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 How much will insurance cost me?
I'm 20 years old. clean driving record. the vehicle is a 1993 civic hatchback CX. also i would like to put full coverage on the car. i live in south east wisconsin and i will be the only one ...


 Where is the best place to purchase Hot life insurance leads?

Additional Details
K for him---How are you? So now you know what I do for a living. I never thought I would see you in the insurance area lol....


 Can a company bill you for the first time for something from 2 years ago?

Additional Details
An Insurance company billed our company for the first time 2 years after a final workman's comp audit. We were changing insurance companies at the time.
I...


 For how long should I get my term life insurance?
My husband and I are 30 and looking at term life insurance.

He's healthy as a horse with no illness in his family history and is the only source of income.

I on the other ...


 In the UK is it legal for a person to be the main driver on two insurance policies on two different cars?
...


 Life Insurance nurse check up?
i recently applied for life insurance and the nurse is coming to my home on tuesday next week to do my check up. i was told that they would need a urine and a blood sample. does anyone know what ...


 Health insurance? pre exist
i think my condition is pre exist lol im diagnosed wit a brrain tumor i have medi-cal im 19 i was diagnosed at 17 and my family got cvrage cause of there income. what do i do? when i make my own mny ...


 Can u help with this query please?
I have cancelled my car insurance, to which i'm due £25 back. It's not much, but thats besides the point. However the insurer's said the monies will be deposited back into the ...


 I need insurance for me and my son can anyone suggest an insurance company?
that is reasonable and good? This is in the south of the US and is for medical and dental....


 Car Insurance 10 pts. best answer!?
What are the parties to an insurance policy. So far i've got policyholder, and underwriter what are some other ones?


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 Received bill from dr. that says i need to pay, but i had insurance then. what should I do?
I had to get a tetanus shot back in the summer and i only had temporary insurance between college and a teaching job. the insurance definetly covered it, and they made a copy of my card and charged ...


 What is better, cheaper a Dental Insurance Plan or a Dental Discount Plan?

Additional Details
I`am Self E...


 Should people who live unhealthy lifestyles have to pay more for insurance than people who live healthy lifest
yles? I think so..

My Uncle Don would never take care of himself. Two quarterpounders, large french fries and a large Coke was his usual twice per day, meal of choice. He probably saw a ...


 My truck was damaged in a storm and the insurance company appraised the damage to be $1000.?
After I pay the $250 deductible, can I just pocket the extra $850 and not repair my truck?...


 Family annual travel insurance query?
The situation is that we have a family annual travel insurance but my son is going away with his grandparents on holiday, does our current travel insurance cover him if anything goes wrong or would i ...


 What company should my son contact for affordable health insurance in the state of Virginia?
...


 Describe what is wrong with the following statement made by an uninformed (hypothetical) politician,?
Describe what is wrong with the following statement made by an uninformed (hypothetical) politician, “For-profit nursing homes are bad because the owners charge whatever price they want.”...


 Health insurance at work?
I am changing jobs. I am curious if I am still covered with my health care insurance for 30 days after I leave? Not sure why I think this. May have heard it somewhere. ...


 If my daughter is licensed but doesnt have insurance but drives with parents at all times is that legal?
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 Geico-Progressive type of insurance companies...?
Right now, we dont have either..We have a major carrier, but not one that carries alot in the hurricane areas..So, our rates are pretty darn good..(home, auto, life)What I would like to know is has ...



ammulu a
LIC policy?
i am 25 yrs old and i want to take a LIC policy which policy will suit me best and how to approch an LIC agent
                     
 




Donald F
You need to assess first what are you looking for ?
Insurance? Investment? or both?

If you need only Insurance, then Term Plan is the best Insurance to go for. It is the cheapest and comes at a fraction of other endowment, whole life or moneyback policies. You can select Anmol Jeevan under Term Assurance plans to calculate the premiums for a typical plan at yr age at LIC Premium Calculator
http://www.licindia.com/premium_calculator.htm

And if you are looking at safe long term investments, there are far better investment vehicles than these policies. Read on why Insurance and Investment should never be mixed, and options for other very safe investment vehicles -from a similar question I answered just 5 mins back, here at http://in.answers.yahoo.com/question/index;_ylt=AjfjDMuzLrp9dMOTsB.4VvWGHwx.;_ylv=3?qid=20080610025803AAkBoTv


toknowmore
Rating
I suggest you to take Jeevan Anand or Jeevan Tarang both whole life policies which cover your whole life.



good luck
pnkmurthy@yahoo.com
http://www.geocities.com/pnkmurthy/lic.html


Shreeniwas Gadiyar
Rating
Please consider taking Term Insurance plus Jeevan Saral combination depending on your age.

Please ignore last few lines of Abhijeet message. Passing off of commission is discouraged by Law.

If you are mumbai based i can help you with financial planning. write to me at gadiyarsp@yahoo.co.in


ABHIJEET P
Rating
The sooner you take LIC Policy the more you gain on premium. as the premium rate increase due to increasing age. You can take maximum benefit of premium and investment if you invest just 1-2 weeks before your next birthdate. If you are hurried, you can also go for it immediately.

You can opt for policies which will give you a handsome amount after some period of time. The timeframe to gain that handsome amount which you can decide on. The premium varies as your return timeframe changes.

You can ask your friends for any agent of LIC in your area. Alternately you can also search for signboards of various LIC agents . Some of them do post signboards outside their office or flat.

If you want high risk coverage but no returns you can opt for those types of policies also, but in that case your risk will be covered to any amount, but you will not get returns on your investment. You will get just coverage.

If you are indian, you should be aware that the first 3-4 installments are borne by the agent. i.e he will pay your premium for first 3-4 months. You can ask him to pay for you. He has to do it. He will do it.


saahil
Rating
Hi, My dear friend. My suggestion is to invest in mutual funds if your goal is only investment or unit linked insurance plan if you want insurance as well as investment. Investing in conventional LIC plan hardly offer good returns. Mutual funds carry market risk but if you invest for a long term say around 10 or 15 years then you will get superior returns as compared to other investment avenues. Mutual fund charge an entry load of around 2.25% so for example if you invest 2000/- per month in mutual fund then Rs.45/- (2.25% of 2000) will be deducted every month and the rest of the amount 1955/- (2000-45) will be invested in the share market by the fund manager depending on the debt and equity component. If you invest in Unit linke insurance plan then there charges are very high but you will also get an insurance cover. If you invest 24000 yearly then roughly around 7000/- will be deducted in the first year as various charges like insurance,fund managment, policy document charge etc and the rest will be invested in the market. There are charges in subsequent years too and that differs from company to company.
http://www.investorcamp.blogspot.com


sunny
ask to lic agent.........


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