat for you, you DEFINATLY need to switch. That ALSO includes, explaining why the company is doing what they're doing (sorry, sometimes you ARE at fault, and if you flat out don't have coverage, they aren't going to pay).
True bad faith situations are pretty rare. |
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TedEx
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If you do not feel comfortable with your agent, or if he has not done what you think he should do for you, meet with him and tell him you feel something is wrong.
If you are astill not satiasfied, find another agent. |
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Jay D
 |
Theres a lot to be said for good customer service and especially one who will stand up for you, but remember the agent does not represent you, he/she represents the insurance company in all matters. They of course could place a call and attempt to resolve the issue you are having, but in the end they represent the company.
If you believe you have been the victim of bad faith, then contact your State Department of Insurance. Usually the state DOI has a consumer affairs division that will assist you free of charge in dealing with an insurer. In many instances they are able to resolve the issue equitably for both parties.
Good luck. |
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Agency Builder w/ BTID
 |
If you have a legitimate gripe. If you are not happy, look for another agent and see what he can do. I don't know what lines of insurance you are referring to. Depending on your situation a different agent may be able to smooth things over with the current insurance company. |
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Tim C
 |
I would not expect much help from the insurance company or its agent. You should talk to your state's insurance department. http://autoloss.com/statedepts.htm has a list of the addresses and websites for various (US) states. |
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