 Can you buy legal insurance to help you in case you get sued? |
| I am starting a small business and know there are risks of getting sued for crazy reasons. Please share any details! THANKS!... |
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 Life insurance question? |
| My parents are divorced and my dad is trying to get life insurance for himself. He says he needs my brother's and my information like SSN and birth certificates. Does he need them? My mom doesn&#... |
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 Is this how insurance companies work? |
| My daughter had her unattended legally parked car hit and totaled out by a drunk driver with no insurance in a stolen car. The owner of the car had no insurance and both of these people are in jail ... |
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 Auto Insurance - Uninsured/Underinsured? |
| I have auto insurance coverage. I understand the various coverages included in the current policy. 1)Liability a)Bodily Injury b)Property Damage 2)Personal Injury Protection (madatory in MN) 3)C... |
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 My dad is 67 and wants to get a 1 year term insurance. Are there any companies that are reasonable? |
67 Years Old
$250,000 face value
1 Year Term
Additional Details
No, he is in great health, its to satisfy my Mother because he wants to work for another year. So basically he ... |
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 When is it good to cash out a universal policy and replace it with term.? |
| I have had a universal policy for a long time and have just been enlightened about term vrs universal/whole life. The cash value is at 14,000 (which I could really use some now), I'm 40 with a ... |
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 How can I convince insurers that I'm low risk? |
| I'm under 25, haven't had my drivers licence for long and started working at the beginning of this year. The vehicle insurance qoutes that I get are almost double the instalment of the car.... |
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 Car theft...would it be reporting this(read on)? |
My sister in law is 17 and had her car stolen last night
also can you beleive the police want paying to find it?!?!
If she claims on the insurance(as it was only a cheap little runner) ... |
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 Cash Value Life Insurance, Is there a value? |
| A friend of mine recommended me to an investment group who deals in all areas of insurance, mutual funds, money markets, etc. I met with them to discuss savings options and they immediately jumped ... |
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| We discovered a leak in our kitchen ceiling. When we took the sheet rock down, we discovered evidence of fire in the beams. The previous ownes did not disclose this information. What options do we ... |
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 Can you pay insurance deductible with a credit? |
| can you pay insurance deductible with a credit?... |
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 Fire insurance, any one know if it covers the san diego fires? |
| after seeing the distruction of the current wild fires here in San Diego I am considering getting renters insurance for my apartment to cover my belongings. I told a friend this and he said that the ... |
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 Can you lie about smoking/non on a health insurance application? |
| So many people say "check non" but it seems so easy to get caught.... |
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 HELP FRAUD!!!I found out today that someone has been using my social security number to get insurance!!!? |
| I originally wasn't going to get insurance with my company then i did, but didn't recieve a card. the benefits manager called me back with this info, i faxed her my social security number ... |
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MidwesternTyrant | Life Insurance Policies??? |
What is the best life insurance company to go with so that my wife and children will have something in the event of my death? |
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Luv2Cook
 |
It is not so much the company as it is the policy provisions. Once an insurance policy is issued it can't be canceled unless the insurance company changes everyone's policy. Just know that. The type of policy you want is a permanent policy versus a term. Term insurance while cheap, if over at the end of a term and generally insurance companies rates to extend the policy is not cost effective. A permanent policy build cash value, later in life you can even take out policy loans and still have your death benefit in tact. These types of policy's require medical underwriting, but are the best wealth transfer strategy out there today. Death Benefits are income tax free to the beneficiary. . . doesn't mean you won't have to pay estate taxes. Best to work with a qualified insurance agent who is aware of the taxation rules on life insurance.
Can you tell I sell life insurance. Hope that was helpful. Standard Life of Indiana is a great company, reasonable rates and good moving parts within the policy. I have this policy and have had to problems. |
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fhfan731
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And no one mentioned Western & Southern Life! I'm so disappointed. They have been in business since 1888, over $57 billion in assets. AA+ rating from Standard & Poor's. I could go on and on. And W&S is #1 in the entire nation for payouts. When a death claim needs to be paid, your beneficiaries receive the money in 7 business days or less. If you're in PA, contact me. |
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Tori
 |
Go to a local agency...
preferrably where you insure your cars or house...or both...
You get better prices and service that way...and a reputable company with a good name & claims history (Allstate, State Farm, Nationwide) with the Multi-line discounts
DO NOT BUY IT ONLINE! It could be a fly-by-night company that will be broke when you die & your family gets nothing |
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Bradley S
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It’s hard to say what the best options would be without more information, such as your age and the number of dependents you have (if any). I recommend speaking with an independent insurance broker. A broker works with several companies and can find the best plan and rates for you. To find a broker in your area, log on to a website like http://www.lifeinsurancewiz.com and fill out a form requesting a quote. Your information will be sent to a broker in your area who will contact you. The consultation is free and there is no obligation. |
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insuranceagent123
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As someone else also stated, go through a local agent. You should also get the policy through a reputable company. Northwestern, New York, Met... Financial stability is important wheny buying life.
I always recommend that people purchase insurance locally through an independent agent, as they will educate and help you on these type of questions. The best way to do this is to get a quote online using a company like http://www.2insure4less.com/?s=233450 or http://www.netquote.com.
You should get a number of calls from local agents who can not only help you save money, but can also answer these type of questions. Local service is a great thing when you have questions.. Good luck calling an 800 number in who knows where.. :)
Best of luck! |
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Insurance Pickle.com
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You can use the quoting tool on my web site and you'll see some tips on what and how much to buy. It'll also quote ~150 different insurance companies. There is no "best" company.
An insurance broker can show you multiple policies and they cost nothing to use as they get paid by the insurance company....not by you.
Jeff |
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mbrcatz
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There's no one size fits all best company. ANY A rated carrier that writes in your state, will be fine.
Go talk to a couple local, independent agents in your area. |
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