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 Who should own your life insurance? |
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 I have a 1964 chevy pick up that I am restoring,,I just got a letter from my homeowners insurance? |
that said I had to remove the inoperable vehicle,,my agent says he dont know what to do
do any of youy have a suggestion
Additional Details
If you have looked ,I am in Texas ... |
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 I need an honest answer: Are you ready financially ready for death? |
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Do you feel you have enough disability insurance?
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MJallday | Life Insurance payouts? |
Hi everyone, can someone explain to me how life insurance goes? If someone has 125,000 in life insurance and passes away, does the beneficiary get 125,000??? |
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magoo&me
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Yes; however, if the policy is whole life, you want to make sure there were no policy loans taken out against the policy, if so the company will deduct the loan from the proceeds the beneficiary receives. Probably is a term policy with such a large face amount so no cash value to borrow from anyway. Also, if the policy is less than two years old the insurance company will check to make sure you were honest on the application, this is called the contestibility period. If all is well the proceeds will be paid out tax free to the named beneficiary. Best wishes. |
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SDD
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Yes. |
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www.lawyeruplasvegas.com
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As a general rule, if the policy pays out $125k upon death of the insured, and the insured dies, the named beneficiary should recieve a payment from the life insurance company of $125k.
However, there are always exceptions to the general rule. For example, in California, many policies state that they will not pay under certain conditions such as if the named insured commits suicide or has a blood alcohol above the legal limit at the time of death.
The life insurance company may also try to weasel out of paying if they uncover any inaccuracies in the insured's application, such as if the insured failed to disclose the diagnosis of some sort of disease.
Additionally, as a matter of public policy, at least in California, the named beneficiary will not receive the proceeds if the named beneficiary murdered the named insured. |
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Luv2Answer
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Yes. Life insurance is not taxable. |
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BlaQice
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It depends. If you kill them to get it you get jail instead of the $125,000. |
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