 Can anyone please explain this to me - question about US health insurance? |
| I just moved to the States from Canada to work as a nurse and I'm trying to figure out how health insurance works down here. What is the difference between Medicare & Medicaid? And what are H... |
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 Daughter is pregnant her husband started a new job insurance wont take preexisting where do we go? |
| We want to stay with her current OBGYN but it has been a while since our daughter had insurance, almost a year.... |
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 What is the best way to market a small insurance broker? |
| My dad is a broker in the insurance business. We cant really afford to have fansy billboard and other expensive adverts. However we have a good data base and get repetitive sales from our current ... |
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 If your employer takes out money for health insurance premiums, is that before or after income taxes? |
Thanks!
Additional Details
I'm in the US. My employer pays for my premiums, but when my baby comes this September, I have to pay for hers.
Thanks!... |
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 Question regarding car insurance and non traffic accident claims? |
| Hi! I was wondering if insurance companies raise your rates based on the number of claims you have total (traffic accident or non traffic accident) or do they primarily look at the claims you have ... |
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 What are my rights? - UK Home insurance? |
Additional Details
I used mneysupermarket.com to purchase home insurance in October. From tomorrow I shall no longer be liing in the house and I will be renting it out. (I went for the ... |
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 Why do my car insurance brokers treat me like the guilty party? |
| I'm a good guy, I pay my premium on time and have been loyal to them. I was rammed by two yobs, who then drove away hitting three other cars eventually abandoning it a short distance away. My ... |
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 Do you think I should become and insurance sales agent? seems to be a great job:)? |
Additional Details
thank you everyone who answers! I work at this company as a secretary and the longer i'm here the more i want to try this job. it just seems to be fun. and hard ... |
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 What am I responsible for? How much etc? |
| My aunt put some couches on her credit account for me because I have never been able to finance for anything due to my credit because of ID theft. She has filed bankrupt this year and I had to stop ... |
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 If I have Illinois Medicaid, am I covered in California? |
| I live in Illinois now, but will be going to college in Calfornia in August. They require that I have health insurance. I have Illinois Medicaid now, am I covered in California? If I need new ... |
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 Life insurance with gerber life? |
| hey everybody...im thinking of taking life insurance with gerber life..im getting a lot of pish posh from the company, they seem to be circumventing my questions....im curious has anybody ever filed ... |
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 Cannot get health insurance through company I work for. What is a good provider for good coverage and price?? |
| I need to get health insurance at a decent monthly cost and good coverage. I cannot find an isurance provider that will cover me with a pre-existing condition (tubes in ears, ENT) at a resonable ... |
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 Insurance cancelled me because of material misrepresentation? What does this mean? |
| am a g1 driver, have been insured with same insurance company for 14 months. Recently had a car accident. When i filed a medical claim they cancelled me and told me becuase of material ... |
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 Are car insurance deductibles generally per incident or per year? |
| Is one's car insurance deductible amount generally for each incident or accident that occurs or is it per policy year? If my comprehensive deductible is $1,000, does it make no sense to go ... |
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batmancrtny | Legally, can a child be covered under two insurance policys? |
My husband and I live in Wisconsin, My step sons mom lives in Texas. He is currently covered under our insurance plan. He will be going to see his mom in Texas in a few months, legally is she allowed to have him covered under her insurance policy while he is still covered under ours? He is only four years old. |
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sarah314
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Of course. This is actually fairly common.
One policy will be primary according to industry standard Coordination of Benefit rules. And the other would be secondary.
Its not always necessary or beneficial to be on 2 policies. (For example, if the primary coverage picks up most of the bill, it doesn't always make sense to pay a premium for a secondary policy.)
Of course, in some instances, it might not cost any extra premium to have the child on 2 policies. For example, if your husband and his ex are both getting family coverage through an employer for their other dependents anyhow, it may not cost them any extra premium to stick their son on too.
My husband is covered on 2 health insurance policies - his own through his employer, and my family coverage through my employer. (He has to take the single coverage through his employer and doesn't pay any premiums for it. But, since I'm already paying for family coverage for me and the kids, I leave his name on my policy too. We don't pay any extra premiums for him to have the double coverage, so it makes sense in our case.) |
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Christin K
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Sure, it's legal. One would be the primary carrier and one would be the secondary. Many people are covered by two (or more) policies. |
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golferwhoworks
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yes very common. the one in place the longest is primary and the other is secondary |
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Insurance Pickle.com
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You can buy as many insurance policies as you'd like (although some companies require that you don't have other coverage), but it's just a waste of money. So, if she wants to give money away recommend that she give it to a nice charity instead. |
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bud68
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Health insurance? Yes, but one will be designated as primary payer and the other as secondary payer. |
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mbrcatz
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Yes, legally, she can - and since you're talking about two different states, it's a pretty good idea. |
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MMFCL *Colton James due 6/30/09*
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yes its legal |
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