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| My husband and I would love to plan for early retirement in a few years - the one obstacle seems to be health insurance. Neither of our employers provide health insurance after leaving the job (no ... |
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 My brother just died and he has this accident insurance. how do we claim it? |
| he suffered a head trauma and the insurance company just told us that he did not die of an accident. how do we go about this? are they really suppose to give us a very hard time? any suggestions?... |
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 Can you renew your auto insurance with the same company....? |
| My insurance was canceled because i forgot to pay. Is there a posibility to get it back from the same company. Its Gainsco Auto Insurance.????... |
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 Can my insurance comp. total my car or do they owe me a settlement? |
| I wrecked my car a 1996 mazda 626 I owe 4000 on my car and have a new transmission that cost 1000 my damages are 1900 and the value of my car is 2100 can i force my ins. comp to fix my car instead of ... |
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 Is this Insurance fraud? |
| The company I work for supplies health insurance they pay for mine. I pay $100.00/week for my wife. I just found out from my insurance co. it was canceled Aug. 31 [lack of payment] The company I work ... |
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 Health insurance problems? |
| Here is my problem... My wife recieved chiropractic care 2 and a half years ago. The doctors had said her insurance covered her in full. Now, they are claiming we owe them over $4900 for the care she ... |
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 Anyone else had to pay a cancellation fee when cancelling a home contents policy? |
| I just cancelled a policy mid term and had to pay £25.00. I HATE all banks and hope more go bust very very soon!!!!!!!!!!!!! Fuckers!!... |
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 Florida homeowners insurance- help needed? |
| I am in the middle of trying to purchase a home all looks like it is going to go threw just fine. I was told to start looking for Home owners insurance, easier said than done as I am finding out...<... |
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| If you have life insurance? |
| Then get put on death row what happens? do they still pay out? just wondering :)... |
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 My Dad died, leaving his government pension for my mom (who died shortly thereafter). Can I get this money? |
| Benefits coordinators initially said that my mother could have no beneficiaries for my Dad's pension that she was to receive; however, she died just weeks after he passed. It seems that there ... |
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 How much must one put into social security in order to be eligible for ssdi? |
| my friend is disabled... seizures and a lung disorder that has affected her brain. she worked part time for many years as a music teacher, but now has trouble with numbers, memory, and reading at an ... |
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| Ha ladies if your house was broken into and the insurance check comes should we share or is it his? |
| and you had houseing insurance and the check came in both u and your husbands name and the only reason he even told u was because your name was on the check and he feels as thow the check was his ... |
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 Accidental Death & life insurance policy ? |
| I work for a non-profit organization and HR just recently enrolled me in a Accidental death & life insurance policy after almost two years of working there. HR stated that they simply forgot to ... |
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 Will my car insurance rate rise if someone on my policy gets in an accident? |
| If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.... |
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 What is the surrender value in LIC policy.? |
| I took 20yrs Money-back policy for 1 Lac.After every 5 yrs i get 5000.For my LIC what is the surrender value.?... |
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 How Can I Fight an Unfair Insurance Company? |
| I was hit and injured while I had the right of way on a road by an underinsured driver. We are both insured by the same company. My motorcycle suffered damages assessed by my authorized Honda ... |
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Boris Von Snuggles | Isnt it bullshit about women paying less for insurance? |
Dont you reckon that it is an absolute ******* joke that women pay less for insurance. If anything, women are worse drivers than men.
And you cant say that men do more stupid **** than women like drag racing, burnouts, drifting and all that because ive seen plenty of women who do the same thing. Why should women be given more benefits than us? |
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Zarnev
 |
Insurance premiums are based upon risk for the general class. It is a proven fact that males are a greater risk than females at a young age. As you get older it evens out.
With health insurance, which is also based upon risk, it is just the opposite. Younger females pay more for health insurance than males because they use the insurance more. |
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Queen B
|
wow, if you get that upset posing a question on here, i can only imagine your rage on the road! wonder why men pay more...LOL |
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dimples_in_nj
 |
Saying that women pay more for insurance is not a true statement. While it may be generally true that they less for Life insurance they pay considerably more for healthcare that allow gender banding. I have seen rates 30 years old and younger where a single male would pay $90 versus $325 for a women within the same class.
All rates are based on data obtained by an actuary and normally reflect true claims loss history.
It is a simple fact that women live longer therefore, causing the life insurance companies to reduce their rate class.
FYI- Not all states practice gender banding and are sometimes flat between male & female. |
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Mr. Prefect
|
First of all, women live longer than men, and thus pay less for their insurance.
Second, setting aside drag racing, driving, etc., in your case, I can definitely say that a man has done, and said, more stupid things than a woman. |
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mbrcatz
|
Insurance companies pay out less for women drivers than they do for men drivers. That's why the rate is lower. In states that allow it, that is - not all states allow gender to be a rating factor.
You probably think it's bull that someone with 5 dui's pays more, too. Or that 16 year olds pay more, too. Or that, for life insurance, an 80 year old man pays more than a 25 year old man.
The fact is, women have more accident - under $2000 of damage. Men total more cars, and cause more damage to other cars. The men drive faster, and more reckless. The women get more absent minded, and have more parking lot accidents.
Insurance companies group large numbers (like 100,000) of people together, and look at the CLAIMS that group has, and fix the rates accordingly.
If it makes you feel better (but it won't), your CREDIT SCORE will have more influence on your rates, than your GENDER. |
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Sue
|
It is based on statistics, once insurance companies start paying out claims on young women the same as they pay out on young men, the rates on young women will increase. It is simple business, nothing else. It is only young women anyway, once both sexes reach a certain age, the insurance is the same for both.
Now, women pay more for cars, car repairs, dry cleaning, and many other things. Maybe some are not as financially savvy as others but also, they get taken advantage of. This is for their WHOLE lives, not just for their first 10 or so years of driving.
Also, women get PAID much less for doing the SAME exact job as men. The older the woman, the bigger the difference because the % of pay raises in dollar figures are less so men's salaries grow faster.
So, if there is a single man & a single woman (after age 25-30 to take insurance out of it), all else being equal, the single woman will have less money in her pocket at the end of the week, is that fair??? |
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aaron p
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Did you know that women pay more for health insurance and disability insurance? Why would you ask a question like this without a statistical basis? Insurance is based on statistics. |
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