 If I cancel my health insurance can my doctor refuse to treat me? |
| My husband is self-employed so our health ins is very expensive. I am thinking of going without it.... |
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 What can I do if my insurance company is rescinding my past health insurance coverage? |
| When I sent in my application for my health insurance, I forgot to note that I have obstructive sleep apnea. Stupid mistake, but I hadn't had insurance since I was 20 years old and paid of my OS... |
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 Do insurance companies know if you have been to see a doctor already/? |
| If you wanted to get health insurance, but have already been to see a doctor about a problem, would the insuarnce company be able to find out? Cos they say if it is a "pre-condition" they ... |
|
 Can you collect workman's comp if you are a full time college student? |
| I cracked my skull when I fell off a loading dock. I am trying to collect workmans comp and was told that I could not because I am a full time college student. I am taking four courses and go to ... |
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 Will my insurance go up from a speeding ticket? |
got pulled over.
not my first ticket.
im 18
its a no point ticket. and he marked it for 5 over
i don't want my parents to find out, so will they see an increase in insurace? <... |
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 Why do insurance companies ask if you have any other types of insurance? |
| i just made a call to my insurance company and we hung up before he asked that question, so then he looked up my number to call me back on my house phone (which i didnt use to call him with) to ask ... |
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 How to get insurance quotes in the most efficient way? |
| So, I called and called. Got some quotes. Chose the most reasonable rate. But then the insurance companies turned around and increased premium after I had the policy, usually with B.S kind of reasons,... |
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 Should I get Life insurance now or when I move?? |
| I want to get a 30-year term life insurance. How I understand it, you pay the same monthly payment, no matter what, for 30 years. If you die, you get the money; if not, then you don't. I live ... |
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 Can Cancer patients have the life insurance? ? |
| Is it possible cancer patients getting life insurance...... |
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 Do I keep old whole life insurance policies? Or cash them in for term? |
My father just gave me five (5) $10k insurance policies he had on me to me (i'm now 33 and married). They are about $100/year each ($500 total a year for $50k).
I would think I ... |
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 What would you do if you found out your spouse committed insurance fraud for over $10K? |
| The money was deposited into a joint account and was explained away as a loan. This could implicated both parties of the joint account in the theft. What would you do?... |
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 Do you think insurance policies are a waste of money? |
| i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods ... |
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 My 21 yr old son has racked up about $4200.00 in medical debt this yr that I have to pay out of pocket? |
My insurance has paid their part on seven ER visits on my son this yr.
Each visit was a result of him having a seizure and injuring himself. dislocating his shoulder several times and splitting ... |
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 I lost my diamond out of my wedding ring. Can I claim it on my home owners insurance? |
| Just the other night I looked down and noticed my 1.2 karat diamond was missing out of the setting on my ring. I didn't have it listed on our home owners. I can't find the receipt either ... |
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| Question about state farm auto insurance? |
| My payment was due on the 1st, and now it's the fifth. I just paid it today through online banking. The bank says it may not be processed until tuesday, but i have to get to work before then. Am ... |
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steph_735 | Late Payment? |
My insurance was supposed to have been paid for by aug. 15. But i ended up not being able to pay it. I know have the money but lost the bill. But i wanted to change my payment plan to monthly instead. I filled out the easy pay form and am sending it out in the mail tomorrow. Will they reactivate my insurance plan once they get the paperwork and charge me? Or am i screwed and have to reaply for insurance? |
 |
 
GirlOnGirl
|
I think U should B OK. Most places will restart it when they get their money meaning during your late period U had no insurance. If U would have an accident, U'd B scewed. But since they haven't threatened 2 cancel U, it's all good |
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Juniper
 |
It may depend on the insurance company. Since you are only 2 weeks late they may accept the paperwork. If you were 30 days late you would definitely be hosed. Different companies have different rules on late payments, you should check your policy and see what it says. |
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Bob
|
As long as you didn't receive a cancellation notice, you may have to call your agent and make the payment in person before setting up an installment plan. |
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kathleen f
|
depends on the company and if there is a grace period - next time you lose the bill, call the company. |
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kittyrogers
 |
Generally, you have a thirty day grace period. Get going and pay the bill. And to the poster who said most companies no longer offer grace periods, they are WRONG. They have to offer a grace period so that your insurance doesn't just stop on the day your check was supposed to be there. Get the money in there now! |
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sglmom
 |
Why are you mailing -- go to your local insurance office and see the agent and tell them your situation -- including losing the bill. |
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girlwhoknowsitstrue
|
Call them or go to the office and talk to them. You want to pay for all of the insurance and have no "lapses" in coverage, because if you do your renewal will go up dramatically, or you may not get insurance. There are often charges to go to the monthly plan (up to $5.00 per month), do you want to pay an extra $72 a year? BTW, before they can cancel your insurance, in most states, they have to send you a notice telling you the date that they will cancel it - you haven't gotten that notice yet, that is a good thing. It doesn't apply to liability insurance, but does for car and homeowners. |
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dawn18417
 |
You are not screwed no one will screw you. |
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Loollea
|
you need to contact your agent and explain, most companies don't have "grace" periods anymore, also you can't change
a payment plan in the middle of a policy term |
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Dave
 |
If you have already received a cancellation notice with a termination date (must be 15 days after due date) and your payment is still not received than rest assured your payment will be sent back to you and you will have to reapply. Don't be suprised if your rate goes up significantly when you reapply because you are now in a lapse of insurance and are considered a higher risk than before. |
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Leroy
|
I didn't get what type of insurance it was. It will depend on state laws, company rules and maybe the type of insurance. For example, FL laws give a 30-day grace period for life insurance.
At any rate, personally, I wouldn't lose any sleep for just being two-weeks late. You should call the company though, to be on the safe side or just for peace-of-mind. |
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