 What do financial advisors think about universal life insurance? |
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I was looking at MetLife Guarantee Advantage Univeral Life, and i was looking at buying it directrly from the agent not thru a fee only ... |
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 Term mortgage insurance.Who gets the house? |
| Im thinking about getting mortgage insurance on my home. This is my first home and i dont have it mortgage insur. now. How much does term mortgage insur. normally run and who gets the house if i pass ... |
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 Insurance: The Ultimate Gamble? |
My hubby and I debate this all the time, he wants to insure everything we own. I say it is like betting against yourself.
You are betting you are unfortunate and have an accident, or ... |
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 Is it customary to make a check out to an insurance broker (instead of the insurance company)? |
| I am applying for personal liabiility insurance for private educational consulting and the application says to make the check out to the broker...that seems weird to me...does anyone know?... |
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 Why do parents get life insurance on their children? |
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blonde--certainly children have lives too, but seeing as how life insurance on a child doesn't insure that they keep life, i don't understand the offensive ... |
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 What type of life insurance do you recommend??? |
| I am male, 37, non smoker, 3 kids, working wife, make about 72,000 a year.... |
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 Do I need public liability Insurance ? |
We are starting a service that matches companies to website designers. Its an online service.
Theoretically there could be issue between the companies meeting through our service. Would we ... |
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 I am currently medically insured through my husband's company, my new job offers free insurance.? |
Hello and thanks in advance.
I currently have medical insurance thru my husband's company. I just started a new job and they offer free medical insurance to their employees (not their ... |
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 What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old) |
| My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens ... |
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 Do you know anybody who has faked a burglary to claim insurance? |
| did they get away with it. i know someone who did, should i have told insurance company.... |
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 COBRA Insurance question? |
| My wife currently carries our family insurance with her company. We were wanting to have another baby on her insurance and she is wanting to quit working in Jan. If that is the case we would ... |
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 What are your thoughts on insurance's.Do you feel they are just a scam in disguise? |
They all want your money,but then when you need it,there's always a catch,or some reason they come up with, to keep from giving you the money..
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I think there main ... |
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 I'm self employed, where can I find health insurance? |
| I would like to find a provider that will pay 50% - 80% of my medical bills and all that good stuff. Where should I start looking? Who is best to go with? Is there anything you think I should go ... |
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 Where can I purchase individual health insurance? |
| It's actually for my mom who is 63 and needs some type of insurance until she is 65 and eligible for medicare. She just retired. Does anyone know good, reasonably priced plans that she can look ... |
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hey | It is not better to get insured in young age rather than to become old.?why? |
i wann ask question which is related to insurance & i need this answer in very well manner. plzzzzzzz reply my question, that which one is better either to get insured in young age or in old age & why. i need this answer with some details plzzzz anwer my question fastly............ |
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welcome news
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You don't say what type of insurance!
If you want life insurance or permanent health insurance then it is better to insure at a young age as you can arrange for premiums to be fixed (obviously you pay them for longer!). Some Private medical insurance schemes also offer a no-age-related-premium-increase option.
Travel insurance is also cheaper when you are young - again as a health insurance - but you have to pay a higher premium as you get older even if you renew your current policy.
For motor/ home it helps to be older as you are regarded as being more responsible. |
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sapaye
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because if you take an investment type of insurance you have to pay a lower premium at a young age. So you save and yet your life is insured plus you get some interest on your savings. An investment type of insurance is the most popular one in which you get a big amount at the end of 20 years or whatever period you get insured for. |
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DJJD
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As you get older, health problems are more likely. Insurers don't insure against problems which are already present, hence best to do it while you are young and healthy. |
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pinky
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If you're speaking life insurance then the answer can only truly be answered if you know when you are going to die. Good news is most don't know that tidbit. A policy must be in place 2 years (as a rule) to pay off if you committ suicide - I say if you can wait 2 years, then just keep on waiting.
Premiums are lower at younger ages and higher when you're older when the risk is higher.
The insurance co's are banking on your not paying the policy until you die - free $ for their coffers.
I say be sure you intend to keep a life insurance policy when you purchase it. |
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Veston Pants
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Depends on what you want to get insured for. A car is better to wait until one is old and with life insurance it is better to do it young.
xxR |
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mikeywills
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Personal insurance early, as the cost is less,
You are far less likely to have a terminal illness so therefore will be a safer bet for the insurer, hense premiums are less. |
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danceswithwolves
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its cheaper the younger you are and obviously you will be paying in longer so it will be worth more when you are older
are you asking about life insurance? |
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teddy
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it would depend on what type of insurance as you haven't said. Life Insurance i guess at any age, but would need more details. |
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gordonmother
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Simple, because by the time ,you are old , the state pension will not exist in this country and you have to rely entirely on your private pension, despite the fact that you & me have to continue to pay NI to enable them to pay the pension which they have already commited to. |
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laurel g
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When you buy insurance while you are YOUNG, it makes it so your insurance when you are older is cheaper. If you can afford insurance while you are young, always do that. There is no guarantee that you will live to be old........and that insurance will come in handy for your loved ones, if you do not live to an old age. Remember, if you buy the insuance while you are young, your policy amount will be much LESS to pay when you are old. |
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