 Hi? what's ufo stands for? |
| i don't understand UFO.... |
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 Life Insurance? |
| I have read many answers about term vs. whole life insurance. Maybe I am dumb, but I am still confused with all the options and blah blah blah. Here is my situation and please suggest what I should ... |
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 National insurance number? |
can a national insurance number be used to
find out if a person is working or not?
... |
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 10 yr, 20 yr, or 30 yr term life insurance?? |
| I'm 20 years old, married, no kids. I want to take out a term life insurance plan. (I probably will need it for about 30 years) My question is, should I take out a 30 year plan, so I will be ... |
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 I don't even trust myself now ... Help required ... ? |
Additional Details
apologises this should have gone in the mental health category ...... |
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 I just found out that i'm pregnate, and i don't have insurance? |
| i can't find anyone that will give me insurance because i'm already pregnate. can anyone give the names of any companys that will give me insurance or a maternity card.... |
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 Health Insurance company refusing to pay bills. Claim it is pre-existing...? |
| My insurance provider is refusing to pay my medical bills from surgery I had last August. They claim it was pre-existing however a review of my medical records will show that this is / was not pre-... |
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 Let's not have universal health care but just make health insurance more affordable? |
| and have the insurance companies take out take all these pre existing condition clauses. Then we don't have to worry about giving health care to illegals or higher taxes. Does anyone agree with ... |
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 I need Health Insurance!!!? |
The problem is the my COBRA Health insurance is going to run out within 5 month.
It cost me $380 per month, for me only.
As of October 2006, my COBRA health insurance no longer covered my ... |
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 Some one is calling me from an insurance company!!!!!!!!!!!!!?????... |
| some one keeps callin me from an insurance company they would like to meet me for 15 minz and its all free...and they say its a new insurance-based savings plan i dont understand that they say this ... |
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 I pay more than $10,000 per year for Health Insurance, does that sound reasonable? |
I'm self employed and gross about $105,000 / year.
Have wife and 3 small children. (wife stays home)
Premium for family is $857.41 / month and increases about 11% per year.
M.D. ... |
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 When customer say am not interest ?? |
| after you furnished your detail about your product which has to be sold ... |
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 Could i sue? |
| the place i'm working at will be closing down tomorrow. could i sue them for improper notice. they just told us yesterday that our last day is tomorrow. is there anything i could ... |
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googlebball | Isn't it kind of sexist that women pay a lot less for car insurence than men? |
It's not fair, if a 19 year old girl and guy both just get their drivers license's and buy a car the guy will pay double than what the girl pays for insurance. |
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dm_dragons
 |
Something based on FACT is not sexist!
You could say the same about age discrimination since younger drivers pay more.
Of course, with life insurance, women pay less.
Now, if you paid more because your hair was red, THEN you would have a valid point...unless the company can PROVE that red-haired people are worst drivers...good luck with that, but I suppose it is possible. They do apply color to cars and rate them on that however! |
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oldmoose2
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Nope, not sexist at all...it's realistic. Young men are far more aggressive and it shows in their driving. Statistically, this leads to more accidents. There is no anti-discrimination requirement for insurance companies - they charge those who cost more, or are likely to cost more - more money. |
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M D
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Historically females have been safer drivers. Modern women have changed and are almost matching men for bad driving. So in the near future premiums will adjust accordingly |
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frugernity
 |
The rates are based on past experience for the gender, age, location, type of car, and other factors. Young men tend to drive faster and more aggressively so as a group they cause more accidents and worse accidents. There is something somewhat unfair about this though because a particular young man who may be a very careful driver, unlikely to cause an accident, is punished with higher rates because of the group the insurance company places him in. Maybe someday we will have more individualized insurance that takes other factors into account. |
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artist
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wake up and smell the lip stick. the whole world is sexist. |
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haydeener
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no guy are more recless because were guys. |
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ShellyG
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Girls have just about as many wrecks these days, but their wrecks are little fender-benders. Boys have full-out, high-speed flaming guts and glory wrecks that total at least one or two cars and sometimes even kill people. |
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Ace Librarian
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The insurance company very likely has statistics showing that girls get into fewer accidents than boys. I think we could solve the problem by not giving licences to people under 25. Think how insurance rates and traffic would drop. It would be great. |
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Doing the Right Thing
 |
Really? I thought it would be female drivers who will get higher rate. After all, they are less confident in driving than men are. |
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Scooter
 |
That is not always true. I became a widow at the age of 46 and my car insurance went up because I became a single female. Go figure.... |
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keyz
 |
No. Insurance rates are based on statistics. Statistically, 19 YO girls have far fewer accidents than 19 YO boys. Rates drop considerably for men when they are 25 because stastically men over 25 have fewer accidents and the rates then become comparable to women's. |
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C R
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Unfortunately statistics prove that girls have safer driving habits than boys. |
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mbrcatz
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Only in some states - Massachusetts, for instance, doesn't allow gender to figure into insurance rates - which means that women pay the same rates for life insurance as men, even though women live longer. But isn't it unfair that a healthy person pays less for life insurance than someone who's morbidly obese?
Same kinda thing - insurance companies lump people in "like risk categories" together, to give them a rate that reflects their likelihood of having a claim. |
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