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 Home Insurance, should I go for high deductible?
For home insurance, i am getting quotes from couple of companies. My question is should I go for higher deductible and lower premium or the other way. Most of the other coverage is same....


 How much should I settle for from car accident from insurance co?
End of July had bad car accident. Air bags deployed, car was totalled (insurance co. already paid property damage - other guy was at fault), but now there will be a medical settlement. The injuries ...


 Why is it that some people will answer questions about insurance, without knowing what they are talking about?
I have been answering questions on YA for about a month. I am retired from the insurance business after 30 years. There are a lot of people who try to answer questions about insurance, and they don�...


 Which company has the best health insurance coverage for the lowest price?
...


 What do you need to set up a health insurance company?
I am looking to set up an insurance company and would really appriciate any information and/or advice offered....


 Is it a good idea to buy long-term care insurance?
Is it worth it? Pros and Cons?
Additional Details
I am concerned about my mom who is 59. She does not have much in regards to finacial resources, but I worry that the premiums will be ...


 How to know if a roofer is licenced?
i need to check the licance number & insurance....


 How much should health insurance cost me?
I am 22 years old, male, Student in college, homeowner, ...


 I will be 62 soon. Should I take Social Security now?
I am supporting a disabled husband and our medical insurance premiums are $600. a month. His medicines ..even with the deductibles from ins.-cost us between $600-$800.-- a month
Additional D...


 Is the health and life insurance industry a good sector to get employment in right now?
...


 Health Insurance Help?
What is the best company with a reasonable price to go with if you are an individual that is 23 years old and doesn't smoke and has no health problems? Per Week or Month?...


 Medical insurance ?
If your insurance won't cover a major surgury and a relatives will can they give approval to use their insurance for you?...


 How much in total (average), does one pay for Car insurance (for 1 car), and Health insurance (for 1 person)?
im 17 years old and just ...


 Looking to Buy a Aston Martin V8 vantage, 23 years old, where is the best place for insurance?
My boss is selling me his Aston Martin V8 Vantage, Been searching throughout the net for the best quote. There are a lot insurance companies declining me because of my age (23 years old) Where is the ...


 Is it legal for an insurance company to receive general credit information without my permission?
...


 Flood insurance?
Will the poor people who have suffered Flood Damage have a problem with the Insurance Companies.
I ask this question because a Friend of mine had Gazebo
wrecked in recent storm.
I...


 How can I be rich?
...


 How do I get out of paying flood insurance? It's killing me!?
I'm in a flood zone by maybe 20 feet. The neighbor across the street lives closer to the lake and he says he doesn't pay it. My home insurance is $1,200.00 a year and flood insurance is $1,8...


 On Amazon Whats A third-party seller?
Im Confused!! :S...


 Where do they offer Licensed Notary?
Can you get a Notary at Bank of America?...



Irish Princess
Ive lost my fone!!!! it got stolen in a club what can i do?!?
                     
 




Ivan R
Rating
Hello,

(ANS) No.1 As far as I understand this, mobile phones are NOT covered by your normal house hold contents insurance. Why? because they are used off the premises so the policy wouldn't cover them anyway.

No.2 If you have a mobile phone that is purchased or used under a contract agreement with the network provider then sometimes such contracts also include phone insurance as a part of the agreement. You would have to check the contracts small print or terms & conditions.

No.3 Sadly if your NOT insured in any way then there is little or nothing you can do, apart from a) contact the police to let them know and b) contact your network provider as they can put an immediate stop of the phone being used in future (at least that specific number).

No.4 Learn from this experience, & it future make sure you purchase separate independent mobile phone insurance that specifically covers theft & replacement hand set.

Kind Regards Ivan



boffin
If you have insurance, like a house insurance, which includes covers for equipment like phones (I know my one does) or even better, a mobile insurance.
If you don't have either of them, then you'll get no claims an have to buy a new one.
Was the phone expensive? I really feel for you, but then again, what do you expect in a club.


Adam
Rating
If you have any, claim on the insurance, if not then there isn't anything you can do.


Han
Oh no! Have you tried ringing it?

If you have phone insurance, report it to the police, get a crime number and then call your service provider and tell them. They should send you a new phone free of charge, and they should also block your stolen phone.

No insurance = you have to pay for a new phone I'm afraid.


friendshiponfire555
Rating
Call your phone company and see if your phone has GPS tracking. Most phone's nowadays do. If not, have them shut off your phone. And maybe put an add in the paper describing your phone and make sure you are offering a reward, I am sure someone would bite. And after you have tried that, you might want to just cut your losses and buy a new one.


koolaidcat1
Rating
first of turn of your service and ask your phone company what to do ifs its prepaid your pretty much screwed maybe try calling it and see if anyone answers and try and bribe them then if they come to collect any money beat them with a bat jk call the police


nkcliff
Rating
learn to spell at night instead of clubbing, seriously call your service provider and they will send you a sim with the same number that you had and stop you old one


Lozza
Rating
cry.. nothing worse than losing yr phone/ having it stolen.. happened to me 4 times! =(


Atheist
Buy one and stop going to clubs.


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