I have a 20 year term insurance.
I think I am paying too much now. Can I cancel it, and go for another one, where the rates are cheaper? What are the drawbacks of doing this?...
I was just wondering if any insurance companies offer insurance that will cover your living expenses (regular bills, mortgage payments, etc) for say 3-4 months in the case of a job loss? Is there ...
***how exactly does it work, i understand the basics but what if i do get robbed do they just hand over the check to me?? what if only some items get robbed??
Tomorrow i will be sending out my CV to various retail shops, and i'm currently stuck on what else i should write in my cover letter. What else should i put in it/what should i take out/what ...
I am covered by my job. He got denied because I am 5 1/2 months pregnant? Additional Details nope I have my own coverage...he just didn't like his old coverage and he wanted ...
My Friend had a car on finance and a mate of his paid the balance off as a favour.does this mean the mate has a rightful claim on the car should it be ...
My 20 yr old fell asleep behind the wheel or fainted. Now he has to see all these doctors - heart doctor and now a brain doctor to find out why??? But, the brain doctor won't see him due to he ...
I currently have an insurance policy that covers me solely for accidents, i want to cancel this policy and get one that covers me for life, accidents and sickness. So my question is twofold
I have no insurance and the hospital will not help. Medicade tells me that becouse I have a job there is nothing they can do I have a 6mth old that is on medicade. The hospital said there is nothing ...
I had surgery back in 2005. I didn't have insurance, so I applied for COBRA. When I asked when the policy would be active, the person taking my information told me she would backdate it to the ...
I would like to suggest you get as much information as you could before taking action,here http://www.insuranceidea.info/free-insurance.htm is a good place for that.
hadley2120
The first thing you may want to consider is your goal - Why do you need life insurance? What are you trying to accomplish with your policy?
Do you have anyone who relies on your for financial support? Do you have any outstanding debt? Do you want to pay for your final expenses? Do you want to leave money to someone?
Then, you may want to consider how much life insurance you need, how long you need life insurance, what you can afford, and what type of life insurance you need.
You can learn about life insurance at the Life and Health Insurance Foundation for Education at www.lifehappens.org They have tips, articles, and videos to help you learn about life insurance.
Best of luck to you.
ragedesign
Unless you have children, or a mortgage with someone I would say don't bother. Its money that could be spent elsewhere.
Nutty Nut
You only want life insurance if someone depends on you for support.
God's Gift
if u have a child...or a partner/wife or a mortgage, then yeah life insurance could be something to sort out asap
go n check out a bank or building society...n just ask an advisor
if those 3 things aint ur current situation u may want to checkout income protection instead...so if u cant earn moeny through some form of unemployment or sickness or accident...then u may be covered
ask n they will get u sat down...n see whats better suitted to u
dont ever sign anythign right away, they will want u to sig up to secure the sale
SHOP ARROUND
WelshLad
I haven't bothered with this cause I live on my own and don't have a partner or children. Since I have a mortgage I have opted for critical illness cover instead.
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