I was 21. Since I started paying in to it @ 21, my fam would be left w/ approx $40 000 after my death. I wonder if I'll have a fam by then... Right now I have no husband or kids so right now I'm thinking that it'd be split b/w my Mom & sis's & my niece. (She's only 3 mos old & I love her so so so so MUCH :D ) Oh, but it'd cover the cost of the funeral too. Anyone w/ AIL ? It's a good life insurance plan. If you get hurt, & have to go to the hospital, they pay x amount of $s. If you become terminally ill, you can take half of it out & go on a trip or something. (Or are all Insurance companies like that ?) I'm doing this cuz I wanna be responsible & leave my fam something if something should happen to me. If it's not just my Mom, sis's & niece, then my husband, kid(s) & Mom, w/ some to leave to my sis's & niece ? Depends on what happens down the road !!! I think if you go to www.ail.com you can find some info there. I'm only paying $30 a mo :)
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I think that peeps should be more responsible & think of the $ that their fam would have to pay in case of death. What if you were in a fatal car accident tmw ? Would your fam have the funds to pay for it ? Is your fam rich ? Why leave others to pay for your funeral ? I kind like the idea of what the person said bout getting to choose the casket, music & all, cuz who wants to make those type of decisions when they're grieving over you ? Then again, I also wouldn't wanna make those decisions also cuz then I'd have to pay a price that my fam could have gotten a lot cheaper for. W/ AIL, you get a paper that you take to the priest. You don't show him it til AFTER you've chosen everything that you want. If they know that you can afford it they're gonna rip you off. That's why you wait til after you've chosen everything & after they've given you a price. Glad to see that there are others who started pay in to life insurance @ 21 :D Congrats ! Don't believe there are many young peeps who