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Alex | Letting someone borrow your car? |
my car is registered and insured by AAA and my friend has a valid license. is there anything i should be worried about letting him borrow my car for the weekend? i live in california. thanks! |
 |
 
Tori
 |
If your friend has an accident in your vehicle...it will be covered by AAA... you have the right to allow ANYone borrow your vehicle...
BUT if your friend is UNinsured - they will be added to your policy WITH the insurance points for the accident.
If your friend is insured with their own policy... your policy will pay for the accident and their points (if at fault) will go on their own policy
Insurance follows the vehicle.... Points follow the driver |
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dlmrgnk
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Yes, there is something you need to work out. Who pays the deductible if there is an accident? Do you know this person to be sober and dependable? |
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Lee N
|
Respectfully, I would never let anyone borrow my car. When operating your vehicle with permission the individual is generally considered an "insured". Insurance typically follows the car. This means that if they have an accident any loss will be on your insurance. The implications for your insurance rates could be substantial and long term if they were to have a serious accident. |
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Tara S
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Dude not a big deal if you know him and trust him, let him take the car, just make sure hes someone that cares for you. My boyfriend i let him barrow my car all the time, no he doesnt have insurance but he does have a drivers liscence, I TRUST HIM, PERIOD THATS IT. |
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one sickk individual
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nope if you trust him then no:) |
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dekakashi
 |
well, if you trusted him, then there wont be anything to worry about. |
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mbrcatz
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AAA is a club, not an insurance company. Depending on what state you are in, your insurance is with Commerce, or maybe Hartford. It could also be with another company.
If your friend is a household member, you will need to list him as an operator for him to be covered while driving your car. If not, and if your friend has access less than once a month, or less than 10 days a year, it's possible you don't need to list him.
But it's ALSO possible that you do. You will need to call your agent - at AAA, and ask them, to be sure. |
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Terry S
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Tell him to go RENT a car.
The rates are NOT that excessive.
I would not let someone borrow my car unless it was a significant other. |
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