 Lap band insurance help!? |
| My husband and I want to get the lap band surgery. He's looked into it significantly, and we know pretty much everything there is to know about it. We both have health insurance (under my name)... |
|
 Can I become a millionaire? |
| My question is how does someone become a millionaire?... |
|
 How do I sue a company for giving false information to an insurance company? |
| Work stated that I was constantly late off sick and had no commitment, I have proof to state ... |
|
 No insurance-broken wrist?? |
what a should i do?
Additional Details
it happened at the beach. ... |
|
 What insurance company would cover pizza delivery driver?? |
| O.K... I was just offered a job delivering for Papa Johns and I called my insurance company and they said they do not offer "commercial insurance" and they would not cover me. Can anyone ... |
|
 No Insurance. Car damaged. Should I call the insurance company? |
OK This is really hurting me because some jerk hit my car in the parking lot ( I don't know when) and when wake up in the morning and see my car it is damaged.
My problem is I don... |
|
 State Farm vs. Farmers vs. All State? which is best? |
| I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking ... |
|
 I was left an insurance policy, how do I find it ? my grandparents passed on, so how do I get it ? |
| My grandfather left an insurance policy in my name, passed on in 1980, and grandma passed 2 months ago. My aunt is an evil catholic who won't send it to me, she wants my mother's address, ... |
|
 No ins. have back problem...how can i recieve help? |
| for 13 yrears have had lower back pains...hoped it would go away,wrong...now am unemployed.no ins.dont know what to do?... |
|
| Whats a good annual premium for a 50,000 whole life policy? |
| I'm 28 perfect height and weight and don't smoke. No health problems and no family illnesses. Thanks.... |
|
 Would it be a good idea for insurers to give a % of income they give out in claims? |
We all look for the cheapest premium, but we have no idea how they would perform if you had to claim.
I heard somewhere that car insurers give out much more that household insurance (or ... |
|
 Where can I get a cheap eye exam for contacts? |
| I need an eye exam and my new insurance plan does not cover vision. Where is the cheapest place to get an eye exam?... |
|
 Mom didn't sign her life insurance policy. Insurance company reverting to old one. Can I sue? |
| She worked for the federal government and was very sick when she made her beneficiaries. Now they are saying that it is not valid and will pay from an old policy. They are having us fill out a form ... |
|
 What insurance company provides the best supplimental coverage for the 65 and over person? |
| I need to obtain Supplemental medical insurance as I am approaching age 65. What is the least problematic way to get necessary information on coverage without dealing with an agent of the companies.... |
|
| Medicare insurance: I understand that you can assign your Medicare/Medicaid and eliminate private insurance.? |
One company said itheir policy would eliminate the ~$190/month Blue Cross Blue Shield is charging.
I'm confused.... |
|
 If someone is a beneficiary on a life insurance policy and he/she dies, does the policy holder get the money? |
| I know that a policy holder can cash in on their insurance policy, I am just not sure if they can gain anything in the case of his/her beneficiary's death.... |
|
|  |
cg198421 | Issues associated with claiming on my home contents cover? |
Last week I dropped the rion burning an iron print in my carpet. I have home contents cover which covers accidental damage and have enquired aboutmaking a claim. I've never claimed before and wondered waht the implications are? Will my premium increase? |
 |
 
bumblingbeermonster
|
If you live in the UK then the insurance will work as follows:
You put in for the insurance claim, the insurers will assess the cost of the repairs (this may involve you obtaining quotes, or may involve a visit from an insurance assessor). This will give them an amount that it will cost to repair the damage, from this they will deduct the excess (this will vary depending on your policy, however it will probably be at least £100). They will then send you a cheque to cover the cost of the repairs, and you will have to decide if you want to go ahead and get the repairs done. When you come to get your insurance quote at the end of the year they will increase your premium to recover the amount that they have paid out. |
|
OriginalBubble
|
Yes your premiums will increase, maybe not until you have to renew your policy, but they def will increase |
|
jjthinstrips
 |
Okay, first of all, that is an easy repair job, and it won't constitute using your insurance...The guy hired will just cut a section out of your closet, and repair the hole from the iron...It happened to me, once...That's the only way the insurance would fix the problem...
Second, every time you use your insurance, you get one strike against you...After the second strike, the insurance people usually drop you...Mostly if you hand in two claims within three years...(that happened to me, too)...
We had to search high and low for a state to cover us, and it wasn't our state...The insurance coverage was only $198.00 a year, and went to $1,500.00 a year...This higher payment had to go on for at least three years before we could get better coverage...
So, I would think a second time before I use my insurance coverage...Besides, what is your deductable? You may end up paying for the fix anyway...
This is how the big guys keep winning... |
|
xsamantha79
 |
I am a P & C agent in WV. State laws vary, but yes, your premium will increase. Also you probably have a deductible that could be more than the cost to repair your rug. Also, after two or three claims, no matter how small, many standard companies will refuse to write business with you and you'll pay huge premiums with a non-standard company for mediocre coverage. My advice is never to file a claim under $1,000, and only then if you don't have the funds to repair the damage out of pocket. |
|
Tony S
|
It depends who you are insured with, check the small print on your policy, then give them a ring, they can either say yes or no. If you are in the UK, ime insured with Direct Line, I've made two claimes, and my policy has only gone up by £5.00 a month. If you can find anybody cheaper tell them they will try to beet it. |
|
mbrcatz
|
You may or may not have a premium increase - depends on if you've had other losses, if you have a loss free discount on your policy now, and if your company is allowed to raise the rates for claims.
You will have a deductible to pay, also.
I would NOT file a homeowners claim for under $1,000 - in many states, the insurance company can cancel you for two claims inside of three years, and THEN you'll have a nearly impossible time at finding insurance, for less than 5X whatever you're paying now. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 27 minutes(s) ago
| | | |
5 | 47 minutes(s) ago
| | | |
6 | 1 hour(s) ago
| | | |
6 | 4 hour(s) ago
| | | |
6 | 6 hour(s) ago
| | | |
6 | 8 hour(s) ago
| | | |
4 | 10 hour(s) ago
| | | |
6 | 1 day(s) ago
| | | |
5 | 5 day(s) ago
| | | |
6 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
