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 Is it okay to call at-fault driver to see if he has insurance?
I have Geico and a $500.00 deductible. They say if I file with the at-fault driver's insurance, it will save me the deductible. They only go after the other person's insurance if I file ...


 Water rates how much do you pay a month for your water?
im paying £23 a ...


 I am pretty much homeless, I have an annuity, can i take that out for emergencies?

Additional Details
Um yea, thanks for your answer Erica. I am on my uncles pc just so you know. And I said pretty much. If you didnt know, there was no reason for you to answer. Thank ...


 Which home insurance company should I choose?
I'm currently shopping for home insurance and I need some answers quickly. I currently have Allied Insurance and am thinking switching over to Western Mutual because of the cost for the policy. A...


 Can I purchase Zyban under my insurance?
I am going to try Zyban or Chantix, but are they covered by my company health insurance?

Some of my friends say Yes, some say No.

T...


 Seriously...How do you really understand your car insurance coverage?
It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on ...


 Does collision insurance usually cover a cracked windshield caused by a pebble?
...


 I need 2 insure my car?
can u recamend a cheap incurance company?...


 In what way is this covered?
My car was broken into at my parents house. The stereo was stolen out of the car along with personal items (Clothes & such). I filed a claim with my car insurance and they are paying for the ...


 Do you need life insurance when the kids are out of the house and college and you're retired?
I won't have to worry about estate taxes (although I wish I did)....


 Hazard insurance???
Im buying my first home and i need some help finding out what i have to pay other than my basic mortgage.....
so.. what is hazard insurance estimated at 150/mo
what is real estate taxes.....


 Do you have a suggestion for a health insurance company?
I am looking for one that does not have a waiting period for current medical conditions or persciption coverage. Also one that is accepted widely. I do not want Blue cross and shield....


 Which is the best insurance policy today?
...


 Car damage?
I work for a bread factory. I parked my car parked in the staff car park. There was a flour accident and it went all over my car.

I got my car washed, however it has stained my bodywork. H...


 How do I get health insurance just on my 8 year old son?
...


 HeLP!! Dental insurance question???
I was told in the consultation that my insurance can only cover 80% of my removal of my 4 wisdoms teeth. It will be $1,500 to remove my wisdoms and the insurance can only cover $1,200 according to ...


 Can some one explain the different life insurance options in laymen's terms?
My hubs is self employed, I don't work and we're hoping to start a family very soon. We don't know enough to make an educated choice right now. We want to get the most for our money ...


 Which life insurance would suit my life?
I am 25 year old male. In strong health. I have a mortgage, car loan, and no credit card debt. I have no wife.
Which life insurance would benefit me but is also able to change with me as I ...


 What are some situations where life insurance is not needed?
I need this for a financial planning project. i need to find out when life insurance is not necessary in a ...


 Does anyone else believe that car insurance is complete thievery???
i mean,have you ever really thought about how much money you are flushing down the toilet every month, when you write out one of those checks???how many of us really benefit???

what about ...



james w
Legal question??? Can anyone help????
To make a long stort short, I was delivering a pizza, and when I was on the customer's property, my car got stuck on some mud, and it could of damaged some stuff. Could I do anything legally about this as far as compensation is concerned
                     
 




wyntre_2000
Probably not - let's look at what really happened:

"I drove my car into some mud, it got stuck, and there is damage"

If your question is, "Can I be compensated for damage to my vehicle because of this?" then still no.

Unless the property owner intentionally caused you to become stuck by either concealing the mud or directing you into it, you can't blame to property owner.

Also can't blame the pizza shop and try to get comp from them - they make you sign a waiver and proof of insurance when you got hired.

If your question is "Can I make a claim for damages to my car under my insurance policy?" - the answer is probably not.

Since you were the one that drove the car into the mud, you are responsible. Unless you have some serious damage to your vehicle that is way over your deductible, its not worth it.

If your question is "Can the property owner come after me for damage to the property that I caused when I got my car stuck in the mud?" then the answer is yes.

Your insurance should have property damage liability - usually in the tens or hundreds of thousands of dollars. This is the part of the insurance that covers the damage to property you cause as a result of operating the vehicle.

In this case, the property owner can make a claim against you, and your car insurance should cover it. Again, since you signed a waiver, you would not be covered by the pizza shop or even state laws that protect you since you were "on the job".

Hope this clears it up and helps!


Chrystell L.
Rating
This is America, you can sue anyone for anything.


Q.S.G
Contact your Ins. Agent. He/She will let you know if you should have your vehicle inspected for any damage.


prakunna
Try the links in http://www.hot8sites.com/legal/


Hello Dolly
Rating
wyntre 2000 is completely right.

You took the risk by driving your car delivering pizza. I wouldn't suggest notifying your insurance company that your car was damaged in the pursuit of a business. Unless they are specifically aware that you were using the car for business purposes, you might be in for cancellation or non-renewal of insurance. If you file a lawsuit, your insurance company will be notified of this. Of course, if you HAVE NO INSURANCE, that is a completely different story.

I wouldn't sue the owner of the property. You were the one who drove in where you drove in and got your own vehicle stuck. You bear the burden of proof that he was somehow negligent for getting your car stuck. He wasn't, except that he ordered a pizza from your company. The bad side: Your company will lose money...he'll tell his friends and neighbors, they'll tell their friends and neighbors, etc., etc., etc., on down the line. The bad press your company receives from this will probably cause you to lose your job. You'd probably have a better chance of getting compensation from your company, if you didn't sign any waiver...I wouldn't do that, of course, because you'll be out of a job so fast your head will spin. Companies do not look favorably on such lawsuits. Plus, you'll have court costs and all the associated fees should you lose your case (and it's highly likely you'll lose your case).

Suck it up and pay for any damages that happened in the course of this incident. Sometimes it's just better to let things go than pursue legal means.


c.arsenault
Rating
I think you have no recourse. How can getting stuck in the mud damage your car?!?!? Be careful where you park from now on.


blustaller@yahoo.com
no, its all your own risk


Roxy
Rating
Try to ask a lawyer or go to the court maybe you can appeal a small case.... But really ask someone professional.
Good Luck


Barkley Hound
No. But if you damaged his property he could sue you.


mbrcatz
Rating
You're responsible for any damage to the lawn that your car caused . . .they are NOT responsible for damage done by the mud.

As a side note, many companies will cancel a personal auto policy if you use a vehicle for delivery purposes, including pizza delivery.


Suzanne: YPA
Some answerers are unaware there are laws that state you can sue someone for damages or injuries caused by unabated risks on private property.

For example, if you tripped on a huge crack in their sidewalk as you approached their front door, causing you to fall and be injured, you can sue, because the crack was apparant to them and should have been repaired.

If these folks knew about their deep mud and did nothing to ensure it wasn't driven into, and the mud can be shown to have caused damage to your car, you can claim damages.

Get your car inspected ASAP, then see an attorney. These laws differ according to the state.


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