 Which insurance is better? |
hello,
just wanted to know which insurance is better? for a couple ages 51 and 50.
AETA PPO
Blue Cross Blue Shield 5000 (Nevada)
Humana
thank you ! :)... |
|
 How do I get life insurance for my parents.? |
| My Parents do not have life insurance. Can I get a policy for them and will I need a power of attorney or do they have to get it on their own.... |
|
 Healthcare and health insurance? |
| What are some examples of quality healthcare plans and health insurance through work? Thank you.... |
|
 What type of insurance should I have for small business? |
| I am planning on Starting a small yard cleanup business or pooperscooper business. what kind of insurance coverage should I have? I will not have any workers, it will just be me, and I will be ... |
|
 Will after the fact proof of insurance lower my fine? |
| I was cited for speeding and lack of proof of insurance. If I fax in my proof of insurance after receiving the ticket..will it lower the overall fine?... |
|
 Is $13.50/month a lot for a 5-yr term life insurance of $50,000? |
| Is $13.50/month a lot for a 5-yr term life insurance of $50,000 for a healthy 22-yr old? This is for State Farm....... |
|
 Will my lupus still be covered if i change job? |
| I had lupus for 4 years, and my medical bills are covered by my current company insurance. If I change job in the future, will my lupus still be covered by the new company's insurance?... |
|
 How do I get unemployment? |
If quit would I still be able to apply?
If I get fired would I still be able to apply?
... |
|
 What heath insurance/coverage can I apply for after my medicaid expires? |
| I am 18 years old and in college. According to medicaid qualifications, i will no longer be eligible* after my 19th birthday. Does anyone know any good healthcare plans for a struggling college ... |
|
 How can I find an life insurance policy from a company that is no longer in business? |
| The policy was issued in 1976 from Old Security Life Insurance Company from Missouri.... |
|
 I received the first bill for services rendered 13 months after the insurance paid. Do I owe the balance? |
| I had a procedure on 5/30/07. The provider billed the insurance on 7/10/07 and received payment. My EOB told me how much was paid and that I might owe the provider $188.20. I never received a bill ... |
|
 Medicare supplemental insurance? |
| Can anyone provide a link/s to info. on the different medicare supplement plans, to compare them. We are considering Blue Cross Blue Shield, but would just like the info. about coverage. We can get ... |
|
 Health Insurance? |
| With heath Insurance prices continually rising, less and less people can afford it. If it gets any higher here, what can happen? Fuel is killing us to. What kind of a catastrophy can we expect? How ... |
|
 LOOKING FOR AN ERIN BROKOVICH -How to screw an insurance company that's been secretly screwing me for 6 years? |
| OK the story is I just found out I've been paying mobile phone insurance for 6 years on a phone I only used for about 6 months after taking it out. It was through Threemobilephones (who are ... |
|
|  |
tmel123 | Just bought new Homeowners Ins. policy & an initial discount was removed!? |
I just switched both my old home & auto policies to metlife (from Amica & GEICO), due to substantial rate savings. My quote & initial paperwork for the new home owners policy provided for a "superior home discount" of 10%. After my first year premium was paid in full, I received a notice from the insurance company that the discount was removed, with no explanation, with a bill for the remaining amount due. How can they retroactively increase my premium like this? Obviously, I will call tomorrow, but I am irrate, since I just went through all of this trouble to switch, in reliance on the rate being lower due to the discounts !
Additional Details
Just to clarify: my policy has not renewed. I just paid for my first year upfront, and immediately they send me paperwork saying, "discount removed, additional xxx owed." |
 |
 
Zarnev
 |
Quotes are not binding from any company and with any type of insurance, and are contingent upon underwriting. Usually they are given in good faith dependent upon the information known at that time.
Who told you that you qualified for the discount? If you do not qualify for any discount it can and will be removed retroactively to the time of policy inception or the time you no longer qualify, not the time that underwriting found out you did not qualify. If the agent told you that you qualified SOMETIMES the agent can argue his case with the underwriter and get it reinstated. If you do actually qualify for the discount, or if the agent can get it back, it will be reinstated and you won't owe anything more.
If you did this all on-line without using an agent you were acting as your own agent and therefore you are probably stuck with the new rate. |
|
gravettelionstravis
|
sdfg |
|
mbrcatz
|
Well, you are going to have to call the agent and ask about it. Likely, it's either a mistake (oops, someone pushed the wrong key) or a rating error on the quote (oops, they put in that your roof, plumbing, heating, and electric had all been updated in the past ten years, and that isn't the fact).
FWIW, Met has a reputation in TX of doing that thing - the agent does the quote, adding in all these "discounts" that you don't really qualify for. And the quote is only binding, for the CONDITIONS STATED. As in, that you are ELIGIBLE for that discount. Then when you switch, and cancel your old policies, the new ones are "corrected".
All you can do is complain, but your state insurance commissioner likely won't make them change the rate back. Sorry. |
|
lcidm
 |
probably underwriters at the company revise application and some documentation is missing, when that happens automatically they will increase de premium but they can remove it again if the increase on the premium was for missing documentation, maybe a copy of the prior auto & homeowners policy or the person who quote you, give you automatic discounts for updates on your property or monitored alarm... updates that you have to prove with some documentation. There's a lot of companies that ask for photos of the property also...
First you have to ask what was the reason of the discount and if you need to send any other paperwork.
Good look !!! |
|
Ms. MD
|
They always give you a low premium to entice you then always raise the rates when you policy renews. It's not fair but that's how most insurance companies work. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
5 | 26 minutes(s) ago
| | | |
5 | 2 hour(s) ago
| | | |
5 | 3 hour(s) ago
| | | |
5 | 5 hour(s) ago
| | | |
5 | 8 hour(s) ago
| | | |
5 | 9 hour(s) ago
| | | |
5 | 2 day(s) ago
| | | |
5 | 3 day(s) ago
| | | |
5 | 6 day(s) ago
| | | |
4 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Insurance 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
